FDIC Certificate #: 17278 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Intrust Bank, National Association (#4799) Federal Reserve ID: 604453 Date Established: January 01, 1911 WWW:http://www.1sbjc.com Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 2 (Interstate: No) FDIC's unique #: 11297 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes State Chartered: Yes Date of Deposit Insurance: December 07, 1953 Last Structure Change Effective Date: March 16, 2007 Last Structure Change Process Date: March 28, 2007 Last Data Update: March 28, 2007 Data Source Date: April 05, 2012
Location
Address: 904 West 6th Street, Junction City, KS 66441 County: Geary Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Hays Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Core Based Statistical Area (CBSA): Manhattan, KS (#31740) CBSA Metro Statistical Area: Manhattan, KS (#31740)
Financial Summary
Total assets: $44.0 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2006)
Dollar figures in thousands
21Total employees (full-time equivalent)
$44,016Total assets
$2,527Cash and due from depository institutions
$0Interest-bearing balances
$12,353Securities
$9,063Federal funds sold & reverse repurchase agreements
$18,442Net loans & leases
$72Loan loss allowance
$0Trading account assets
$397Bank premises and fixed assets
$0Other real estate owned
$4Goodwill and other intangibles
$874Life insurance assets
$1,230All other assets
$44,016Total liabilities and capital
$40,727Total liabilities
$40,612Total deposits
$34,398Interest-bearing deposits
$40,612Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$115All other liabilities
$3,289Total equity capital
$3,289Total bank equity capital
$3,289Perpetual preferred stock
$0Common stock
$150Surplus
$1,000Undivided profits
Memoranda
$2,139Noncurrent loans and leases
$7,542Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$316Average Assets, year-to-date
$39,858Average Assets, quarterly
$3,062Volatile liabilities
$39,867Insider loans
$41,755FHLB advances
$1,395Loans and leases held for sale
$3,361Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$7,542Total unused commitments
$0Restructured Loans and leases
$72Derivatives
Income and Expense (December 31, 2006)
Dollar figures in thousands
$2,192Total interest income
$790Total interest expense
$1,402Net interest income
-$64Provision for loan and lease losses
$735Total noninterest income
$7Fiduciary activities
$266Service charges on deposit accounts
$0Trading account gains & fees
$462Additional noninterest income
$1,504Total noninterest expense
$699Salaries and employee benefits
$273Premises and equipment expense
$532Additional noninterest expense
$697Pre-tax net operating income
$0Securities gains (losses)
$33Applicable income taxes
$664Income before extraordinary items
$0Extraordinary gains - net
$664Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$56Sale, conversion, retirement of capital stock, net
$511Net operating income
Performance and Condition Ratios (December 31, 2006)
Dollar figures in thousands
Performance Ratios (%, annualized)
6.07%Yield on earning assets
2.19%Cost of funding earning assets
3.88%Net interest margin
2.04%Noninterest income to earning assets
4.17%Noninterest expense to earning assets
1.67%Net operating income to assets
1.67%Return on assets (ROA)
1.75%Pretax return on assets
21.13%Return on equity (ROE)
4.87%Retained earnings to average equity (YTD only)
-0.31%Net charge-offs to loans
114.29%Credit loss provision to net charge-offs
0.00%Efficiency ratio
70,379Assets per employee
2.10%Cash dividends to net income (YTD only)
Condition Ratios (%)
76.96%Loss allowance to loans
0.39%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
45.41%Net loans and leases to core deposits
47.03%Equity capital to assets
7.47%Core capital (leverage) ratio
8.18%Tier 1 risk-based capital ratio
13.57%Total risk-based capital ratio
Memoranda
$14Average assets
$39,867Average earning assets
$3,143Average equity
$36,104Average loans
Total Fiduciary and Related Assets (December 31, 2006)
Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
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