FDIC Certificate #: 19354 Status: Active Federal Reserve ID: 931355 Bank Holding Company (Regulatory Top Holder): Hodge Bancshares, Inc. (RSSDID: 1130678, Location: Hodge, LA) Date Established: January 26, 1965 WWW:http://www.hodgebank.net Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 13164 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: Yes Asset Concentration Hierarchy: All Other Specialization < 1 Billion Date of Deposit Insurance: January 26, 1965 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 4619 Quitman Highway, Hodge, LA 71247 County: Jackson Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Shreveport Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: Western Core Based Statistical Area (CBSA): Ruston, LA (#40820) CBSA Micro Statistical Area: Yes
History of Changes
Corrections
Change in Location
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $62.5 mil Equity capital: $8.1 mil Deposits held in domestic offices: $53.2 mil Return on assets (ROA): 1.73% ($1.1 mil) Quarterly return on assets: 1.80% ($1.1 mil) Return on Equity (ROE): 14.09% ($1.1 mil) Quarterly return on equity: 14.02% ($1.1 mil) Net income: $1.1 mil Quarterly Net income: $0.3 mil Pretax return on assets: 1.73% ($1,080.7 mil) Quarterly Pretax return on assets: 1.80% ($1,124.4 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
15Total employees (full-time equivalent)
$62,469Total assets
$7,523Cash and due from depository institutions
$5,001Interest-bearing balances
$18,191Securities
$1,050Federal funds sold & reverse repurchase agreements
$34,842Net loans & leases
$654Loan loss allowance
$0Trading account assets
$114Bank premises and fixed assets
$2Other real estate owned
$0Goodwill and other intangibles
$62,469Life insurance assets
$747All other assets
$54,391Total liabilities and capital
$53,212Total liabilities
$46,459Total deposits
$53,212Interest-bearing deposits
$93Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$1,179Subordinated debt
$8,078All other liabilities
$8,078Total equity capital
$8,078Total bank equity capital
$0Perpetual preferred stock
$156Common stock
$4,844Surplus
$3,078Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$288Income earned, not collected on loans
$0Earning assets
$234Long-term assets (5+ years)
$59,084Average Assets, year-to-date
$17,673Average Assets, quarterly
$62,929Volatile liabilities
$62,704Insider loans
$33,570FHLB advances
$62,388Loans and leases held for sale
$267Unused loan commitments
$267Tier 1 (core) risk-based capital
$7,882Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$925Restructured Loans and leases
$1,185Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$2,912Total interest income
$428Total interest expense
$2,484Net interest income
$100Provision for loan and lease losses
$278Total noninterest income
$0Fiduciary activities
$177Service charges on deposit accounts
$0Trading account gains & fees
$101Additional noninterest income
$1,573Total noninterest expense
$993Salaries and employee benefits
$128Premises and equipment expense
$452Additional noninterest expense
$1,089Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$1,089Income before extraordinary items
$0Extraordinary gains - net
$1,089Net income attributable to bank
$0Net charge-offs
$1,089Cash dividends
-$36Sale, conversion, retirement of capital stock, net
$609Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.90%Yield on earning assets
0.72%Cost of funding earning assets
4.18%Net interest margin
0.47%Noninterest income to earning assets
2.65%Noninterest expense to earning assets
1.73%Net operating income to assets
1.73%Return on assets (ROA)
1.73%Pretax return on assets
14.09%Return on equity (ROE)
6.21%Retained earnings to average equity (YTD only)
-0.11%Net charge-offs to loans
-277.78%Credit loss provision to net charge-offs
0.00%Efficiency ratio
56,951Assets per employee
4.16%Cash dividends to net income (YTD only)
Condition Ratios (%)
55.92%Loss allowance to loans
1.84%Loss allowance to noncurrent loans
227.08%Noncurrent assets plus other real estate owned to assets
0.46%Noncurrent loans to loans
0.81%Net loans and leases to deposits
65.48%Net loans and leases to core deposits
69.89%Equity capital to assets
12.93%Core capital (leverage) ratio
12.63%Tier 1 risk-based capital ratio
23.48%Total risk-based capital ratio
Memoranda
$25Average assets
$62,929Average earning assets
$7,728Average equity
$59,380Average loans
List of branches
1 Louisiana Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
13164
Hodge Bank & Trust Company
4619 Quitman Highway, Hodge, LA 71247
January 26, 1965
Full Service Brick and Mortar
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Hodge Bank & Trust Company.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: