Community Bank of Wichita, Inc. in Wichita, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Community Bank of Wichita, Inc. in Wichita, Kansas (KS)
  • Show street view No street view available for this location
Community Bank of Wichita, Inc. routing number info

Community Bank of Wichita, Inc. - Overview

  • General
  • FDIC Certificate #: 35118
    Status: Active
    Federal Reserve ID: 2775692
    Bank Holding Company (Regulatory Top Holder): Community State Bancshares, Inc. (RSSDID: 2774305, Location: Wichita, KS)
    Date Established: August 16, 1999
    WWW: http://www.communitybankwichita.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 53392
    FDIC's unique #: 74907
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: August 16, 1999
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 11330 East 21st Street, Wichita, KS 67228
    County: Sedgwick
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Wichita, KS (#9040)
    Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
    Core Based Statistical Area (CBSA): Wichita, KS (#48620)
    CBSA Metro Statistical Area: Wichita, KS (#48620)
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $61.3 mil
    Equity capital: $6.1 mil
    Deposits held in domestic offices: $52.0 mil
    Return on assets (ROA): 0.73% ($0.4 mil)
    Quarterly return on assets: 0.92% ($0.6 mil)
    Return on Equity (ROE): 7.66% ($0.5 mil)
    Quarterly return on equity: 9.51% ($0.6 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.03% ($631.5 mil)
    Quarterly Pretax return on assets: 1.35% ($827.8 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 21Total employees (full-time equivalent)
  • $61,315Total assets
  • $2,710Cash and due from depository institutions
  • $1,468Interest-bearing balances
  • $7,764Securities
  • $15Federal funds sold & reverse repurchase agreements
  • $44,984Net loans & leases
  • $488Loan loss allowance
  • $0Trading account assets
  • $3,966Bank premises and fixed assets
  • $270Other real estate owned
  • $0Goodwill and other intangibles
  • $61,315Life insurance assets
  • $1,606All other assets
  • $55,223Total liabilities and capital
  • $51,991Total liabilities
  • $41,428Total deposits
  • $51,991Interest-bearing deposits
  • $88Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $2,900Trading liabilities
  • $0Other borrowed funds
  • $332Subordinated debt
  • $6,092All other liabilities
  • $6,092Total equity capital
  • $6,092Total bank equity capital
  • $0Perpetual preferred stock
  • $1,816Common stock
  • $1,933Surplus
  • $2,343Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $297Income earned, not collected on loans
  • $0Earning assets
  • $311Long-term assets (5+ years)
  • $54,231Average Assets, year-to-date
  • $13,778Average Assets, quarterly
  • $61,331Volatile liabilities
  • $62,263Insider loans
  • $49,244FHLB advances
  • $62,786Loans and leases held for sale
  • $755Unused loan commitments
  • $755Tier 1 (core) risk-based capital
  • $5,919Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,610Restructured Loans and leases
  • $1,258Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,351Total interest income
  • $630Total interest expense
  • $2,721Net interest income
  • $183Provision for loan and lease losses
  • $401Total noninterest income
  • $0Fiduciary activities
  • $191Service charges on deposit accounts
  • $0Trading account gains & fees
  • $210Additional noninterest income
  • $2,363Total noninterest expense
  • $1,413Salaries and employee benefits
  • $307Premises and equipment expense
  • $643Additional noninterest expense
  • $576Pre-tax net operating income
  • $54Securities gains (losses)
  • $185Applicable income taxes
  • $445Income before extraordinary items
  • $0Extraordinary gains - net
  • $445Net income attributable to bank
  • $0Net charge-offs
  • $445Cash dividends
  • $148Sale, conversion, retirement of capital stock, net
  • $30Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.09%Yield on earning assets
  • 1.15%Cost of funding earning assets
  • 4.95%Net interest margin
  • 0.73%Noninterest income to earning assets
  • 4.30%Noninterest expense to earning assets
  • 0.66%Net operating income to assets
  • 0.73%Return on assets (ROA)
  • 1.03%Pretax return on assets
  • 7.66%Return on equity (ROE)
  • 7.14%Retained earnings to average equity (YTD only)
  • 0.33%Net charge-offs to loans
  • 123.65%Credit loss provision to net charge-offs
  • 5.13%Efficiency ratio
  • 75,689Assets per employee
  • 2.92%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 6.74%Loss allowance to loans
  • 1.07%Loss allowance to noncurrent loans
  • 164.31%Noncurrent assets plus other real estate owned to assets
  • 0.92%Noncurrent loans to loans
  • 0.65%Net loans and leases to deposits
  • 86.52%Net loans and leases to core deposits
  • 93.74%Equity capital to assets
  • 9.94%Core capital (leverage) ratio
  • 9.43%Tier 1 risk-based capital ratio
  • 12.02%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $61,331Average earning assets
  • $5,809Average equity
  • $55,009Average loans

List of branches

  • 2 Kansas Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    074907Community Bank Of Wichita, Inc.11330 East 21st Street, Wichita, KS 67228August 16, 1999Full Service Brick and Mortar
    1467655Community Bank - Haysville371 North Main, Haysville, KS 67060October 23, 2006Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Community Bank of Wichita, Inc..
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents