Intrust Bank, National Association in Wichita, Kansas (KS), OK, AR
Overview, Financial Summary, Detailed Financial Reports, Branches


Intrust Bank, National Association - Overview

  • General
  • FDIC Certificate #: 4799
    Status: Active
    Federal Reserve ID: 557858
    Bank Holding Company (Regulatory Top Holder): Intrust Financial Corporation (RSSDID: 1064278, Location: Wichita, KS)
    Date Established: November 01, 1876
    WWW: http://www.intrustbank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 48 (Domestic: 48, Interstate: Yes)
    FDIC's unique #: 3208
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 16, 2007
    Last Structure Change Process Date: March 28, 2007
    Last Data Update: March 28, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 105 North Main Street, Wichita, KS 67202
    County: Sedgwick
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Wichita, KS (#9040)
    Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
    Core Based Statistical Area (CBSA): Wichita, KS (#48620)
    CBSA Metro Statistical Area: Wichita, KS (#48620)
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
    Corrections
  • Financial Summary
  • Total assets: $4,066.0 mil
    Equity capital: $356.0 mil
    Deposits held in domestic offices: $3,310.3 mil
    Return on assets (ROA): 1.13% ($45.9 mil)
    Quarterly return on assets: 0.95% ($38.6 mil)
    Return on Equity (ROE): 12.13% ($43.2 mil)
    Quarterly return on equity: 10.35% ($36.8 mil)
    Net income: $43.3 mil
    Quarterly Net income: $9.5 mil
    Pretax return on assets: 1.18% ($47,978.7 mil)
    Quarterly Pretax return on assets: 0.99% ($40,253.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 766Total employees (full-time equivalent)
  • $4,065,989Total assets
  • $369,067Cash and due from depository institutions
  • $266,053Interest-bearing balances
  • $1,409,719Securities
  • $3,995Federal funds sold & reverse repurchase agreements
  • $2,123,941Net loans & leases
  • $37,637Loan loss allowance
  • $0Trading account assets
  • $66,469Bank premises and fixed assets
  • $5,445Other real estate owned
  • $13,854Goodwill and other intangibles
  • $4,065,989Life insurance assets
  • $73,499All other assets
  • $3,710,001Total liabilities and capital
  • $3,310,265Total liabilities
  • $2,740,040Total deposits
  • $3,310,265Interest-bearing deposits
  • $60Deposits held in domestic offices
  • 374905.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $24,831Subordinated debt
  • $355,988All other liabilities
  • $355,988Total equity capital
  • $355,988Total bank equity capital
  • $0Perpetual preferred stock
  • $12,000Common stock
  • $67,493Surplus
  • $276,495Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $5,978Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $16,993Income earned, not collected on loans
  • $106Earning assets
  • $14,097Long-term assets (5+ years)
  • $3,803,708Average Assets, year-to-date
  • $261,548Average Assets, quarterly
  • $3,835,439Volatile liabilities
  • $3,991,459Insider loans
  • $2,710,488FHLB advances
  • $3,907,774Loans and leases held for sale
  • $29,989Unused loan commitments
  • $29,989Tier 1 (core) risk-based capital
  • $347,780Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,700,518Restructured Loans and leases
  • $128,638Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $123,451Total interest income
  • $14,951Total interest expense
  • $108,500Net interest income
  • $15,000Provision for loan and lease losses
  • $66,622Total noninterest income
  • $17,040Fiduciary activities
  • $16,062Service charges on deposit accounts
  • $0Trading account gains & fees
  • $33,520Additional noninterest income
  • $114,924Total noninterest expense
  • $51,213Salaries and employee benefits
  • $12,615Premises and equipment expense
  • $51,096Additional noninterest expense
  • $45,198Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,857Applicable income taxes
  • $43,341Income before extraordinary items
  • $0Extraordinary gains - net
  • $43,341Net income attributable to bank
  • $0Net charge-offs
  • $43,341Cash dividends
  • $8,871Sale, conversion, retirement of capital stock, net
  • $30,000Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.43%Yield on earning assets
  • 0.42%Cost of funding earning assets
  • 3.01%Net interest margin
  • 1.85%Noninterest income to earning assets
  • 3.19%Noninterest expense to earning assets
  • 1.13%Net operating income to assets
  • 1.13%Return on assets (ROA)
  • 1.18%Pretax return on assets
  • 12.13%Return on equity (ROE)
  • 3.73%Retained earnings to average equity (YTD only)
  • 0.40%Net charge-offs to loans
  • 169.09%Credit loss provision to net charge-offs
  • 6.79%Efficiency ratio
  • 65,100Assets per employee
  • 5.31%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 69.22%Loss allowance to loans
  • 1.74%Loss allowance to noncurrent loans
  • 221.49%Noncurrent assets plus other real estate owned to assets
  • 0.55%Noncurrent loans to loans
  • 0.79%Net loans and leases to deposits
  • 64.16%Net loans and leases to core deposits
  • 67.65%Equity capital to assets
  • 8.76%Core capital (leverage) ratio
  • 8.90%Tier 1 risk-based capital ratio
  • 12.83%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $3,835,439Average earning assets
  • $357,357Average equity
  • $3,601,565Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $2,838,316Managed Assets
  • 1Number of Accounts
  • $1,977,197Personal trust and agency accounts
  • $491,953Employee benefit-defined contribution accounts
  • $520,641Employee benefit-defined benefit accounts
  • $72,447Other retirement accounts
  • $151,881Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $693,947Other fiduciary accounts
  • $46,328Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 2333Number of Accounts
  • $0Personal trust and agency accounts
  • $148,132Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $861,119Other retirement accounts
  • $2,951Corporate trust and agency accounts
  • $777,670Other fiduciary accounts
  • $9,262Fiduciary accounts held in foreign offices

