First Sun Bank of America in Ellington, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 31, 1997

First Sun Bank of America in Ellington, Missouri (MO)
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First Sun Bank of America - Overview

General
FDIC Certificate #: 12466
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First Sun Bank of America (#15941)
Federal Reserve ID: 955856
Date Established: October 18, 1909
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 8 (Interstate: No)
FDIC's unique #: 7935
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: December 31, 1997
Last Structure Change Process Date: Febuary 09, 1998
Last Data Update: April 11, 1998
Data Source Date: April 05, 2012
Location
Address: 100-102 East Walnut Street, Ellington, MO 63638
County: Reynolds
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: St. Louis
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Financial Summary
Total assets: $63.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

Dollar figures in thousands
0Total employees (full-time equivalent)
$45Total assets
$63,862Cash and due from depository institutions
$1,456Interest-bearing balances
$195Securities
$22,409Federal funds sold & reverse repurchase agreements
$1,825Net loans & leases
$35,049Loan loss allowance
$653Trading account assets
$0Bank premises and fixed assets
$1,400Other real estate owned
$33Goodwill and other intangibles
$677Life insurance assets
$1,013All other assets
$0Total liabilities and capital
$63,862Total liabilities
$57,374Total deposits
$57,050Interest-bearing deposits
$49,489Deposits held in domestic offices
57050.00%% insured (estimated)
$99Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$324Total equity capital
$324Total bank equity capital
$6,488Perpetual preferred stock
$0Common stock
$629Surplus
$3,079Undivided profits
Memoranda
$2,780Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$178Income earned, not collected on loans
$227Earning assets
$59,478Long-term assets (5+ years)
$5,040Average Assets, year-to-date
$61,401Average Assets, quarterly
$64,816Volatile liabilities
$5,749Insider loans
$368FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$2,994Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$5,473Total risk weighted assets
$35,809Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1996)

Dollar figures in thousands
$0Total interest income
$4,658Total interest expense
$2,276Net interest income
$2,382Provision for loan and lease losses
$0Total noninterest income
$398Fiduciary activities
$0Service charges on deposit accounts
$197Trading account gains & fees
$0Additional noninterest income
$201Total noninterest expense
$1,569Salaries and employee benefits
$859Premises and equipment expense
$245Additional noninterest expense
$465Pre-tax net operating income
$1,211Securities gains (losses)
$0Applicable income taxes
$328Income before extraordinary items
$883Extraordinary gains - net
$0Net income attributable to bank
$883Net charge-offs
-$18Cash dividends
$598Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1996)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.23%Cost of funding earning assets
4.02%Net interest margin
4.21%Noninterest income to earning assets
0.70%Noninterest expense to earning assets
2.77%Net operating income to assets
1.44%Return on assets (ROA)
1.44%Pretax return on assets
1.97%Return on equity (ROE)
15.00%Retained earnings to average equity (YTD only)
4.84%Net charge-offs to loans
-0.06%Credit loss provision to net charge-offs
0.00%Efficiency ratio
53,849Assets per employee
1.42%Cash dividends to net income (YTD only)
Condition Ratios (%)
67.72%Loss allowance to loans
1.83%Loss allowance to noncurrent loans
366.85%Noncurrent assets plus other real estate owned to assets
0.33%Noncurrent loans to loans
0.50%Net loans and leases to deposits
61.44%Net loans and leases to core deposits
68.32%Equity capital to assets
10.16%Core capital (leverage) ratio
8.58%Tier 1 risk-based capital ratio
15.28%Total risk-based capital ratio
Memoranda
$17Average assets
$61,401Average earning assets
$5,888Average equity
$56,613Average loans

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