KeyWorth Bank in city_name, state_name - Detailed Financial Reports, Location

KeyWorth Bank in Johns Creek, Georgia (GA)
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KeyWorth Bank routing number info

KeyWorth Bank - Overview

General
FDIC Certificate #: 58617
Status: Active
Federal Reserve ID: 3642287
Date Established: October 15, 2007
WWW: http://www.keyworthbank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Domestic: 3, Interstate: No)
FDIC's unique #: 458787
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: October 15, 2007
Last Structure Change Effective Date: June 03, 2008
Last Structure Change Process Date: June 25, 2008
Last Data Update: June 25, 2008
Data Source Date: April 05, 2012
Location
Address: 11655 Medlock Bridge Road, Johns Creek, GA 30097
County: Fulton
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Atlanta
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Atlanta, GA (#520)
Combined Statistical Area (CSA): Atlanta-Sandy Springs-Gainesville, GA-AL (#122)
Core Based Statistical Area (CBSA): Atlanta-Sandy Springs-Marietta, GA (#12060)
CBSA Metro Statistical Area: Atlanta-Sandy Springs-Marietta, GA (#12060)
History of Changes
Change in Location
Financial Summary
Total assets: $335.2 mil
Equity capital: $35.7 mil
Deposits held in domestic offices: $288.7 mil
Return on assets (ROA): 0.95% ($3.2 mil)
Quarterly return on assets: 2.46% ($8.2 mil)
Return on Equity (ROE): 8.77% ($3.2 mil)
Quarterly return on equity: 22.99% ($8.3 mil)
Net income: $2.9 mil
Quarterly Net income: $2.0 mil
Pretax return on assets: 0.41% ($1,374.4 mil)
Quarterly Pretax return on assets: 0.37% ($1,240.3 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
37Total employees (full-time equivalent)
$335,226Total assets
$40,778Cash and due from depository institutions
$37,275Interest-bearing balances
$130,835Securities
$0Federal funds sold & reverse repurchase agreements
$146,407Net loans & leases
$2,317Loan loss allowance
$0Trading account assets
$6,924Bank premises and fixed assets
$1,702Other real estate owned
$0Goodwill and other intangibles
$335,225Life insurance assets
$8,580All other assets
$299,563Total liabilities and capital
$288,703Total liabilities
$263,641Total deposits
$288,703Interest-bearing deposits
$81Deposits held in domestic offices
4511.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$5,000Trading liabilities
$0Other borrowed funds
$1,349Subordinated debt
$35,662All other liabilities
$35,662Total equity capital
$35,662Total bank equity capital
$0Perpetual preferred stock
$18,121Common stock
$19,980Surplus
$-2,439Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$6,901Income earned, not collected on loans
$0Earning assets
$1,011Long-term assets (5+ years)
$314,517Average Assets, year-to-date
$158,867Average Assets, quarterly
$310,480Volatile liabilities
$328,058Insider loans
$193,717FHLB advances
$330,551Loans and leases held for sale
$5,396Unused loan commitments
$5,396Tier 1 (core) risk-based capital
$34,723Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$28,271Restructured Loans and leases
$439Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$12,917Total interest income
$3,796Total interest expense
$9,121Net interest income
$970Provision for loan and lease losses
-$804Total noninterest income
$0Fiduciary activities
$81Service charges on deposit accounts
$0Trading account gains & fees
-$885Additional noninterest income
$6,466Total noninterest expense
$3,766Salaries and employee benefits
$898Premises and equipment expense
$1,802Additional noninterest expense
$881Pre-tax net operating income
$378Securities gains (losses)
-$1,690Applicable income taxes
$2,949Income before extraordinary items
$0Extraordinary gains - net
$2,949Net income attributable to bank
$0Net charge-offs
$2,949Cash dividends
$1,214Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.46%Yield on earning assets
1.31%Cost of funding earning assets
3.15%Net interest margin
-0.28%Noninterest income to earning assets
2.23%Noninterest expense to earning assets
0.83%Net operating income to assets
0.95%Return on assets (ROA)
0.41%Pretax return on assets
8.77%Return on equity (ROE)
8.77%Retained earnings to average equity (YTD only)
0.86%Net charge-offs to loans
79.90%Credit loss provision to net charge-offs
1.52%Efficiency ratio
77,744Assets per employee
9.06%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.56%Loss allowance to noncurrent loans
33.57%Noncurrent assets plus other real estate owned to assets
2.57%Noncurrent loans to loans
4.64%Net loans and leases to deposits
50.71%Net loans and leases to core deposits
55.68%Equity capital to assets
10.64%Core capital (leverage) ratio
10.50%Tier 1 risk-based capital ratio
17.92%Total risk-based capital ratio
Memoranda
$19Average assets
$310,480Average earning assets
$33,638Average equity
$289,683Average loans

List of branches

3 Georgia Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	458787	Keyworth Bank	11655 Medlock Bridge Road, Johns Creek, GA 30097	October 15, 2007	Full Service Brick and Mortar
1	477906	Haynes Bridge Road Branch	9925 Haynes Bridge Road, Johns Creek, GA 30022	June 03, 2008	Full Service Brick and Mortar
2	498620	Duluth Branch	6515 Sugarloaf Parkway, Duluth, GA 30097	November 30, 2009	Full Service Brick and Mortar

KeyWorth Bank in Johns Creek, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

KeyWorth Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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KeyWorth Bank in Johns Creek, Georgia (GA)Overview, Financial Summary, Detailed Financial Reports, Branches

KeyWorth Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

KeyWorth Bank in Johns Creek, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches