FDIC Certificate #: 17452 Status: Active Federal Reserve ID: 249957 Bank Holding Company (Regulatory Top Holder): Jefferson County Bancshares, Inc. (RSSDID: 2062347, Location: Daykin, NE) Date Established: September 17, 1892 Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 11441 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: Yes Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: June 08, 1955 Last Structure Change Effective Date: August 31, 2008 Last Structure Change Process Date: September 03, 2008 Last Data Update: September 03, 2008 Data Source Date: April 05, 2012
Location
Address: 306 Jefferson St, Daykin, NE 68338 County: Jefferson Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Omaha Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West
History of Changes
Change in Location
Financial Summary
Total assets: $40.0 mil Equity capital: $5.0 mil Deposits held in domestic offices: $28.9 mil Return on assets (ROA): 1.89% ($0.8 mil) Quarterly return on assets: 1.52% ($0.6 mil) Return on Equity (ROE): 15.73% ($0.8 mil) Quarterly return on equity: 11.88% ($0.6 mil) Net income: $0.7 mil Quarterly Net income: $0.1 mil Pretax return on assets: 1.92% ($767.3 mil) Quarterly Pretax return on assets: 1.56% ($623.5 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
7Total employees (full-time equivalent)
$39,966Total assets
$8,091Cash and due from depository institutions
$7,260Interest-bearing balances
$11,257Securities
$0Federal funds sold & reverse repurchase agreements
$18,564Net loans & leases
$295Loan loss allowance
$0Trading account assets
$321Bank premises and fixed assets
$216Other real estate owned
$0Goodwill and other intangibles
$39,966Life insurance assets
$1,517All other assets
$34,928Total liabilities and capital
$28,856Total liabilities
$24,334Total deposits
$28,856Interest-bearing deposits
$90Deposits held in domestic offices
2543.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$3,500Trading liabilities
$0Other borrowed funds
$29Subordinated debt
$5,038All other liabilities
$5,038Total equity capital
$5,038Total bank equity capital
$0Perpetual preferred stock
$400Common stock
$2,800Surplus
$1,838Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$194Income earned, not collected on loans
$0Earning assets
$559Long-term assets (5+ years)
$37,081Average Assets, year-to-date
$17,465Average Assets, quarterly
$38,494Volatile liabilities
$38,831Insider loans
$24,687FHLB advances
$39,215Loans and leases held for sale
$536Unused loan commitments
$536Tier 1 (core) risk-based capital
$4,908Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$3,374Restructured Loans and leases
$0Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$1,719Total interest income
$259Total interest expense
$1,460Net interest income
$0Provision for loan and lease losses
$84Total noninterest income
$0Fiduciary activities
$13Service charges on deposit accounts
$0Trading account gains & fees
$71Additional noninterest income
$818Total noninterest expense
$482Salaries and employee benefits
$80Premises and equipment expense
$256Additional noninterest expense
$726Pre-tax net operating income
$14Securities gains (losses)
$14Applicable income taxes
$726Income before extraordinary items
$0Extraordinary gains - net
$726Net income attributable to bank
$0Net charge-offs
$726Cash dividends
$0Sale, conversion, retirement of capital stock, net
$300Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.79%Yield on earning assets
0.72%Cost of funding earning assets
4.07%Net interest margin
0.23%Noninterest income to earning assets
2.28%Noninterest expense to earning assets
1.85%Net operating income to assets
1.89%Return on assets (ROA)
1.92%Pretax return on assets
15.73%Return on equity (ROE)
9.23%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
52,979Assets per employee
5.71%Cash dividends to net income (YTD only)
Condition Ratios (%)
41.32%Loss allowance to loans
1.56%Loss allowance to noncurrent loans
152.06%Noncurrent assets plus other real estate owned to assets
1.03%Noncurrent loans to loans
1.03%Net loans and leases to deposits
64.33%Net loans and leases to core deposits
65.47%Equity capital to assets
12.61%Core capital (leverage) ratio
12.52%Tier 1 risk-based capital ratio
19.88%Total risk-based capital ratio
Memoranda
$21Average assets
$38,494Average earning assets
$4,614Average equity
$35,869Average loans
List of branches
1 Nebraska Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
11441
Jefferson County Bank
306 Jefferson St, Daykin, NE 68338
September 17, 1892
Full Service Brick and Mortar
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Jefferson County Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: