Lexington Federal Savings Bank in Lexington, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 07, 1996

  • Lexington Federal Savings Bank in Lexington, Kentucky (KY)
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Lexington Federal Savings Bank - Overview

  • General
  • FDIC Certificate #: 28210
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Great Financial Bank, FSB (#27731)
    Federal Reserve ID: 1007574
    Date Established: January 01, 1924
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 1145
    FDIC's unique #: 41044
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: November 14, 1935
    Last Structure Change Effective Date: June 07, 1996
    Last Structure Change Process Date: July 24, 1996
    Last Data Update: July 24, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 2020 Nicholasville Road, Lexington, KY 40503
    County: Fayette
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Lexington
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Lexington, KY (#4280)
    Combined Statistical Area (CSA): Lexington-Fayette-Frankfort-Richmond, KY (#336)
    Core Based Statistical Area (CBSA): Lexington-Fayette, KY (#30460)
    CBSA Metro Statistical Area: Lexington-Fayette, KY (#30460)
  • Financial Summary
  • Total assets: $234.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $41Total assets
  • $234,113Cash and due from depository institutions
  • $24,024Interest-bearing balances
  • $23,657Securities
  • $77,203Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $127,924Loan loss allowance
  • $138Trading account assets
  • $0Bank premises and fixed assets
  • $1,113Other real estate owned
  • $0Goodwill and other intangibles
  • $3,849Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $234,113Total liabilities
  • $173,541Total deposits
  • $166,935Interest-bearing deposits
  • $165,008Deposits held in domestic offices
  • 166935.00%% insured (estimated)
  • $98Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $5,448Subordinated debt
  • $0All other liabilities
  • $1,158Total equity capital
  • $1,158Total bank equity capital
  • $60,572Perpetual preferred stock
  • $0Common stock
  • $1Surplus
  • $26,981Undivided profits
  • Memoranda
  • $33,590Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $138Income earned, not collected on loans
  • $583Earning assets
  • $228,784Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $232,284Average Assets, quarterly
  • $234,201Volatile liabilities
  • $17,034Insider loans
  • $1,147FHLB advances
  • $296Loans and leases held for sale
  • $0Unused loan commitments
  • $4,486Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $60,572Total risk weighted assets
  • $83,307Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $15,442Total interest expense
  • $8,097Net interest income
  • $7,345Provision for loan and lease losses
  • $6Total noninterest income
  • $318Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $318Total noninterest expense
  • $4,658Salaries and employee benefits
  • $3,276Premises and equipment expense
  • $401Additional noninterest expense
  • $981Pre-tax net operating income
  • $2,999Securities gains (losses)
  • $0Applicable income taxes
  • $1,182Income before extraordinary items
  • $1,817Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,817Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.81%Cost of funding earning assets
  • 3.57%Net interest margin
  • 3.24%Noninterest income to earning assets
  • 0.14%Noninterest expense to earning assets
  • 2.05%Net operating income to assets
  • 0.78%Return on assets (ROA)
  • 0.78%Pretax return on assets
  • 1.29%Return on equity (ROE)
  • 3.08%Retained earnings to average equity (YTD only)
  • 3.08%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 60,786Assets per employee
  • 5.71%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.11%Loss allowance to noncurrent loans
  • 100.00%Noncurrent assets plus other real estate owned to assets
  • 0.06%Noncurrent loans to loans
  • 0.11%Net loans and leases to deposits
  • 76.63%Net loans and leases to core deposits
  • 82.35%Equity capital to assets
  • 25.87%Core capital (leverage) ratio
  • 25.87%Tier 1 risk-based capital ratio
  • 72.71%Total risk-based capital ratio
  • Memoranda
  • $73Average assets
  • $232,284Average earning assets
  • $59,014Average equity
  • $226,864Average loans

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