Hibernia Bank in New Orleans, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches


Hibernia Bank - Overview

  • General
  • FDIC Certificate #: 29831
    Status: Active
    Federal Reserve ID: 142571
    Date Established: January 01, 1903
    WWW: http://www.hibbank.com
    Trust Powers Granted: No
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 4160
    FDIC's unique #: 42665
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: December 22, 1936
    Last Structure Change Effective Date: June 23, 2011
    Last Structure Change Process Date: October 14, 2011
    Last Data Update: October 14, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 325 Carondelet Street, New Orleans, LA 70130
    County: Orleans
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Baton Rouge
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): New Orleans, LA (#5560)
    Combined Statistical Area (CSA): New Orleans-Metairie-Bogalusa, LA (#406)
    Core Based Statistical Area (CBSA): New Orleans-Metairie-Kenner, LA (#35380)
    CBSA Metro Statistical Area: New Orleans-Metairie-Kenner, LA (#35380)
  • History of Changes
  • Name Change
  • Financial Summary
  • Total assets: $88.4 mil
    Equity capital: $19.2 mil
    Deposits held in domestic offices: $69.1 mil
    Return on assets (ROA): 0.19% ($0.2 mil)
    Quarterly return on assets: 0.32% ($0.3 mil)
    Return on Equity (ROE): 0.83% ($0.2 mil)
    Quarterly return on equity: 1.44% ($0.3 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.35% ($309.6 mil)
    Quarterly Pretax return on assets: 0.33% ($291.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 20Total employees (full-time equivalent)
  • $88,444Total assets
  • $2,719Cash and due from depository institutions
  • $1,888Interest-bearing balances
  • $2,229Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $76,977Net loans & leases
  • $500Loan loss allowance
  • $0Trading account assets
  • $5,071Bank premises and fixed assets
  • $126Other real estate owned
  • $0Goodwill and other intangibles
  • $88,444Life insurance assets
  • $1,322All other assets
  • $69,253Total liabilities and capital
  • $69,094Total liabilities
  • $64,388Total deposits
  • $69,094Interest-bearing deposits
  • $90Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $159Subordinated debt
  • $19,191All other liabilities
  • $19,191Total equity capital
  • $19,191Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $5,183Surplus
  • $14,008Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $569Income earned, not collected on loans
  • $0Earning assets
  • $275Long-term assets (5+ years)
  • $81,094Average Assets, year-to-date
  • $68,704Average Assets, quarterly
  • $81,508Volatile liabilities
  • $86,731Insider loans
  • $63,542FHLB advances
  • $85,792Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $18,789Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $11,161Restructured Loans and leases
  • $229Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,811Total interest income
  • $699Total interest expense
  • $3,112Net interest income
  • $142Provision for loan and lease losses
  • $2Total noninterest income
  • $0Fiduciary activities
  • $23Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$21Additional noninterest income
  • $2,689Total noninterest expense
  • $1,330Salaries and employee benefits
  • $345Premises and equipment expense
  • $1,014Additional noninterest expense
  • $283Pre-tax net operating income
  • $0Securities gains (losses)
  • $125Applicable income taxes
  • $158Income before extraordinary items
  • $0Extraordinary gains - net
  • $158Net income attributable to bank
  • $0Net charge-offs
  • $158Cash dividends
  • $36Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.14%Yield on earning assets
  • 0.94%Cost of funding earning assets
  • 4.19%Net interest margin
  • 0.00%Noninterest income to earning assets
  • 3.62%Noninterest expense to earning assets
  • 0.19%Net operating income to assets
  • 0.19%Return on assets (ROA)
  • 0.35%Pretax return on assets
  • 0.83%Return on equity (ROE)
  • 0.83%Retained earnings to average equity (YTD only)
  • 0.05%Net charge-offs to loans
  • 394.44%Credit loss provision to net charge-offs
  • 11.81%Efficiency ratio
  • 86,352Assets per employee
  • 4.42%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.65%Loss allowance to noncurrent loans
  • 87.87%Noncurrent assets plus other real estate owned to assets
  • 0.79%Noncurrent loans to loans
  • 0.73%Net loans and leases to deposits
  • 111.41%Net loans and leases to core deposits
  • 117.24%Equity capital to assets
  • 21.70%Core capital (leverage) ratio
  • 21.90%Tier 1 risk-based capital ratio
  • 29.57%Total risk-based capital ratio
  • Memoranda
  • $30Average assets
  • $81,508Average earning assets
  • $19,105Average equity
  • $74,209Average loans

List of branches

  • 3 Louisiana Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    042665Hibernia Bank325 Carondelet Street, New Orleans, LA 70130January 01, 1903Full Service Brick and Mortar
    1277399700 South Carrollton Ave Branch700 South Carrollton Avenue, New Orleans, LA 70118January 01, 1903Full Service Brick and Mortar
    100277400933 Metairie Road Branch933 Metairie Road, Metairie, LA 70005January 01, 1903Full Service Brick and Mortar

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