FDIC Certificate #: 28653 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Union Bank, National Association (#22826) Federal Reserve ID: 495978 Date Established: January 01, 1929 WWW:http://www.jacksonfederal.com Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) OTS Docket #: 2050 FDIC's unique #: 41487 Numeric code: 33 Regulator: OTS Insurance Fund Membership: Savings Association Insurance Fund (SAIF) FDIC Insured: Yes SAIF Insured: Yes Insured Savings Institution: Yes Oakar Institutions: Yes State Chartered: No Date of Deposit Insurance: April 13, 1935 Last Structure Change Effective Date: October 28, 2004 Last Structure Change Process Date: November 16, 2004 Last Data Update: November 16, 2004 Data Source Date: April 05, 2012
Location
Address: 911 North Harbor Boulevard, Fullerton, CA 92832 County: Orange Quarterly Banking Profile Region: San Francisco FDIC Geographic Region: San Francisco FDIC Supervisory Region: San Francisco FDIC Field Office: Los Angeles (North) Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Metropolitan Statistical Area (MSA): Orange County, CA (#5945) Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49) Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348) Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100) CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100) Core Based Statistical Division: Santa Ana-Anaheim-Irvine, CA (#42044)
Financial Summary
Total assets: $1,442.4 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2003)
Dollar figures in thousands
219Total employees (full-time equivalent)
$1,808,968Total assets
$24,977Cash and due from depository institutions
$195Interest-bearing balances
$486,741Securities
$0Federal funds sold & reverse repurchase agreements
$1,180,099Net loans & leases
$12,715Loan loss allowance
$0Trading account assets
$7,425Bank premises and fixed assets
$1,054Other real estate owned
$62,644Goodwill and other intangibles
$0Life insurance assets
$46,028All other assets
$1,808,969Total liabilities and capital
$1,599,923Total liabilities
$1,118,886Total deposits
$1,082,196Interest-bearing deposits
$1,118,886Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$467,121Other borrowed funds
$0Subordinated debt
$13,916All other liabilities
$209,046Total equity capital
$209,046Total bank equity capital
$209,046Perpetual preferred stock
$0Common stock
$1Surplus
$148,783Undivided profits
Memoranda
$60,262Noncurrent loans and leases
$26,450Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$6,098Earning assets
$0Long-term assets (5+ years)
$7,115Average Assets, year-to-date
$1,667,035Average Assets, quarterly
$0Volatile liabilities
$1,710,873Insider loans
$1,755,932FHLB advances
$944,235Loans and leases held for sale
$0Unused loan commitments
$467,000Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$26,450Total unused commitments
$0Restructured Loans and leases
$12,715Derivatives
Income and Expense (December 31, 2003)
Dollar figures in thousands
$95,945Total interest income
$40,110Total interest expense
$55,835Net interest income
-$3,424Provision for loan and lease losses
$8,840Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$8,840Additional noninterest income
$32,022Total noninterest expense
$14,452Salaries and employee benefits
$6,276Premises and equipment expense
$11,294Additional noninterest expense
$36,077Pre-tax net operating income
$39Securities gains (losses)
$12,371Applicable income taxes
$23,745Income before extraordinary items
$0Extraordinary gains - net
$23,745Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$8Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2003)
Dollar figures in thousands
Performance Ratios (%, annualized)
6.06%Yield on earning assets
2.54%Cost of funding earning assets
3.53%Net interest margin
0.56%Noninterest income to earning assets
2.02%Noninterest expense to earning assets
1.39%Net operating income to assets
1.39%Return on assets (ROA)
2.11%Pretax return on assets
12.01%Return on equity (ROE)
12.01%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
-42800.00%Credit loss provision to net charge-offs
4081.63%Efficiency ratio
45,906Assets per employee
8.26%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.07%Loss allowance to noncurrent loans
208.51%Noncurrent assets plus other real estate owned to assets
0.40%Noncurrent loans to loans
0.51%Net loans and leases to deposits
105.47%Net loans and leases to core deposits
183.88%Equity capital to assets
11.56%Core capital (leverage) ratio
8.29%Tier 1 risk-based capital ratio
12.73%Total risk-based capital ratio
Memoranda
$14Average assets
$1,710,873Average earning assets
$197,678Average equity
$1,582,050Average loans
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