Bank Assets Sold and Securitized (December 31, 2001)

  • Dollar figures in thousands
  • Principal balance with servicing or other recourse retained
  • $01-4 family residential loans
  • $0Home equity lines
  • $39,418Credit cards receivables
  • $0Auto loans
  • $0Other consumer loans
  • $0Commercial and industrial loans

List of branches

  • 1 Arkansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    77491604Rogers, Arkansas Branch3300 Market Street, Rogers, AR 72758June 20, 2009Full Service Brick and Mortar
  • 41 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03208Intrust Bank, National Association105 North Main Street, Wichita, KS 67202November 01, 1876Full Service Brick and Mortar
    1204113East Branch7800 East Central Avenue, Wichita, KS 67206December 07, 1973Full Service Brick and Mortar
    2204114West Branch8601 West Central Avenue, Wichita, KS 67212December 20, 1973Full Service Brick and Mortar
    3204115Northeast Branch3801 North Rock Road, Wichita, KS 67226June 15, 1988Full Service Brick and Mortar
    4204116Central And Maize Dillons Branch10515 West Central Avenue, Wichita, KS 67212October 17, 1990Full Service Brick and Mortar
    52726862005 West 21st Street Branch2005 West 21st Street, Wichita, KS 67203July 01, 1934Full Service Brick and Mortar
    62726882439 South Seneca Branch2439 South Seneca, Wichita, KS 67217July 01, 1934Full Service Brick and Mortar
    7204117Larksfield Branch7373 East 29th Street North, Wichita, KS 67226March 07, 1991Full Service Brick and Mortar
    8204118Southeast Branch1544 South Webb Road, Wichita, KS 67201July 01, 1991Full Service Brick and Mortar
    10204120South Seneca Branch3211 South Seneca, Wichita, KS 67217May 20, 1991Full Service Brick and Mortar
    12204122East Harry Branch5500 E. Harry Street, Wichita, KS 67218October 28, 1991Full Service Brick and Mortar
    16230611Detached West Facility13th And West Streets, Wichita, KS 67203April 10, 1976Limited Service Facility
    1712373East Central Street Branch3433 East Central Street, Wichita, KS 67208Febuary 01, 1962Full Service Brick and Mortar
    20245463Detached Facility8202 East 21st, Wichita, KS 67206March 01, 1985Limited Service Facility
    21204124Georgetown Branch1655 Georgetown, Wichita, KS 67218September 14, 1994Full Service Brick and Mortar
    22204125Central And Rock Road Branch7707 East Central, Wichita, KS 67206December 07, 1994Full Service Brick and Mortar
    23463474000 Somerset Drive Branch4000 Somerset Drive, Prairie Village, KS 66208August 10, 1990Full Service Brick and Mortar
    2611374Haysville Branch107 Wayne Street, Haysville, KS 67060May 01, 1919Full Service Brick and Mortar
    2711369Valley Center Branch142 North Ash Street, Valley Center, KS 67147October 04, 1954Full Service Brick and Mortar
    2832752El Dorado Branch100 South Main Street, El Dorado, KS 67042July 25, 1985Full Service Brick and Mortar
    30204126Dillons Branch9450 East Harry, Wichita, KS 67207August 16, 1995Full Service Brick and Mortar
    32204127Dillons In-Store Branch10222 West 21st Street, Wichita, KS 67205August 14, 1996Full Service Brick and Mortar
    34204129Dillons47th & Broadway, Wichita, KS 67216December 15, 1995Full Service Brick and Mortar
    3940619Manhattan Branch630 Humboldt Street, Manhattan, KS 66502January 01, 1906Full Service Brick and Mortar
    4141189901 Vermont Branch901 Vermont, Lawrence, KS 66044January 01, 1908Full Service Brick and Mortar
    42269599544 Columbia Drive Branch544 Columbia Drive, Lawrence, KS 66046June 30, 1988Full Service Brick and Mortar
    46269607203 West 7th Street Branch112 West 7th Street, Augusta, KS 67010June 30, 1988Full Service Brick and Mortar
    472696091035 Topeka Blvd. Branch1035 Topeka Blvd. Sw, Topeka, KS 66612June 30, 1988Full Service Brick and Mortar
    50269615Overland Park Branch8682 West 133rd Street, Overland Park, KS 66210June 30, 1988Full Service Brick and Mortar
    54264443308 West Central Branch308 West Central, Andover, KS 67002January 01, 1924Full Service Brick and Mortar
    57359814Derby Branch1501 North Rock Road, Derby, KS 67037March 05, 2001Full Service Brick and Mortar
    63363782Manhattan-Anderson Avenue Branch2706 Anderson, Manhattan, KS 66502May 30, 2002Full Service Brick and Mortar
    64365785Dillons Woodlawn Branch3707 N. Woodlawn, Wichita, KS 67220December 09, 2002Full Service Brick and Mortar
    66432598135th And Maple Dillons Branch13415 West Maple, Wichita, KS 67235September 27, 2004Full Service Brick and Mortar
    67439293New Market Square Branch2735 North Maize Road, Wichita, KS 67205Febuary 28, 2005Full Service Brick and Mortar
    69445643El Dorado West Branch2723 West Central, El Dorado, KS 67042August 08, 2005Full Service Brick and Mortar
    70445644Lawrence Wakarusa Branch4920 West 16th, Lawrence, KS 66049October 17, 2005Full Service Brick and Mortar
    71448852Johnson Co-Parkway Village Branch19501 West 65th Terrace, Shawnee, KS 66226January 23, 2006Full Service Brick and Mortar
    7311297First State Bank Branch904 West 6th Street, Junction City, KS 66441January 01, 1911Full Service Brick and Mortar
    75468287West Lake Branch405 South 119th Street West, Wichita, KS 67235September 11, 2007Full Service Brick and Mortar
    76478941Olathe Branch18225 West 106th Street, Olathe, KS 66061June 02, 2008Full Service Brick and Mortar
  • 6 Oklahoma Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    5814591Will Rogers Bank Branch4576 Nw 10th St, Oklahoma City, OK 73107June 04, 1973Full Service Brick and Mortar
    592710Moore Branch100 South Broadway, Moore, OK 73160January 01, 1904Full Service Brick and Mortar
    6017606Mustang Branch500 North Mustang Road, Mustang, OK 73064September 10, 1984Full Service Brick and Mortar
    61252246Will Rogers North #4 Branch8402 Northwest Expressway, Oklahoma City, OK 73162September 28, 1998Full Service Brick and Mortar
    65423422Will Rogers/Norman Branch501 36th Avenue Northwest, Norman, OK 73072October 06, 2003Full Service Brick and Mortar
    72458872Edmond Branch1450 S. Kelley Avenue, Edmond, OK 73003December 11, 2006Full Service Brick and Mortar

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