Jeff Davis Bank & Trust Company in city_name, state_name - Detailed Financial Reports, Location

Jeff Davis Bank & Trust Company in Jennings, Louisiana (LA)
Show street view No street view available for this location

Jeff Davis Bank & Trust Company routing number info

Jeff Davis Bank & Trust Company - Overview

General
FDIC Certificate #: 16546
Status: Active
Federal Reserve ID: 980531
Bank Holding Company (Regulatory Top Holder): Jeff Davis Bancshares, Inc. (RSSDID: 1833997, Location: Jennings, LA)
Date Established: March 12, 1947
WWW: http://www.jdbank.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 14 (Domestic: 14, Interstate: No)
FDIC's unique #: 10698
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: March 12, 1947
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 507 Main Street, Jennings, LA 70546
County: Jefferson Davis
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Baton Rouge
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Combined Statistical Area (CSA): Lake Charles-Jennings, LA (#324)
Core Based Statistical Area (CBSA): Jennings, LA (#27660)
CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $547.5 mil
Equity capital: $63.8 mil
Deposits held in domestic offices: $475.6 mil
Return on assets (ROA): 1.23% ($6.7 mil)
Quarterly return on assets: 1.33% ($7.3 mil)
Return on Equity (ROE): 10.81% ($6.9 mil)
Quarterly return on equity: 11.42% ($7.3 mil)
Net income: $6.6 mil
Quarterly Net income: $1.8 mil
Pretax return on assets: 1.53% ($8,376.3 mil)
Quarterly Pretax return on assets: 1.66% ($9,088.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
203Total employees (full-time equivalent)
$547,469Total assets
$47,702Cash and due from depository institutions
$31,850Interest-bearing balances
$186,040Securities
$100Federal funds sold & reverse repurchase agreements
$273,472Net loans & leases
$4,440Loan loss allowance
$0Trading account assets
$15,437Bank premises and fixed assets
$166Other real estate owned
$1,696Goodwill and other intangibles
$547,469Life insurance assets
$22,856All other assets
$483,660Total liabilities and capital
$475,600Total liabilities
$374,428Total deposits
$475,600Interest-bearing deposits
$90Deposits held in domestic offices
2923.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$5,137Subordinated debt
$63,809All other liabilities
$63,809Total equity capital
$63,809Total bank equity capital
$0Perpetual preferred stock
$9,600Common stock
$22,400Surplus
$31,809Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,556Income earned, not collected on loans
$0Earning assets
$2,931Long-term assets (5+ years)
$491,462Average Assets, year-to-date
$144,287Average Assets, quarterly
$537,834Volatile liabilities
$544,239Insider loans
$305,753FHLB advances
$526,932Loans and leases held for sale
$7,853Unused loan commitments
$3,341Tier 1 (core) risk-based capital
$56,558Tier 2 risk-based capital
$3,460Total risk weighted assets
$1,052Total unused commitments
$42,136Restructured Loans and leases
$11,872Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$23,677Total interest income
$3,436Total interest expense
$20,241Net interest income
$450Provision for loan and lease losses
$6,968Total noninterest income
$761Fiduciary activities
$3,908Service charges on deposit accounts
$0Trading account gains & fees
$2,299Additional noninterest income
$18,574Total noninterest expense
$9,204Salaries and employee benefits
$3,433Premises and equipment expense
$5,937Additional noninterest expense
$8,185Pre-tax net operating income
$55Securities gains (losses)
$1,636Applicable income taxes
$6,604Income before extraordinary items
$0Extraordinary gains - net
$6,604Net income attributable to bank
$0Net charge-offs
$6,604Cash dividends
$338Sale, conversion, retirement of capital stock, net
$4,400Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.91%Yield on earning assets
0.71%Cost of funding earning assets
4.20%Net interest margin
1.45%Noninterest income to earning assets
3.85%Noninterest expense to earning assets
1.22%Net operating income to assets
1.23%Return on assets (ROA)
1.53%Pretax return on assets
10.81%Return on equity (ROE)
3.61%Retained earnings to average equity (YTD only)
0.12%Net charge-offs to loans
133.14%Credit loss provision to net charge-offs
25.55%Efficiency ratio
68,264Assets per employee
2.70%Cash dividends to net income (YTD only)
Condition Ratios (%)
66.63%Loss allowance to loans
1.60%Loss allowance to noncurrent loans
173.71%Noncurrent assets plus other real estate owned to assets
0.50%Noncurrent loans to loans
0.92%Net loans and leases to deposits
57.50%Net loans and leases to core deposits
63.37%Equity capital to assets
11.66%Core capital (leverage) ratio
10.73%Tier 1 risk-based capital ratio
18.50%Total risk-based capital ratio
Memoranda
$20Average assets
$537,834Average earning assets
$61,118Average equity
$482,114Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$155,034Managed Assets
1Number of Accounts
$110,571Personal trust and agency accounts
$101,571Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$1,338Corporate trust and agency accounts
$0Investment management agency accounts
$6,898Other fiduciary accounts
$764Fiduciary accounts held in foreign offices
$0Non-managed Assets
1128Number of Accounts
$0Personal trust and agency accounts
$1,338Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$44,463Other retirement accounts
$21,611Corporate trust and agency accounts
$14,036Other fiduciary accounts
$8,816Fiduciary accounts held in foreign offices

