First Sun Bank of America in Arcadia, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 13, 1996

First Sun Bank of America in Arcadia, Missouri (MO)
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First Sun Bank of America - Overview

General
FDIC Certificate #: 19326
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First Sun Bank of America (#12466)
Federal Reserve ID: 566346
Date Established: January 02, 1965
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Interstate: No)
FDIC's unique #: 13138
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 02, 1965
Last Structure Change Effective Date: December 13, 1996
Last Structure Change Process Date: Febuary 07, 1997
Last Data Update: Febuary 07, 1997
Data Source Date: April 05, 2012
Location
Address: 122 North Main Street, Arcadia, MO 63621
County: Iron
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: St. Louis
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Financial Summary
Total assets: $38.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

Dollar figures in thousands
0Total employees (full-time equivalent)
$8Total assets
$13,616Cash and due from depository institutions
$467Interest-bearing balances
$0Securities
$6,098Federal funds sold & reverse repurchase agreements
$200Net loans & leases
$6,517Loan loss allowance
$294Trading account assets
$0Bank premises and fixed assets
$116Other real estate owned
$18Goodwill and other intangibles
$200Life insurance assets
$0All other assets
$0Total liabilities and capital
$13,616Total liabilities
$12,417Total deposits
$12,379Interest-bearing deposits
$11,194Deposits held in domestic offices
12379.00%% insured (estimated)
$94Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$38Total equity capital
$38Total bank equity capital
$1,199Perpetual preferred stock
$0Common stock
$150Surplus
$150Undivided profits
Memoranda
$899Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$43Earning assets
$12,815Long-term assets (5+ years)
$1,714Average Assets, year-to-date
$13,288Average Assets, quarterly
$13,682Volatile liabilities
$1,856Insider loans
$116FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$81Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$1,199Total risk weighted assets
$6,332Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1995)

Dollar figures in thousands
$0Total interest income
$914Total interest expense
$485Net interest income
$429Provision for loan and lease losses
$0Total noninterest income
$82Fiduciary activities
$0Service charges on deposit accounts
$67Trading account gains & fees
$0Additional noninterest income
$15Total noninterest expense
$372Salaries and employee benefits
$209Premises and equipment expense
$56Additional noninterest expense
$107Pre-tax net operating income
$139Securities gains (losses)
$0Applicable income taxes
$34Income before extraordinary items
$105Extraordinary gains - net
$0Net income attributable to bank
$105Net charge-offs
-$18Cash dividends
$60Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1995)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.43%Cost of funding earning assets
3.94%Net interest margin
3.49%Noninterest income to earning assets
0.67%Noninterest expense to earning assets
3.02%Net operating income to assets
0.79%Return on assets (ROA)
0.79%Pretax return on assets
1.05%Return on equity (ROE)
8.81%Retained earnings to average equity (YTD only)
3.78%Net charge-offs to loans
-0.30%Credit loss provision to net charge-offs
0.00%Efficiency ratio
72,798Assets per employee
1.70%Cash dividends to net income (YTD only)
Condition Ratios (%)
57.14%Loss allowance to loans
4.32%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.13%Noncurrent loans to loans
0.00%Net loans and leases to deposits
52.65%Net loans and leases to core deposits
61.93%Equity capital to assets
8.81%Core capital (leverage) ratio
8.66%Tier 1 risk-based capital ratio
18.93%Total risk-based capital ratio
Memoranda
$20Average assets
$13,288Average earning assets
$1,192Average equity
$12,303Average loans

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