Touchmark National Bank in Alpharetta, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Touchmark National Bank in Alpharetta, Georgia (GA)
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Touchmark National Bank - Overview

  • General
  • FDIC Certificate #: 58687
    Status: Active
    Federal Reserve ID: 3645840
    Bank Holding Company (Regulatory Top Holder): Touchmark Bancshares, Inc. (RSSDID: 3645886, Location: Alpharetta, GA)
    Date Established: January 28, 2008
    WWW: http://www.touchmarknb.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 462873
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 28, 2008
    Last Structure Change Effective Date: Febuary 23, 2012
    Last Structure Change Process Date: Febuary 23, 2012
    Last Data Update: Febuary 23, 2012
    Data Source Date: April 05, 2012
  • Location
  • Address: 3651 Old Milton Parkway, Alpharetta, GA 30005
    County: Fulton
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Atlanta
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Atlanta, GA (#520)
    Combined Statistical Area (CSA): Atlanta-Sandy Springs-Gainesville, GA-AL (#122)
    Core Based Statistical Area (CBSA): Atlanta-Sandy Springs-Marietta, GA (#12060)
    CBSA Metro Statistical Area: Atlanta-Sandy Springs-Marietta, GA (#12060)
  • Financial Summary
  • Total assets: $127.9 mil
    Equity capital: $20.0 mil
    Deposits held in domestic offices: $94.8 mil
    Return on assets (ROA): 0.18% ($0.2 mil)
    Quarterly return on assets: 0.69% ($0.9 mil)
    Return on Equity (ROE): 1.20% ($0.2 mil)
    Quarterly return on equity: 4.39% ($0.9 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.18% ($230.2 mil)
    Quarterly Pretax return on assets: 0.69% ($882.4 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 26Total employees (full-time equivalent)
  • $127,885Total assets
  • $8,749Cash and due from depository institutions
  • $6,240Interest-bearing balances
  • $36,135Securities
  • $325Federal funds sold & reverse repurchase agreements
  • $74,269Net loans & leases
  • $1,745Loan loss allowance
  • $9Trading account assets
  • $914Bank premises and fixed assets
  • $5,375Other real estate owned
  • $0Goodwill and other intangibles
  • $127,885Life insurance assets
  • $2,109All other assets
  • $107,836Total liabilities and capital
  • $94,772Total liabilities
  • $85,087Total deposits
  • $94,772Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $12,500Trading liabilities
  • $0Other borrowed funds
  • $564Subordinated debt
  • $20,049All other liabilities
  • $20,049Total equity capital
  • $20,049Total bank equity capital
  • $0Perpetual preferred stock
  • $13,000Common stock
  • $16,449Surplus
  • $-9,400Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,252Income earned, not collected on loans
  • $0Earning assets
  • $434Long-term assets (5+ years)
  • $116,978Average Assets, year-to-date
  • $42,445Average Assets, quarterly
  • $131,572Volatile liabilities
  • $127,572Insider loans
  • $89,992FHLB advances
  • $128,166Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $19,619Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $5,307Restructured Loans and leases
  • $1,552Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $6,006Total interest income
  • $1,472Total interest expense
  • $4,534Net interest income
  • $210Provision for loan and lease losses
  • $1,064Total noninterest income
  • $0Fiduciary activities
  • $54Service charges on deposit accounts
  • -$67Trading account gains & fees
  • $1,077Additional noninterest income
  • $5,441Total noninterest expense
  • $2,751Salaries and employee benefits
  • $728Premises and equipment expense
  • $1,962Additional noninterest expense
  • -$53Pre-tax net operating income
  • $287Securities gains (losses)
  • $0Applicable income taxes
  • $234Income before extraordinary items
  • $0Extraordinary gains - net
  • $234Net income attributable to bank
  • $0Net charge-offs
  • $234Cash dividends
  • $1,927Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.87%Yield on earning assets
  • 1.19%Cost of funding earning assets
  • 3.68%Net interest margin
  • 0.86%Noninterest income to earning assets
  • 4.41%Noninterest expense to earning assets
  • -0.04%Net operating income to assets
  • 0.18%Return on assets (ROA)
  • 0.18%Pretax return on assets
  • 1.20%Return on equity (ROE)
  • 1.20%Retained earnings to average equity (YTD only)
  • 2.41%Net charge-offs to loans
  • 10.90%Credit loss provision to net charge-offs
  • 0.08%Efficiency ratio
  • 97,195Assets per employee
  • 4.92%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.30%Loss allowance to noncurrent loans
  • 139.38%Noncurrent assets plus other real estate owned to assets
  • 5.18%Noncurrent loans to loans
  • 1.65%Net loans and leases to deposits
  • 78.37%Net loans and leases to core deposits
  • 90.44%Equity capital to assets
  • 15.68%Core capital (leverage) ratio
  • 15.31%Tier 1 risk-based capital ratio
  • 21.80%Total risk-based capital ratio
  • Memoranda
  • $23Average assets
  • $131,572Average earning assets
  • $19,487Average equity
  • $123,324Average loans

List of branches

  • 3 Georgia Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0462873Touchmark National Bank3651 Old Milton Parkway, Alpharetta, GA 30005January 28, 2008Full Service Brick and Mortar
    1474026Abbotts Bridge Branch3170 Peachtree Industrial Blvd., Suite 100, Duluth, GA 30097March 10, 2008Full Service Brick and Mortar
    2493483Peachtree Pavilion Branch6035 Peachtree Rd, Ste C-120, Doraville, GA 30360October 14, 2008Full Service Brick and Mortar

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