Chisholm Trail State Bank in Wichita, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Chisholm Trail State Bank in Wichita, Kansas (KS)
  • Show street view No street view available for this location
Chisholm Trail State Bank routing number info

Chisholm Trail State Bank - Overview

  • General
  • FDIC Certificate #: 21955
    Status: Active
    Federal Reserve ID: 372855
    Bank Holding Company (Regulatory Top Holder): Chisholm Trail Financial Corporation (RSSDID: 1061772, Location: Wichita, KS)
    Date Established: March 14, 1975
    WWW: http://www.chisholmbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 13257
    FDIC's unique #: 15219
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: March 14, 1975
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 6160 North Broadway, Wichita, KS 67219
    County: Sedgwick
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Wichita, KS (#9040)
    Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
    Core Based Statistical Area (CBSA): Wichita, KS (#48620)
    CBSA Metro Statistical Area: Wichita, KS (#48620)
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $67.4 mil
    Equity capital: $5.9 mil
    Deposits held in domestic offices: $61.0 mil
    Return on assets (ROA): 0.00% ($0.0 mil)
    Quarterly return on assets: -0.23% (-$0.2 mil)
    Return on Equity (ROE): 0.03% ($0.0 mil)
    Quarterly return on equity: -2.63% (-$0.2 mil)
    Net income: $0.0 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: 0.01% ($6.7 mil)
    Quarterly Pretax return on assets: -0.19% (-$128.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 21Total employees (full-time equivalent)
  • $67,382Total assets
  • $2,881Cash and due from depository institutions
  • $1,502Interest-bearing balances
  • $16,648Securities
  • $4,091Federal funds sold & reverse repurchase agreements
  • $39,104Net loans & leases
  • $756Loan loss allowance
  • $0Trading account assets
  • $2,173Bank premises and fixed assets
  • $384Other real estate owned
  • $0Goodwill and other intangibles
  • $67,381Life insurance assets
  • $2,101All other assets
  • $61,478Total liabilities and capital
  • $61,024Total liabilities
  • $45,627Total deposits
  • $61,024Interest-bearing deposits
  • $91Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $454Subordinated debt
  • $5,903All other liabilities
  • $5,903Total equity capital
  • $5,903Total bank equity capital
  • $0Perpetual preferred stock
  • $600Common stock
  • $1,700Surplus
  • $3,603Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $329Income earned, not collected on loans
  • $0Earning assets
  • $264Long-term assets (5+ years)
  • $61,345Average Assets, year-to-date
  • $26,176Average Assets, quarterly
  • $66,696Volatile liabilities
  • $67,452Insider loans
  • $40,119FHLB advances
  • $67,858Loans and leases held for sale
  • $1,171Unused loan commitments
  • $1,171Tier 1 (core) risk-based capital
  • $5,821Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $7,239Restructured Loans and leases
  • $219Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,678Total interest income
  • $296Total interest expense
  • $2,382Net interest income
  • $232Provision for loan and lease losses
  • $493Total noninterest income
  • $0Fiduciary activities
  • $284Service charges on deposit accounts
  • $0Trading account gains & fees
  • $209Additional noninterest income
  • $2,633Total noninterest expense
  • $1,327Salaries and employee benefits
  • $394Premises and equipment expense
  • $912Additional noninterest expense
  • $10Pre-tax net operating income
  • $0Securities gains (losses)
  • $8Applicable income taxes
  • $2Income before extraordinary items
  • $0Extraordinary gains - net
  • $2Net income attributable to bank
  • $0Net charge-offs
  • $2Cash dividends
  • $57Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.43%Yield on earning assets
  • 0.49%Cost of funding earning assets
  • 3.94%Net interest margin
  • 0.81%Noninterest income to earning assets
  • 4.35%Noninterest expense to earning assets
  • 0.00%Net operating income to assets
  • 0.00%Return on assets (ROA)
  • 0.01%Pretax return on assets
  • 0.03%Return on equity (ROE)
  • 0.03%Retained earnings to average equity (YTD only)
  • 0.14%Net charge-offs to loans
  • 407.02%Credit loss provision to net charge-offs
  • 4.25%Efficiency ratio
  • 91,583Assets per employee
  • 3.21%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.90%Loss allowance to noncurrent loans
  • 229.79%Noncurrent assets plus other real estate owned to assets
  • 1.06%Noncurrent loans to loans
  • 0.83%Net loans and leases to deposits
  • 64.08%Net loans and leases to core deposits
  • 64.49%Equity capital to assets
  • 8.76%Core capital (leverage) ratio
  • 8.58%Tier 1 risk-based capital ratio
  • 14.51%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $66,696Average earning assets
  • $5,778Average equity
  • $60,516Average loans

List of branches

  • 2 Kansas Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    015219Chisholm Trail State Bank6160 North Broadway, Wichita, KS 67219March 14, 1975Full Service Brick and Mortar
    1253793Bel-Aire Facility3813 North Woodlawn, Wichita, KS 67220June 09, 1977Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Chisholm Trail State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents