FDIC Certificate #: 11016 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:First Security Bank of Missoula (#21010) Federal Reserve ID: 536358 Date Established: January 01, 1906 WWW:http://www.fsbtf.com Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 2 (Interstate: No) OTS Docket #: 13131 FDIC's unique #: 7062 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: November 01, 2005 Last Structure Change Process Date: November 14, 2005 Last Data Update: November 14, 2005 Data Source Date: April 05, 2012
Location
Address: 107 South Fulton, Thompson Falls, MT 59873 County: Sanders Quarterly Banking Profile Region: San Francisco FDIC Geographic Region: San Francisco FDIC Supervisory Region: San Francisco FDIC Field Office: Billings Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West
Financial Summary
Total assets: $153.9 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2004)
Dollar figures in thousands
49Total employees (full-time equivalent)
$153,761Total assets
$7,893Cash and due from depository institutions
$5,721Interest-bearing balances
$22,842Securities
$0Federal funds sold & reverse repurchase agreements
$114,245Net loans & leases
$2,067Loan loss allowance
$0Trading account assets
$3,873Bank premises and fixed assets
$143Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$4,765All other assets
$153,761Total liabilities and capital
$141,280Total liabilities
$119,658Total deposits
$99,537Interest-bearing deposits
$119,658Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$20,708Other borrowed funds
$0Subordinated debt
$914All other liabilities
$12,481Total equity capital
$12,481Total bank equity capital
$12,481Perpetual preferred stock
$0Common stock
$700Surplus
$6,800Undivided profits
Memoranda
$4,981Noncurrent loans and leases
$16,966Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$3,219Earning assets
$0Long-term assets (5+ years)
$1,181Average Assets, year-to-date
$142,808Average Assets, quarterly
$14,409Volatile liabilities
$141,062Insider loans
$151,139FHLB advances
$31,650Loans and leases held for sale
$390Unused loan commitments
$20,708Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$2,376Total risk weighted assets
$16,966Total unused commitments
$0Restructured Loans and leases
$1,461Derivatives
Income and Expense (December 31, 2004)
Dollar figures in thousands
$9,255Total interest income
$3,056Total interest expense
$6,199Net interest income
$500Provision for loan and lease losses
$605Total noninterest income
$0Fiduciary activities
$234Service charges on deposit accounts
$0Trading account gains & fees
$371Additional noninterest income
$3,872Total noninterest expense
$2,143Salaries and employee benefits
$504Premises and equipment expense
$1,225Additional noninterest expense
$2,432Pre-tax net operating income
$64Securities gains (losses)
$873Applicable income taxes
$1,623Income before extraordinary items
$0Extraordinary gains - net
$1,623Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$118Sale, conversion, retirement of capital stock, net
$168Net operating income
Performance and Condition Ratios (December 31, 2004)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.16%Yield on earning assets
2.36%Cost of funding earning assets
4.79%Net interest margin
0.47%Noninterest income to earning assets
2.99%Noninterest expense to earning assets
1.12%Net operating income to assets
1.15%Return on assets (ROA)
1.77%Pretax return on assets
13.74%Return on equity (ROE)
12.32%Retained earnings to average equity (YTD only)
0.11%Net charge-offs to loans
423.73%Credit loss provision to net charge-offs
24.85%Efficiency ratio
56,908Assets per employee
3.14%Cash dividends to net income (YTD only)
Condition Ratios (%)
10.35%Loss allowance to loans
1.78%Loss allowance to noncurrent loans
64.21%Noncurrent assets plus other real estate owned to assets
2.19%Noncurrent loans to loans
2.77%Net loans and leases to deposits
95.48%Net loans and leases to core deposits
129.81%Equity capital to assets
8.12%Core capital (leverage) ratio
8.20%Tier 1 risk-based capital ratio
10.71%Total risk-based capital ratio
Memoranda
$12Average assets
$141,062Average earning assets
$11,809Average equity
$129,321Average loans
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