FDIC Certificate #: 24493 Status: Active Federal Reserve ID: 155517 Bank Holding Company (Regulatory Top Holder): Bankers Bancshares, Inc. (RSSDID: 3113349, Location: Worthington, OH) Date Established: May 23, 1983 WWW:http://www.greatlakesbb.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB) Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 17020 Numeric code: 13 Regulator: FED Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Commercial Lending Specialization Date of Deposit Insurance: May 23, 1983 Last Structure Change Effective Date: August 30, 2010 Last Structure Change Process Date: December 09, 2010 Last Data Update: December 09, 2010 Data Source Date: April 05, 2012
Location
Address: 300 West Wilson Bridge Road, Suite 220, Worthington, OH 43085 County: Franklin Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Columbus Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Columbus, OH (#1840) Combined Statistical Area (CSA): Columbus-Marion-Chillicothe, OH (#198) Core Based Statistical Area (CBSA): Columbus, OH (#18140) CBSA Metro Statistical Area: Columbus, OH (#18140)
History of Changes
Change in Location
Financial Summary
Total assets: $95.2 mil Equity capital: $9.4 mil Deposits held in domestic offices: $76.8 mil Return on assets (ROA): 0.19% ($0.2 mil) Quarterly return on assets: 0.33% ($0.3 mil) Return on Equity (ROE): 2.04% ($0.2 mil) Quarterly return on equity: 3.36% ($0.3 mil) Net income: $0.2 mil Quarterly Net income: $0.1 mil Pretax return on assets: 0.23% ($218.9 mil) Quarterly Pretax return on assets: 0.34% ($323.5 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
15Total employees (full-time equivalent)
$95,153Total assets
$25,677Cash and due from depository institutions
$20,293Interest-bearing balances
$24,061Securities
$2,527Federal funds sold & reverse repurchase agreements
$38,974Net loans & leases
$1,253Loan loss allowance
$0Trading account assets
$167Bank premises and fixed assets
$177Other real estate owned
$0Goodwill and other intangibles
$95,153Life insurance assets
$3,570All other assets
$85,759Total liabilities and capital
$76,828Total liabilities
$25Total deposits
$76,828Interest-bearing deposits
$96Deposits held in domestic offices
7764.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$1,167Subordinated debt
$9,394All other liabilities
$9,394Total equity capital
$9,394Total bank equity capital
$0Perpetual preferred stock
$890Common stock
$4,345Surplus
$4,159Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,237Income earned, not collected on loans
$0Earning assets
$240Long-term assets (5+ years)
$85,855Average Assets, year-to-date
$12,342Average Assets, quarterly
$99,175Volatile liabilities
$95,352Insider loans
$46,474FHLB advances
$94,330Loans and leases held for sale
$1,677Unused loan commitments
$1,677Tier 1 (core) risk-based capital
$8,810Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$9,472Restructured Loans and leases
$0Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$2,974Total interest income
$4Total interest expense
$2,970Net interest income
$240Provision for loan and lease losses
$1,035Total noninterest income
$0Fiduciary activities
$350Service charges on deposit accounts
$0Trading account gains & fees
$685Additional noninterest income
$3,599Total noninterest expense
$1,292Salaries and employee benefits
$173Premises and equipment expense
$2,134Additional noninterest expense
$166Pre-tax net operating income
$58Securities gains (losses)
$35Applicable income taxes
$189Income before extraordinary items
$0Extraordinary gains - net
$189Net income attributable to bank
$0Net charge-offs
$189Cash dividends
-$58Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
3.29%Yield on earning assets
0.00%Cost of funding earning assets
3.28%Net interest margin
1.14%Noninterest income to earning assets
3.98%Noninterest expense to earning assets
0.14%Net operating income to assets
0.19%Return on assets (ROA)
0.23%Pretax return on assets
2.04%Return on equity (ROE)
2.04%Retained earnings to average equity (YTD only)
-0.14%Net charge-offs to loans
-413.79%Credit loss provision to net charge-offs
0.00%Efficiency ratio
89,863Assets per employee
6.34%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
3.11%Loss allowance to noncurrent loans
101.29%Noncurrent assets plus other real estate owned to assets
1.49%Noncurrent loans to loans
3.08%Net loans and leases to deposits
50.73%Net loans and leases to core deposits
50.73%Equity capital to assets
9.87%Core capital (leverage) ratio
9.34%Tier 1 risk-based capital ratio
18.96%Total risk-based capital ratio
Memoranda
$20Average assets
$99,175Average earning assets
$9,269Average equity
$90,458Average loans
List of branches
1 Ohio Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
17020
Great Lakes Bankers Bank
300 West Wilson Bridge Road, Suite 220, Worthington, OH 43085
May 23, 1983
Full Service Brick and Mortar
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Great Lakes Bankers Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: