First State Bank in city_name, state_name - Detailed Financial Reports, Location

First State Bank in Grandfield, Oklahoma (OK)
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First State Bank routing number info

First State Bank - Overview

General
FDIC Certificate #: 9467
Status: Active
Federal Reserve ID: 129358
Bank Holding Company (Regulatory Top Holder): First Of Grandfield Corporation (RSSDID: 1056723, Location: Grandfield, OK)
Date Established: June 01, 1930
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 6084
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 120 East First Street, Grandfield, OK 73546
County: Tillman
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Oklahoma City
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $35.8 mil
Equity capital: $2.9 mil
Deposits held in domestic offices: $32.5 mil
Return on assets (ROA): 1.05% ($0.4 mil)
Quarterly return on assets: 0.32% ($0.1 mil)
Return on Equity (ROE): 12.64% ($0.4 mil)
Quarterly return on equity: 3.66% ($0.1 mil)
Net income: $0.4 mil
Quarterly Net income: $0.0 mil
Pretax return on assets: 1.05% ($375.8 mil)
Quarterly Pretax return on assets: 0.32% ($114.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
10Total employees (full-time equivalent)
$35,789Total assets
$501Cash and due from depository institutions
$0Interest-bearing balances
$16,850Securities
$935Federal funds sold & reverse repurchase agreements
$16,162Net loans & leases
$276Loan loss allowance
$0Trading account assets
$269Bank premises and fixed assets
$0Other real estate owned
$50Goodwill and other intangibles
$35,789Life insurance assets
$1,022All other assets
$32,843Total liabilities and capital
$32,545Total liabilities
$26,884Total deposits
$32,545Interest-bearing deposits
$97Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$298Subordinated debt
$2,946All other liabilities
$2,946Total equity capital
$2,946Total bank equity capital
$0Perpetual preferred stock
$100Common stock
$400Surplus
$2,446Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$149Income earned, not collected on loans
$32Earning assets
$363Long-term assets (5+ years)
$33,947Average Assets, year-to-date
$18,903Average Assets, quarterly
$34,022Volatile liabilities
$35,479Insider loans
$18,189FHLB advances
$35,736Loans and leases held for sale
$540Unused loan commitments
$540Tier 1 (core) risk-based capital
$2,402Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$2,516Restructured Loans and leases
$205Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$1,488Total interest income
$361Total interest expense
$1,127Net interest income
$10Provision for loan and lease losses
$144Total noninterest income
$0Fiduciary activities
$102Service charges on deposit accounts
$0Trading account gains & fees
$42Additional noninterest income
$982Total noninterest expense
$533Salaries and employee benefits
$128Premises and equipment expense
$321Additional noninterest expense
$279Pre-tax net operating income
$79Securities gains (losses)
$0Applicable income taxes
$358Income before extraordinary items
$0Extraordinary gains - net
$358Net income attributable to bank
$0Net charge-offs
$358Cash dividends
$10Sale, conversion, retirement of capital stock, net
$210Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.64%Yield on earning assets
1.12%Cost of funding earning assets
3.51%Net interest margin
0.45%Noninterest income to earning assets
3.06%Noninterest expense to earning assets
0.82%Net operating income to assets
1.05%Return on assets (ROA)
1.05%Pretax return on assets
12.64%Return on equity (ROE)
5.23%Retained earnings to average equity (YTD only)
0.06%Net charge-offs to loans
100.00%Credit loss provision to net charge-offs
28.90%Efficiency ratio
77,262Assets per employee
3.58%Cash dividends to net income (YTD only)
Condition Ratios (%)
58.66%Loss allowance to loans
1.68%Loss allowance to noncurrent loans
185.23%Noncurrent assets plus other real estate owned to assets
0.42%Noncurrent loans to loans
0.91%Net loans and leases to deposits
49.66%Net loans and leases to core deposits
50.14%Equity capital to assets
8.23%Core capital (leverage) ratio
6.72%Tier 1 risk-based capital ratio
13.21%Total risk-based capital ratio
Memoranda
$14Average assets
$34,022Average earning assets
$2,832Average equity
$32,091Average loans

List of branches

2 Oklahoma Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	6084	First State Bank	120 East First Street, Grandfield, OK 73546	June 01, 1930	Full Service Brick and Mortar
1	17416	Davidson Branch	102 South Main Street, Davidson, OK 73530	May 30, 1984	Full Service Brick and Mortar

First State Bank in Grandfield, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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First State Bank in Grandfield, Oklahoma (OK)Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First State Bank in Grandfield, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches