Intercontinental National Bank in San Antonio, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 05, 2007

  • Intercontinental National Bank in San Antonio, Texas (TX)
  • Show street view No street view available for this location

Intercontinental National Bank - Overview

  • General
  • FDIC Certificate #: 19112
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Amegy Bank National Association (#24107)
    Federal Reserve ID: 687269
    Date Established: May 11, 1964
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    OTS Docket #: 12854
    FDIC's unique #: 12944
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: May 11, 1964
    Last Structure Change Effective Date: September 05, 2007
    Last Structure Change Process Date: September 24, 2007
    Last Data Update: September 24, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 6810 Military Drive West, San Antonio, TX 78227
    County: Bexar
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Austin
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): San Antonio, TX (#7240)
    Core Based Statistical Area (CBSA): San Antonio-New Braunfels, TX (#41700)
    CBSA Metro Statistical Area: San Antonio-New Braunfels, TX (#41700)
  • Financial Summary
  • Total assets: $108.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 32Total employees (full-time equivalent)
  • $110,310Total assets
  • $2,584Cash and due from depository institutions
  • $175Interest-bearing balances
  • $29,644Securities
  • $19,850Federal funds sold & reverse repurchase agreements
  • $53,881Net loans & leases
  • $344Loan loss allowance
  • $0Trading account assets
  • $2,293Bank premises and fixed assets
  • $0Other real estate owned
  • $537Goodwill and other intangibles
  • $0Life insurance assets
  • $1,521All other assets
  • $110,310Total liabilities and capital
  • $101,695Total liabilities
  • $101,065Total deposits
  • $71,290Interest-bearing deposits
  • $101,065Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $630All other liabilities
  • $8,615Total equity capital
  • $8,615Total bank equity capital
  • $8,615Perpetual preferred stock
  • $0Common stock
  • $2,420Surplus
  • $6,188Undivided profits
  • Memoranda
  • $7Noncurrent loans and leases
  • $4,202Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $227Earning assets
  • $114Long-term assets (5+ years)
  • $836Average Assets, year-to-date
  • $103,550Average Assets, quarterly
  • $25,493Volatile liabilities
  • $115,249Insider loans
  • $103,734FHLB advances
  • $8,421Loans and leases held for sale
  • $1,173Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $4,202Total unused commitments
  • $26Restructured Loans and leases
  • $344Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $6,741Total interest income
  • $3,109Total interest expense
  • $3,632Net interest income
  • $0Provision for loan and lease losses
  • $480Total noninterest income
  • $0Fiduciary activities
  • $368Service charges on deposit accounts
  • $0Trading account gains & fees
  • $112Additional noninterest income
  • $3,227Total noninterest expense
  • $1,438Salaries and employee benefits
  • $690Premises and equipment expense
  • $1,099Additional noninterest expense
  • $885Pre-tax net operating income
  • $0Securities gains (losses)
  • $115Applicable income taxes
  • $770Income before extraordinary items
  • $0Extraordinary gains - net
  • $770Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $32Sale, conversion, retirement of capital stock, net
  • $1,275Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.25%Yield on earning assets
  • 2.88%Cost of funding earning assets
  • 3.37%Net interest margin
  • 0.45%Noninterest income to earning assets
  • 2.99%Noninterest expense to earning assets
  • 0.67%Net operating income to assets
  • 0.67%Return on assets (ROA)
  • 0.77%Pretax return on assets
  • 8.58%Return on equity (ROE)
  • -5.63%Retained earnings to average equity (YTD only)
  • 0.05%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 27.66%Efficiency ratio
  • 78,478Assets per employee
  • 3.45%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 165.58%Loss allowance to loans
  • 0.63%Loss allowance to noncurrent loans
  • 151.54%Noncurrent assets plus other real estate owned to assets
  • 0.21%Noncurrent loans to loans
  • 0.42%Net loans and leases to deposits
  • 53.31%Net loans and leases to core deposits
  • 58.16%Equity capital to assets
  • 7.81%Core capital (leverage) ratio
  • 7.67%Tier 1 risk-based capital ratio
  • 16.91%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $115,249Average earning assets
  • $8,970Average equity
  • $107,788Average loans

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