Fort Bend Federal Savings and Loan Association - Overview
General
FDIC Certificate #: 28803 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Amegy Bank National Association (#24107) Federal Reserve ID: 515278 Date Established: January 01, 1933 Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) OTS Docket #: 2395 FDIC's unique #: 41637 Numeric code: 37 Regulator: OTS Insurance Fund Membership: Savings Association Insurance Fund (SAIF) FDIC Insured: Yes SAIF Insured: Yes Insured Savings Institution: Yes State Chartered: No Date of Deposit Insurance: October 26, 1934 Last Structure Change Effective Date: April 01, 1999 Last Structure Change Process Date: April 13, 1999 Last Data Update: April 13, 1999 Data Source Date: April 05, 2012
Location
Address: 3400 Ave H, Rosenberg, TX 77471 County: Fort Bend Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Houston Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Houston, TX (#3360) Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42) Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288) Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420) CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
Financial Summary
Total assets: $315.0 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1998)
Dollar figures in thousands
148Total employees (full-time equivalent)
$316,168Total assets
$40,043Cash and due from depository institutions
$30,544Interest-bearing balances
$69,878Securities
$0Federal funds sold & reverse repurchase agreements
$188,141Net loans & leases
$1,560Loan loss allowance
$0Trading account assets
$4,615Bank premises and fixed assets
$62Other real estate owned
$8,268Goodwill and other intangibles
$0Life insurance assets
$5,161All other assets
$316,168Total liabilities and capital
$291,293Total liabilities
$282,023Total deposits
$252,090Interest-bearing deposits
$282,023Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$4,362Other borrowed funds
$0Subordinated debt
$4,908All other liabilities
$24,875Total equity capital
$24,875Total bank equity capital
$24,875Perpetual preferred stock
$0Common stock
$9Surplus
$7,988Undivided profits
Memoranda
$16,878Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$814Earning assets
$0Long-term assets (5+ years)
$1,424Average Assets, year-to-date
$288,563Average Assets, quarterly
$0Volatile liabilities
$315,027Insider loans
$321,253FHLB advances
$47,038Loans and leases held for sale
$194Unused loan commitments
$4,323Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$60,046Total unused commitments
$0Restructured Loans and leases
$179,300Derivatives
Income and Expense (December 31, 1998)
Dollar figures in thousands
$22,412Total interest income
$11,334Total interest expense
$11,078Net interest income
$153Provision for loan and lease losses
$5,849Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$5,849Additional noninterest income
$13,906Total noninterest expense
$8,066Salaries and employee benefits
$2,430Premises and equipment expense
$3,410Additional noninterest expense
$2,868Pre-tax net operating income
$1,313Securities gains (losses)
$1,516Applicable income taxes
$2,665Income before extraordinary items
$0Extraordinary gains - net
$2,665Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$51Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 1998)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.76%Yield on earning assets
3.92%Cost of funding earning assets
3.83%Net interest margin
2.02%Noninterest income to earning assets
4.81%Noninterest expense to earning assets
0.58%Net operating income to assets
0.85%Return on assets (ROA)
1.33%Pretax return on assets
11.37%Return on equity (ROE)
11.37%Retained earnings to average equity (YTD only)
-0.03%Net charge-offs to loans
-300.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
81,515Assets per employee
2.14%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.82%Loss allowance to noncurrent loans
191.65%Noncurrent assets plus other real estate owned to assets
0.27%Noncurrent loans to loans
0.43%Net loans and leases to deposits
66.71%Net loans and leases to core deposits
78.61%Equity capital to assets
7.87%Core capital (leverage) ratio
8.06%Tier 1 risk-based capital ratio
14.13%Total risk-based capital ratio
Memoranda
$15Average assets
$315,027Average earning assets
$23,439Average equity
$288,876Average loans
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