Thayer County Bank in Hebron, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Thayer County Bank in Hebron, Nebraska (NE)
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Thayer County Bank routing number info

Thayer County Bank - Overview

  • General
  • FDIC Certificate #: 11475
    Status: Active
    Federal Reserve ID: 157155
    Bank Holding Company (Regulatory Top Holder): Thayer Agency, Inc. (RSSDID: 1058932, Location: Hebron, NE)
    Date Established: July 01, 1874
    WWW: http://www.thayercountybank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 12522
    FDIC's unique #: 7332
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 402 Lincoln Avenue, Hebron, NE 68370
    County: Thayer
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Grand Island
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $60.3 mil
    Equity capital: $5.6 mil
    Deposits held in domestic offices: $48.7 mil
    Return on assets (ROA): 0.01% ($0.0 mil)
    Quarterly return on assets: 1.91% ($1.1 mil)
    Return on Equity (ROE): 0.15% ($0.0 mil)
    Quarterly return on equity: 21.11% ($1.3 mil)
    Net income: $0.0 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 0.02% ($12.1 mil)
    Quarterly Pretax return on assets: 1.94% ($1,170.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 11Total employees (full-time equivalent)
  • $60,314Total assets
  • $2,038Cash and due from depository institutions
  • $157Interest-bearing balances
  • $16,377Securities
  • $732Federal funds sold & reverse repurchase agreements
  • $34,344Net loans & leases
  • $413Loan loss allowance
  • $0Trading account assets
  • $257Bank premises and fixed assets
  • $3,306Other real estate owned
  • $0Goodwill and other intangibles
  • $60,314Life insurance assets
  • $3,260All other assets
  • $54,737Total liabilities and capital
  • $48,701Total liabilities
  • $40,823Total deposits
  • $48,701Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $5,958Trading liabilities
  • $0Other borrowed funds
  • $78Subordinated debt
  • $5,577All other liabilities
  • $5,577Total equity capital
  • $5,577Total bank equity capital
  • $0Perpetual preferred stock
  • $500Common stock
  • $3,600Surplus
  • $1,477Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $615Income earned, not collected on loans
  • $0Earning assets
  • $540Long-term assets (5+ years)
  • $51,610Average Assets, year-to-date
  • $31,195Average Assets, quarterly
  • $60,305Volatile liabilities
  • $60,368Insider loans
  • $41,506FHLB advances
  • $60,519Loans and leases held for sale
  • $1,635Unused loan commitments
  • $1,635Tier 1 (core) risk-based capital
  • $5,132Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,526Restructured Loans and leases
  • $607Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,019Total interest income
  • $916Total interest expense
  • $2,103Net interest income
  • $434Provision for loan and lease losses
  • -$453Total noninterest income
  • $0Fiduciary activities
  • $113Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$566Additional noninterest income
  • $1,447Total noninterest expense
  • $657Salaries and employee benefits
  • $212Premises and equipment expense
  • $578Additional noninterest expense
  • -$231Pre-tax net operating income
  • $243Securities gains (losses)
  • $4Applicable income taxes
  • $8Income before extraordinary items
  • $0Extraordinary gains - net
  • $8Net income attributable to bank
  • $0Net charge-offs
  • $8Cash dividends
  • $494Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.76%Yield on earning assets
  • 1.75%Cost of funding earning assets
  • 4.01%Net interest margin
  • -0.86%Noninterest income to earning assets
  • 2.76%Noninterest expense to earning assets
  • -0.26%Net operating income to assets
  • 0.01%Return on assets (ROA)
  • 0.02%Pretax return on assets
  • 0.15%Return on equity (ROE)
  • 0.15%Retained earnings to average equity (YTD only)
  • 1.38%Net charge-offs to loans
  • 87.85%Credit loss provision to net charge-offs
  • 0.41%Efficiency ratio
  • 87,697Assets per employee
  • 5.48%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.19%Loss allowance to noncurrent loans
  • 67.15%Noncurrent assets plus other real estate owned to assets
  • 6.50%Noncurrent loans to loans
  • 1.77%Net loans and leases to deposits
  • 70.52%Net loans and leases to core deposits
  • 83.56%Equity capital to assets
  • 9.25%Core capital (leverage) ratio
  • 8.48%Tier 1 risk-based capital ratio
  • 12.36%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $60,305Average earning assets
  • $5,419Average equity
  • $52,421Average loans

List of branches

  • 2 Nebraska Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    07332Thayer County Bank402 Lincoln Avenue, Hebron, NE 68370July 01, 1874Full Service Brick and Mortar
    1467761Thayer County Bank402 Lincoln Avenue, Hebron, NE 68370September 04, 2007Limited Service Mobile

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