Kansas State Bank and Trust Company in Wichita, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 09, 1993

  • Kansas State Bank and Trust Company in Wichita, Kansas (KS)
  • Show street view No street view available for this location

Kansas State Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 13899
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Intrust Bank, National Association (#4799)
    Federal Reserve ID: 83058
    Date Established: March 01, 1934
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 7 (Interstate: No)
    FDIC's unique #: 8692
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: March 01, 1934
    Last Structure Change Effective Date: July 09, 1993
    Last Structure Change Process Date: July 15, 1993
    Last Data Update: August 24, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 123 North Market Street, Wichita, KS 67202
    County: Sedgwick
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Wichita, KS (#9040)
    Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
    Core Based Statistical Area (CBSA): Wichita, KS (#48620)
    CBSA Metro Statistical Area: Wichita, KS (#48620)
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $349.2 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $176Total assets
  • $376,267Cash and due from depository institutions
  • $19,932Interest-bearing balances
  • $0Securities
  • $97,889Federal funds sold & reverse repurchase agreements
  • $32,000Net loans & leases
  • $204,097Loan loss allowance
  • $3,221Trading account assets
  • $0Bank premises and fixed assets
  • $16,445Other real estate owned
  • $2,549Goodwill and other intangibles
  • $3,355Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $376,267Total liabilities
  • $349,477Total deposits
  • $320,828Interest-bearing deposits
  • $254,973Deposits held in domestic offices
  • 320828.00%% insured (estimated)
  • $84Federal funds purchased & repurchase agreements
  • $16,350Trading liabilities
  • $0Other borrowed funds
  • $10,263Subordinated debt
  • $0All other liabilities
  • $2,036Total equity capital
  • $2,036Total bank equity capital
  • $26,790Perpetual preferred stock
  • $0Common stock
  • $2,100Surplus
  • $8,500Undivided profits
  • Memoranda
  • $16,190Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $394Income earned, not collected on loans
  • $1,112Earning assets
  • $333,986Long-term assets (5+ years)
  • $5,175Average Assets, year-to-date
  • $376,613Average Assets, quarterly
  • $377,099Volatile liabilities
  • $33,727Insider loans
  • $1,217FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $33,986Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $26,790Total risk weighted assets
  • $236,042Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $27,213Total interest expense
  • $11,850Net interest income
  • $15,363Provision for loan and lease losses
  • $1,200Total noninterest income
  • $3,875Fiduciary activities
  • $1,087Service charges on deposit accounts
  • $1,933Trading account gains & fees
  • $0Additional noninterest income
  • $855Total noninterest expense
  • $13,097Salaries and employee benefits
  • $5,543Premises and equipment expense
  • $1,805Additional noninterest expense
  • $5,749Pre-tax net operating income
  • $4,941Securities gains (losses)
  • $594Applicable income taxes
  • $1,986Income before extraordinary items
  • $3,549Extraordinary gains - net
  • $0Net income attributable to bank
  • $3,549Net charge-offs
  • $786Cash dividends
  • $2,394Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.16%Cost of funding earning assets
  • 3.55%Net interest margin
  • 4.61%Noninterest income to earning assets
  • 1.16%Noninterest expense to earning assets
  • 3.93%Net operating income to assets
  • 0.84%Return on assets (ROA)
  • 0.94%Pretax return on assets
  • 1.47%Return on equity (ROE)
  • 13.59%Retained earnings to average equity (YTD only)
  • 4.42%Net charge-offs to loans
  • 0.37%Credit loss provision to net charge-offs
  • 152.67%Efficiency ratio
  • 68,079Assets per employee
  • 2.14%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 67.46%Loss allowance to loans
  • 1.55%Loss allowance to noncurrent loans
  • 817.51%Noncurrent assets plus other real estate owned to assets
  • 0.78%Noncurrent loans to loans
  • 0.19%Net loans and leases to deposits
  • 63.62%Net loans and leases to core deposits
  • 66.24%Equity capital to assets
  • 7.12%Core capital (leverage) ratio
  • 7.18%Tier 1 risk-based capital ratio
  • 11.35%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $376,613Average earning assets
  • $26,107Average equity
  • $333,333Average loans

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