List of branches

14 Louisiana Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	10698	Jeff Davis Bank & Trust Company	507 Main Street, Jennings, LA 70546	March 12, 1947	Full Service Brick and Mortar
1	238294	Lake Arthur Branch	338 Arthur Avenue, Lake Arthur, LA 70549	July 10, 1967	Full Service Brick and Mortar
2	238295	Roberts Avenue Branch	424 Roberts Avenue, Jennings, LA 70546	November 18, 1974	Limited Service Facility
3	238296	West Division Street Branch	407 West Division Street, Jennings, LA 70546	November 18, 1974	Limited Service Facility
4	238297	Iowa Branch	428 South Kinney Avenue, Iowa, LA 70647	May 22, 1986	Full Service Brick and Mortar
5	238298	Welsh Branch	101 North Adams Street, Welsh, LA 70591	August 10, 1992	Full Service Brick and Mortar
6	238299	Kinder Branch	1116 Ninth Street, Kinder, LA 70648	April 03, 1995	Full Service Brick and Mortar
7	243336	Mcneese Branch	4100 Ryan Street, Lake Charles, LA 70601	May 20, 1964	Full Service Brick and Mortar
8	243339	Moss Bluff Branch	La. Highway 378 And U.S. Highway 171, Moss Bluff, LA 70601	April 19, 1971	Full Service Brick and Mortar
9	238300	Kirby Street Branch	535 Kirby Street, Lake Charles, LA 70601	August 16, 1995	Full Service Brick and Mortar
10	238301	Sulphur Branch	2905 Maplewood Drive, Sulphur, LA 70663	September 23, 1996	Full Service Brick and Mortar
11	238302	Lake Charles - Nelson Road Branch	4400 Nelson Road, Lake Charles, LA 70605	October 04, 1999	Full Service Brick and Mortar
12	418688	Highway 14 Office	2726 Gerstner Memorial Drive, Lake Charles, LA 70601	March 31, 2003	Full Service Brick and Mortar
13	438792	Carlyss Branch	4507 South Highway 27, Sulphur, LA 70665	March 07, 2005	Full Service Brick and Mortar

Jeff Davis Bank & Trust Company in Jennings, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Jeff Davis Bank & Trust Company - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Jeff Davis Bank & Trust Company in Jennings, Louisiana (LA)Overview, Financial Summary, Detailed Financial Reports, Branches

Jeff Davis Bank & Trust Company - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Jeff Davis Bank & Trust Company in Jennings, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches