First Susquehanna Bank & Trust in city_name, state_name - Detailed Financial Reports, Location

First Susquehanna Bank & Trust in Sunbury, Pennsylvania (PA)
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First Susquehanna Bank & Trust - Overview

General
FDIC Certificate #: 7770
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Susquehanna Bank (#7579)
Federal Reserve ID: 885515
Date Established: September 26, 1831
WWW: http://www.thefirst.com
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 14 (Interstate: No)
OTS Docket #: 14494
FDIC's unique #: 5015
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: January 22, 2005
Last Structure Change Process Date: April 15, 2005
Last Data Update: April 15, 2005
Data Source Date: April 05, 2012
Location
Address: 400-406 Market Street, Sunbury, PA 17801
County: Northumberland
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Harrisburg
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Combined Statistical Area (CSA): Sunbury-Lewisburg-Selinsgrove, PA (#526)
Core Based Statistical Area (CBSA): Sunbury, PA (#44980)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $351.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

Dollar figures in thousands
83Total employees (full-time equivalent)
$351,742Total assets
$11,624Cash and due from depository institutions
$43Interest-bearing balances
$54,714Securities
$0Federal funds sold & reverse repurchase agreements
$258,430Net loans & leases
$2,053Loan loss allowance
$0Trading account assets
$3,744Bank premises and fixed assets
$1,325Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$21,905All other assets
$351,742Total liabilities and capital
$325,297Total liabilities
$276,127Total deposits
$240,861Interest-bearing deposits
$276,127Deposits held in domestic offices
0.00%% insured (estimated)
$17,148Federal funds purchased & repurchase agreements
$0Trading liabilities
$30,000Other borrowed funds
$0Subordinated debt
$2,022All other liabilities
$26,445Total equity capital
$26,445Total bank equity capital
$26,445Perpetual preferred stock
$0Common stock
$1,027Surplus
$5,000Undivided profits
Memoranda
$20,418Noncurrent loans and leases
$40,595Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$2,509Earning assets
$179Long-term assets (5+ years)
$1,137Average Assets, year-to-date
$313,187Average Assets, quarterly
$98,547Volatile liabilities
$353,014Insider loans
$355,789FHLB advances
$84,546Loans and leases held for sale
$3,743Unused loan commitments
$28,000Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$40,595Total unused commitments
$0Restructured Loans and leases
$2,053Derivatives

Income and Expense (December 31, 2004)

Dollar figures in thousands
$18,363Total interest income
$5,490Total interest expense
$12,873Net interest income
$240Provision for loan and lease losses
$3,367Total noninterest income
$0Fiduciary activities
$2,314Service charges on deposit accounts
$0Trading account gains & fees
$1,053Additional noninterest income
$10,901Total noninterest expense
$3,702Salaries and employee benefits
$1,003Premises and equipment expense
$6,196Additional noninterest expense
$5,099Pre-tax net operating income
$2Securities gains (losses)
$1,140Applicable income taxes
$3,961Income before extraordinary items
$0Extraordinary gains - net
$3,961Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$620Sale, conversion, retirement of capital stock, net
$5,250Net operating income

Performance and Condition Ratios (December 31, 2004)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.81%Yield on earning assets
1.74%Cost of funding earning assets
4.07%Net interest margin
1.07%Noninterest income to earning assets
3.45%Noninterest expense to earning assets
1.12%Net operating income to assets
1.12%Return on assets (ROA)
1.44%Pretax return on assets
14.54%Return on equity (ROE)
-4.73%Retained earnings to average equity (YTD only)
0.24%Net charge-offs to loans
38.71%Credit loss provision to net charge-offs
8.61%Efficiency ratio
66,921Assets per employee
4.24%Cash dividends to net income (YTD only)
Condition Ratios (%)
132.54%Loss allowance to loans
0.79%Loss allowance to noncurrent loans
81.83%Noncurrent assets plus other real estate owned to assets
0.78%Noncurrent loans to loans
0.96%Net loans and leases to deposits
93.59%Net loans and leases to core deposits
109.63%Equity capital to assets
7.52%Core capital (leverage) ratio
7.53%Tier 1 risk-based capital ratio
10.26%Total risk-based capital ratio
Memoranda
$11Average assets
$353,014Average earning assets
$27,234Average equity
$316,100Average loans

First Susquehanna Bank & Trust in Sunbury, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Susquehanna Bank & Trust - Overview

Assets and Liabilities (December 31, 2004)

Income and Expense (December 31, 2004)

Performance and Condition Ratios (December 31, 2004)

Comment about this bank, ask questions, or add new information about it:

First Susquehanna Bank & Trust in Sunbury, Pennsylvania (PA)Overview, Financial Summary, Detailed Financial Reports, Branches

First Susquehanna Bank & Trust - Overview

Assets and Liabilities (December 31, 2004)

Income and Expense (December 31, 2004)

Performance and Condition Ratios (December 31, 2004)

Comment about this bank, ask questions, or add new information about it:

First Susquehanna Bank & Trust in Sunbury, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches