Floridian Community Bank, Inc. in Davie, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Floridian Community Bank, Inc. in Davie, Florida (FL)
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Floridian Community Bank, Inc. routing number info

Floridian Community Bank, Inc. - Overview

  • General
  • FDIC Certificate #: 57382
    Status: Active
    Federal Reserve ID: 3176812
    Bank Holding Company (Regulatory Top Holder): Floridian Community Holdings, Inc. (RSSDID: 3203884, Location: Davie, FL)
    Date Established: March 10, 2003
    WWW: http://www.floridiancommunitybank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    FDIC's unique #: 362926
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: March 10, 2003
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 5599 South University Drive, Davie, FL 33328
    County: Broward
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: South Florida
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Fort Lauderdale, FL (#2680)
    Consolidated Metropolitan Statistical Area (CMSA): Miami-Fort Lauderdale, FL (#56)
    Core Based Statistical Area (CBSA): Miami-Fort Lauderdale-Pompano Beach, FL (#33100)
    CBSA Metro Statistical Area: Miami-Fort Lauderdale-Pompano Beach, FL (#33100)
    Core Based Statistical Division: Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (#22744)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $259.3 mil
    Equity capital: $23.4 mil
    Deposits held in domestic offices: $212.5 mil
    Return on assets (ROA): 0.27% ($0.7 mil)
    Quarterly return on assets: 0.27% ($0.7 mil)
    Return on Equity (ROE): 3.00% ($0.7 mil)
    Quarterly return on equity: 2.90% ($0.7 mil)
    Net income: $0.6 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.44% ($1,141.1 mil)
    Quarterly Pretax return on assets: 0.43% ($1,115.2 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 47Total employees (full-time equivalent)
  • $259,349Total assets
  • $53,918Cash and due from depository institutions
  • $52,157Interest-bearing balances
  • $39,025Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $157,533Net loans & leases
  • $3,282Loan loss allowance
  • $0Trading account assets
  • $3,570Bank premises and fixed assets
  • $239Other real estate owned
  • $0Goodwill and other intangibles
  • $259,349Life insurance assets
  • $5,064All other assets
  • $235,996Total liabilities and capital
  • $212,452Total liabilities
  • $176,209Total deposits
  • $212,452Interest-bearing deposits
  • $81Deposits held in domestic offices
  • 2279.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $20,650Trading liabilities
  • $0Other borrowed funds
  • $615Subordinated debt
  • $23,353All other liabilities
  • $23,353Total equity capital
  • $23,353Total bank equity capital
  • $0Perpetual preferred stock
  • $4,170Common stock
  • $21,431Surplus
  • $-2,248Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $7,982Income earned, not collected on loans
  • $0Earning assets
  • $812Long-term assets (5+ years)
  • $248,715Average Assets, year-to-date
  • $44,684Average Assets, quarterly
  • $234,657Volatile liabilities
  • $245,811Insider loans
  • $186,339FHLB advances
  • $249,690Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $23,459Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $28,174Restructured Loans and leases
  • $2,249Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $10,972Total interest income
  • $2,684Total interest expense
  • $8,288Net interest income
  • $209Provision for loan and lease losses
  • $288Total noninterest income
  • $0Fiduciary activities
  • $676Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$388Additional noninterest income
  • $7,492Total noninterest expense
  • $3,663Salaries and employee benefits
  • $1,289Premises and equipment expense
  • $2,540Additional noninterest expense
  • $875Pre-tax net operating income
  • $154Securities gains (losses)
  • $399Applicable income taxes
  • $630Income before extraordinary items
  • $0Extraordinary gains - net
  • $630Net income attributable to bank
  • $0Net charge-offs
  • $630Cash dividends
  • $309Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.11%Yield on earning assets
  • 1.25%Cost of funding earning assets
  • 3.86%Net interest margin
  • 0.13%Noninterest income to earning assets
  • 3.49%Noninterest expense to earning assets
  • 0.23%Net operating income to assets
  • 0.27%Return on assets (ROA)
  • 0.44%Pretax return on assets
  • 3.00%Return on equity (ROE)
  • 3.00%Retained earnings to average equity (YTD only)
  • 0.20%Net charge-offs to loans
  • 67.64%Credit loss provision to net charge-offs
  • 3.51%Efficiency ratio
  • 87,360Assets per employee
  • 5.52%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.04%Loss allowance to noncurrent loans
  • 41.12%Noncurrent assets plus other real estate owned to assets
  • 3.17%Noncurrent loans to loans
  • 4.96%Net loans and leases to deposits
  • 74.15%Net loans and leases to core deposits
  • 77.14%Equity capital to assets
  • 9.00%Core capital (leverage) ratio
  • 9.40%Tier 1 risk-based capital ratio
  • 12.59%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $234,657Average earning assets
  • $21,013Average equity
  • $214,805Average loans

List of branches

  • 4 Florida Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    0362926Floridian Community Bank, Inc.5599 South University Drive, Davie, FL 33328March 10, 2003Full Service Brick and Mortar
    1480334Juno Beach Branch14235 Us Highway One, Juno Beach, FL 33408March 03, 2008Full Service Brick and Mortar
    2488797Delray Beach Branch4850 West Atlantic Avenue, Delray Beach, FL 33445November 14, 2008Full Service Brick and Mortar
    3511425Wellington Branch1314 Greenview Shores Blvd, Wellington, FL 33414July 01, 2009Full Service Brick and Mortar

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