FDIC Certificate #: 24227 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:National Bank of Arizona (#20626) Federal Reserve ID: 456670 Date Established: January 03, 1983 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 7 (Interstate: No) FDIC's unique #: 16872 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 03, 1983 Last Structure Change Effective Date: November 25, 2002 Last Structure Change Process Date: December 12, 2002 Last Data Update: December 12, 2002 Data Source Date: April 05, 2012
Location
Address: 902 East Deuce Of Clubs, Show Low, AZ 85901 County: Navajo Quarterly Banking Profile Region: San Francisco FDIC Geographic Region: San Francisco FDIC Supervisory Region: San Francisco FDIC Field Office: Phoenix Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Core Based Statistical Area (CBSA): Show Low, AZ (#43320) CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $94.2 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2001)
Dollar figures in thousands
85Total employees (full-time equivalent)
$99,272Total assets
$5,629Cash and due from depository institutions
$0Interest-bearing balances
$19,094Securities
$2,545Federal funds sold & reverse repurchase agreements
$65,536Net loans & leases
$1,708Loan loss allowance
$0Trading account assets
$4,379Bank premises and fixed assets
$101Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$1,988All other assets
$99,272Total liabilities and capital
$92,254Total liabilities
$91,371Total deposits
$67,833Interest-bearing deposits
$91,371Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$883All other liabilities
$7,018Total equity capital
$7,018Total bank equity capital
$7,018Perpetual preferred stock
$0Common stock
$911Surplus
$1,463Undivided profits
Memoranda
$4,644Noncurrent loans and leases
$2,292Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$2,586Earning assets
$0Long-term assets (5+ years)
$572Average Assets, year-to-date
$87,175Average Assets, quarterly
$18,594Volatile liabilities
$101,245Insider loans
$101,212FHLB advances
$9,236Loans and leases held for sale
$329Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$2,292Total unused commitments
$0Restructured Loans and leases
$897Derivatives
Income and Expense (December 31, 2001)
Dollar figures in thousands
$7,609Total interest income
$2,395Total interest expense
$5,214Net interest income
$1,458Provision for loan and lease losses
$1,940Total noninterest income
$0Fiduciary activities
$881Service charges on deposit accounts
$0Trading account gains & fees
$1,059Additional noninterest income
$6,500Total noninterest expense
$3,428Salaries and employee benefits
$1,037Premises and equipment expense
$2,035Additional noninterest expense
-$804Pre-tax net operating income
$3Securities gains (losses)
-$212Applicable income taxes
-$589Income before extraordinary items
$0Extraordinary gains - net
-$589Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$645Sale, conversion, retirement of capital stock, net
$1Net operating income
Performance and Condition Ratios (December 31, 2001)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.51%Yield on earning assets
2.68%Cost of funding earning assets
5.83%Net interest margin
2.17%Noninterest income to earning assets
7.27%Noninterest expense to earning assets
-0.58%Net operating income to assets
-0.58%Return on assets (ROA)
-0.79%Pretax return on assets
-7.93%Return on equity (ROE)
-7.94%Retained earnings to average equity (YTD only)
0.89%Net charge-offs to loans
226.05%Credit loss provision to net charge-offs
1.01%Efficiency ratio
90,858Assets per employee
1.17%Cash dividends to net income (YTD only)
Condition Ratios (%)
-0.17%Loss allowance to loans
2.54%Loss allowance to noncurrent loans
66.05%Noncurrent assets plus other real estate owned to assets
2.71%Noncurrent loans to loans
3.85%Net loans and leases to deposits
71.73%Net loans and leases to core deposits
79.79%Equity capital to assets
7.07%Core capital (leverage) ratio
6.90%Tier 1 risk-based capital ratio
9.86%Total risk-based capital ratio
Memoranda
$11Average assets
$101,245Average earning assets
$7,427Average equity
$89,362Average loans
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