First Tri County Bank in city_name, state_name - Detailed Financial Reports, Location

First Tri County Bank in Swanton, Nebraska (NE)
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First Tri County Bank routing number info

First Tri County Bank - Overview

General
FDIC Certificate #: 8333
Status: Active
Federal Reserve ID: 570651
Bank Holding Company (Regulatory Top Holder): Swanton Agency, Inc. (RSSDID: 1054895, Location: Swanton, NE)
Date Established: April 01, 1894
WWW: http://www.firsttri-countybank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
OTS Docket #: 52582
FDIC's unique #: 5319
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: June 03, 2010
Last Structure Change Process Date: June 03, 2010
Last Data Update: June 03, 2010
Data Source Date: April 05, 2012
Location
Address: 105 Main St., Swanton, NE 68445
County: Saline
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Omaha
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of Changes
Change in Location
Financial Summary
Total assets: $54.3 mil
Equity capital: $4.8 mil
Deposits held in domestic offices: $49.3 mil
Return on assets (ROA): 0.98% ($0.5 mil)
Quarterly return on assets: -0.55% (-$0.3 mil)
Return on Equity (ROE): 11.62% ($0.6 mil)
Quarterly return on equity: -6.19% (-$0.3 mil)
Net income: $0.5 mil
Quarterly Net income: -$0.1 mil
Pretax return on assets: 1.49% ($809.4 mil)
Quarterly Pretax return on assets: 0.60% ($325.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
11Total employees (full-time equivalent)
$54,324Total assets
$2,714Cash and due from depository institutions
$990Interest-bearing balances
$6,708Securities
$0Federal funds sold & reverse repurchase agreements
$42,923Net loans & leases
$466Loan loss allowance
$0Trading account assets
$226Bank premises and fixed assets
$0Other real estate owned
$475Goodwill and other intangibles
$54,324Life insurance assets
$1,278All other assets
$49,527Total liabilities and capital
$49,334Total liabilities
$39,823Total deposits
$49,334Interest-bearing deposits
$94Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$193Subordinated debt
$4,797All other liabilities
$4,797Total equity capital
$4,797Total bank equity capital
$0Perpetual preferred stock
$105Common stock
$3,014Surplus
$1,678Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$427Income earned, not collected on loans
$0Earning assets
$727Long-term assets (5+ years)
$50,621Average Assets, year-to-date
$12,150Average Assets, quarterly
$53,589Volatile liabilities
$54,205Insider loans
$40,779FHLB advances
$54,332Loans and leases held for sale
$51Unused loan commitments
$51Tier 1 (core) risk-based capital
$4,322Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$6,188Restructured Loans and leases
$708Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$2,515Total interest income
$419Total interest expense
$2,096Net interest income
$0Provision for loan and lease losses
$131Total noninterest income
$0Fiduciary activities
$103Service charges on deposit accounts
$0Trading account gains & fees
$28Additional noninterest income
$1,426Total noninterest expense
$898Salaries and employee benefits
$106Premises and equipment expense
$422Additional noninterest expense
$801Pre-tax net operating income
$0Securities gains (losses)
$275Applicable income taxes
$526Income before extraordinary items
$0Extraordinary gains - net
$526Net income attributable to bank
$0Net charge-offs
$526Cash dividends
$23Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.99%Yield on earning assets
0.83%Cost of funding earning assets
4.16%Net interest margin
0.26%Noninterest income to earning assets
2.83%Noninterest expense to earning assets
0.98%Net operating income to assets
0.98%Return on assets (ROA)
1.49%Pretax return on assets
11.62%Return on equity (ROE)
11.62%Retained earnings to average equity (YTD only)
0.05%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
34.83%Efficiency ratio
64,032Assets per employee
4.94%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.07%Loss allowance to noncurrent loans
109.13%Noncurrent assets plus other real estate owned to assets
0.79%Noncurrent loans to loans
0.98%Net loans and leases to deposits
87.00%Net loans and leases to core deposits
91.18%Equity capital to assets
8.83%Core capital (leverage) ratio
7.95%Tier 1 risk-based capital ratio
10.60%Total risk-based capital ratio
Memoranda
$12Average assets
$53,589Average earning assets
$4,525Average equity
$50,444Average loans

List of branches

2 Nebraska Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	5319	First Tri County Bank	105 Main St., Swanton, NE 68445	April 01, 1894	Full Service Brick and Mortar
1	11453	402 East Main Street Branch	402 East Main Street, Plymouth, NE 68424	July 15, 1912	Full Service Brick and Mortar

First Tri County Bank in Swanton, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Tri County Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Tri County Bank in Swanton, Nebraska (NE)Overview, Financial Summary, Detailed Financial Reports, Branches

First Tri County Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Tri County Bank in Swanton, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches