INB Banking Company in Jeffersonville, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 10, 1993

  • INB Banking Company in Jeffersonville, Indiana (IN)
  • Show street view No street view available for this location

INB Banking Company - Overview

  • General
  • FDIC Certificate #: 10091
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: NBD Bank, National Association (#8075)
    Federal Reserve ID: 171946
    Date Established: January 01, 1855
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 20 (Interstate: No)
    FDIC's unique #: 6452
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 10, 1993
    Last Structure Change Process Date: September 14, 1993
    Last Data Update: November 09, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 460 Spring Street, Jeffersonville, IN 47130
    County: Clark
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Louisville, KY-IN (#4520)
    Combined Statistical Area (CSA): Louisville-Jefferson County-Elizabethtown-Scottsburg, KY-IN (#350)
    Core Based Statistical Area (CBSA): Louisville-Jefferson County, KY-IN (#31140)
    CBSA Metro Statistical Area: Louisville-Jefferson County, KY-IN (#31140)
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $644.5 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $341Total assets
  • $665,934Cash and due from depository institutions
  • $26,983Interest-bearing balances
  • $400Securities
  • $145,921Federal funds sold & reverse repurchase agreements
  • $5,207Net loans & leases
  • $460,035Loan loss allowance
  • $6,881Trading account assets
  • $0Bank premises and fixed assets
  • $7,813Other real estate owned
  • $788Goodwill and other intangibles
  • $12,760Life insurance assets
  • $6,427All other assets
  • $0Total liabilities and capital
  • $665,934Total liabilities
  • $609,896Total deposits
  • $587,161Interest-bearing deposits
  • $523,547Deposits held in domestic offices
  • 587161.00%% insured (estimated)
  • $95Federal funds purchased & repurchase agreements
  • $15,056Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $7,679Total equity capital
  • $7,679Total bank equity capital
  • $56,038Perpetual preferred stock
  • $0Common stock
  • $4,355Surplus
  • $42,674Undivided profits
  • Memoranda
  • $9,009Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $8,608Income earned, not collected on loans
  • $2,333Earning assets
  • $611,563Long-term assets (5+ years)
  • $109,886Average Assets, year-to-date
  • $675,576Average Assets, quarterly
  • $665,078Volatile liabilities
  • $80,675Insider loans
  • $105FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $41,361Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $49,611Total risk weighted assets
  • $458,134Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $54,507Total interest expense
  • $27,724Net interest income
  • $26,783Provision for loan and lease losses
  • $9,700Total noninterest income
  • $6,069Fiduciary activities
  • $0Service charges on deposit accounts
  • $2,477Trading account gains & fees
  • $0Additional noninterest income
  • $3,592Total noninterest expense
  • $21,913Salaries and employee benefits
  • $10,784Premises and equipment expense
  • $2,822Additional noninterest expense
  • $8,307Pre-tax net operating income
  • $1,239Securities gains (losses)
  • $1Applicable income taxes
  • -$157Income before extraordinary items
  • $1,397Extraordinary gains - net
  • -$222Net income attributable to bank
  • $1,175Net charge-offs
  • $8,556Cash dividends
  • $3,554Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.74%Cost of funding earning assets
  • 4.44%Net interest margin
  • 4.29%Noninterest income to earning assets
  • 0.97%Noninterest expense to earning assets
  • 3.51%Net operating income to assets
  • 0.21%Return on assets (ROA)
  • 0.17%Pretax return on assets
  • 0.15%Return on equity (ROE)
  • 2.05%Retained earnings to average equity (YTD only)
  • -4.15%Net charge-offs to loans
  • 1.87%Credit loss provision to net charge-offs
  • 113.37%Efficiency ratio
  • 64,176Assets per employee
  • 1.95%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 302.47%Loss allowance to loans
  • 1.47%Loss allowance to noncurrent loans
  • 79.94%Noncurrent assets plus other real estate owned to assets
  • 1.41%Noncurrent loans to loans
  • 1.84%Net loans and leases to deposits
  • 78.35%Net loans and leases to core deposits
  • 88.21%Equity capital to assets
  • 8.41%Core capital (leverage) ratio
  • 7.54%Tier 1 risk-based capital ratio
  • 10.83%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $675,576Average earning assets
  • $57,384Average equity
  • $623,932Average loans

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