Firstbanc Savings of Texas in Missouri City, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 16, 1996

  • Firstbanc Savings of Texas in Missouri City, Texas (TX)
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Firstbanc Savings of Texas - Overview

  • General
  • FDIC Certificate #: 32322
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Fort Bend Federal Savings and Loan Association (#28803)
    Federal Reserve ID: 216977
    Date Established: May 16, 1985
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 8143
    FDIC's unique #: 45156
    Numeric code: 35
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: Yes
    Date of Deposit Insurance: May 16, 1985
    Last Structure Change Effective Date: August 16, 1996
    Last Structure Change Process Date: August 28, 1996
    Last Data Update: August 28, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 5819 Highway 6, Missouri City, TX 77459
    County: Fort Bend
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Houston, TX (#3360)
    Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
    Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
    Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
    CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
  • Financial Summary
  • Total assets: $30.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $18Total assets
  • $32,629Cash and due from depository institutions
  • $1,619Interest-bearing balances
  • $1,073Securities
  • $5,068Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $24,104Loan loss allowance
  • $373Trading account assets
  • $0Bank premises and fixed assets
  • $629Other real estate owned
  • $379Goodwill and other intangibles
  • $830Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $32,629Total liabilities
  • $29,592Total deposits
  • $28,993Interest-bearing deposits
  • $26,596Deposits held in domestic offices
  • 28993.00%% insured (estimated)
  • $98Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $400Subordinated debt
  • $0All other liabilities
  • $199Total equity capital
  • $199Total bank equity capital
  • $3,037Perpetual preferred stock
  • $0Common stock
  • $1,500Surplus
  • $1,725Undivided profits
  • Memoranda
  • $-188Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $442Income earned, not collected on loans
  • $314Earning assets
  • $30,245Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $34,667Average Assets, quarterly
  • $33,458Volatile liabilities
  • $2,487Insider loans
  • $245FHLB advances
  • $400Loans and leases held for sale
  • $0Unused loan commitments
  • $2,700Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,060Total risk weighted assets
  • $22,640Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,033Total interest expense
  • $1,310Net interest income
  • $1,723Provision for loan and lease losses
  • $493Total noninterest income
  • $210Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $210Total noninterest expense
  • $1,697Salaries and employee benefits
  • $686Premises and equipment expense
  • $253Additional noninterest expense
  • $758Pre-tax net operating income
  • -$257Securities gains (losses)
  • $105Applicable income taxes
  • -$62Income before extraordinary items
  • -$90Extraordinary gains - net
  • $0Net income attributable to bank
  • -$90Net charge-offs
  • $361Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.38%Cost of funding earning assets
  • 4.05%Net interest margin
  • 5.33%Noninterest income to earning assets
  • 0.65%Noninterest expense to earning assets
  • 5.25%Net operating income to assets
  • -0.45%Return on assets (ROA)
  • -0.26%Pretax return on assets
  • -0.44%Return on equity (ROE)
  • -2.94%Retained earnings to average equity (YTD only)
  • -2.94%Net charge-offs to loans
  • 1.39%Credit loss provision to net charge-offs
  • 136.57%Efficiency ratio
  • 87,791Assets per employee
  • 1.81%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.52%Loss allowance to noncurrent loans
  • 84.39%Noncurrent assets plus other real estate owned to assets
  • 2.52%Noncurrent loans to loans
  • 1.81%Net loans and leases to deposits
  • 83.14%Net loans and leases to core deposits
  • 89.59%Equity capital to assets
  • 9.31%Core capital (leverage) ratio
  • 9.37%Tier 1 risk-based capital ratio
  • 13.52%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $34,667Average earning assets
  • $3,065Average equity
  • $32,328Average loans

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