Johnson County Bank in Elk Creek, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 31, 1994

Johnson County Bank in Elk Creek, Nebraska (NE)
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Johnson County Bank - Overview

General
FDIC Certificate #: 18181
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: American National Bank (#32972)
Federal Reserve ID: 253851
Date Established: January 01, 1893
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Interstate: No)
OTS Docket #: 10111
FDIC's unique #: 12101
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: April 21, 1960
Last Structure Change Effective Date: January 31, 1994
Last Structure Change Process Date: Febuary 10, 1994
Last Data Update: Febuary 10, 1994
Data Source Date: April 05, 2012
Location
Address: Main Street, Elk Creek, NE 68348
County: Johnson
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Omaha
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Financial Summary
Total assets: $27.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$14Total assets
$27,144Cash and due from depository institutions
$2,817Interest-bearing balances
$1,486Securities
$10,943Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$12,583Loan loss allowance
$106Trading account assets
$0Bank premises and fixed assets
$185Other real estate owned
$0Goodwill and other intangibles
$388Life insurance assets
$228All other assets
$0Total liabilities and capital
$27,144Total liabilities
$25,106Total deposits
$24,591Interest-bearing deposits
$22,059Deposits held in domestic offices
24591.00%% insured (estimated)
$91Federal funds purchased & repurchase agreements
$255Trading liabilities
$0Other borrowed funds
$100Subordinated debt
$0All other liabilities
$160Total equity capital
$160Total bank equity capital
$2,038Perpetual preferred stock
$0Common stock
$750Surplus
$850Undivided profits
Memoranda
$438Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$225Earning assets
$25,012Long-term assets (5+ years)
$2,515Average Assets, year-to-date
$27,246Average Assets, quarterly
$27,170Volatile liabilities
$1,314Insider loans
$5FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$988Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$1,810Total risk weighted assets
$14,500Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$1,905Total interest expense
$837Net interest income
$1,068Provision for loan and lease losses
$9Total noninterest income
$147Fiduciary activities
$0Service charges on deposit accounts
$111Trading account gains & fees
$0Additional noninterest income
$36Total noninterest expense
$858Salaries and employee benefits
$376Premises and equipment expense
$56Additional noninterest expense
$426Pre-tax net operating income
$348Securities gains (losses)
$1Applicable income taxes
$75Income before extraordinary items
$274Extraordinary gains - net
$0Net income attributable to bank
$274Net charge-offs
$7Cash dividends
$250Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.52%Cost of funding earning assets
3.30%Net interest margin
4.21%Noninterest income to earning assets
0.58%Noninterest expense to earning assets
3.39%Net operating income to assets
1.00%Return on assets (ROA)
1.01%Pretax return on assets
1.28%Return on equity (ROE)
13.52%Retained earnings to average equity (YTD only)
1.18%Net charge-offs to loans
0.06%Credit loss provision to net charge-offs
128.57%Efficiency ratio
67,984Assets per employee
1.94%Cash dividends to net income (YTD only)
Condition Ratios (%)
91.24%Loss allowance to loans
0.84%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
51.17%Net loans and leases to core deposits
53.25%Equity capital to assets
7.51%Core capital (leverage) ratio
6.72%Tier 1 risk-based capital ratio
12.48%Total risk-based capital ratio
Memoranda
$13Average assets
$27,246Average earning assets
$2,027Average equity
$25,339Average loans

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