First State Bank and Trust Company of East Baton Rouge Parish in Baker, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 29, 1994

First State Bank and Trust Company of East Baton Rouge Parish in Baker, Louisiana (LA)
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First State Bank and Trust Company of East Baton Rouge Parish - Overview

General
FDIC Certificate #: 18269
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Whitney Bank (#33029)
Federal Reserve ID: 223733
Date Established: July 05, 1960
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Interstate: No)
FDIC's unique #: 12185
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: July 05, 1960
Last Structure Change Effective Date: April 29, 1994
Last Structure Change Process Date: July 05, 1994
Last Data Update: July 05, 1994
Data Source Date: April 05, 2012
Location
Address: 3033 Ray Weiland, Baker, LA 70714
County: East Baton Rouge
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Baton Rouge
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Baton Rouge, LA (#760)
Combined Statistical Area (CSA): Baton Rouge-Pierre Part, LA (#132)
Core Based Statistical Area (CBSA): Baton Rouge, LA (#12940)
CBSA Metro Statistical Area: Baton Rouge, LA (#12940)
Financial Summary
Total assets: $73.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$52Total assets
$82,103Cash and due from depository institutions
$3,649Interest-bearing balances
$0Securities
$50,748Federal funds sold & reverse repurchase agreements
$12,205Net loans & leases
$14,240Loan loss allowance
$190Trading account assets
$0Bank premises and fixed assets
$221Other real estate owned
$41Goodwill and other intangibles
$999Life insurance assets
$0All other assets
$0Total liabilities and capital
$82,103Total liabilities
$70,554Total deposits
$70,057Interest-bearing deposits
$53,912Deposits held in domestic offices
70057.00%% insured (estimated)
$82Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$497Total equity capital
$497Total bank equity capital
$11,549Perpetual preferred stock
$0Common stock
$578Surplus
$4,218Undivided profits
Memoranda
$6,753Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$193Income earned, not collected on loans
$93Earning assets
$77,193Long-term assets (5+ years)
$2,803Average Assets, year-to-date
$77,124Average Assets, quarterly
$79,416Volatile liabilities
$4,443Insider loans
$323FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$1,308Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$11,549Total risk weighted assets
$27,060Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$4,668Total interest expense
$1,431Net interest income
$3,237Provision for loan and lease losses
$251Total noninterest income
$686Fiduciary activities
$0Service charges on deposit accounts
$636Trading account gains & fees
$0Additional noninterest income
$50Total noninterest expense
$2,458Salaries and employee benefits
$1,395Premises and equipment expense
$431Additional noninterest expense
$632Pre-tax net operating income
$1,214Securities gains (losses)
$566Applicable income taxes
$529Income before extraordinary items
$1,251Extraordinary gains - net
$0Net income attributable to bank
$1,251Net charge-offs
$357Cash dividends
$346Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
6.47%Cost of funding earning assets
1.98%Net interest margin
4.49%Noninterest income to earning assets
0.95%Noninterest expense to earning assets
3.41%Net operating income to assets
1.11%Return on assets (ROA)
1.62%Pretax return on assets
2.31%Return on equity (ROE)
11.35%Retained earnings to average equity (YTD only)
8.21%Net charge-offs to loans
2.55%Credit loss provision to net charge-offs
70.31%Efficiency ratio
62,656Assets per employee
1.58%Cash dividends to net income (YTD only)
Condition Ratios (%)
27.66%Loss allowance to loans
1.32%Loss allowance to noncurrent loans
98.45%Noncurrent assets plus other real estate owned to assets
0.29%Noncurrent loans to loans
1.34%Net loans and leases to deposits
20.33%Net loans and leases to core deposits
21.70%Equity capital to assets
14.07%Core capital (leverage) ratio
14.58%Tier 1 risk-based capital ratio
42.68%Total risk-based capital ratio
Memoranda
$43Average assets
$77,124Average earning assets
$11,025Average equity
$72,163Average loans

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