FDIC Certificate #: 22304 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Amegy Bank National Association (#24107) Federal Reserve ID: 521550 Date Established: July 12, 1976 WWW:http://www.lonestartexas.com Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 6 (Interstate: No) OTS Docket #: 11506 FDIC's unique #: 15513 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: July 12, 1976 Last Structure Change Effective Date: January 31, 2004 Last Structure Change Process Date: March 04, 2004 Last Data Update: March 04, 2004 Data Source Date: April 05, 2012
Location
Address: 6310 Lemmon Avenue, Suite 100, Dallas, TX 75209 County: Dallas Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Dallas Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Dallas, TX (#1920) Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31) Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206) Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100) CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100) Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
Financial Summary
Total assets: $222.8 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2003)
Dollar figures in thousands
47Total employees (full-time equivalent)
$222,801Total assets
$13,751Cash and due from depository institutions
$1,409Interest-bearing balances
$30,353Securities
$10,561Federal funds sold & reverse repurchase agreements
$162,635Net loans & leases
$2,016Loan loss allowance
$0Trading account assets
$2,837Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$2,664All other assets
$222,801Total liabilities and capital
$205,754Total liabilities
$203,185Total deposits
$138,019Interest-bearing deposits
$203,185Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$2,000Other borrowed funds
$0Subordinated debt
$569All other liabilities
$17,047Total equity capital
$17,047Total bank equity capital
$17,047Perpetual preferred stock
$0Common stock
$800Surplus
$14,400Undivided profits
Memoranda
$1,847Noncurrent loans and leases
$42,402Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$289Earning assets
$0Long-term assets (5+ years)
$741Average Assets, year-to-date
$204,958Average Assets, quarterly
$4,984Volatile liabilities
$214,405Insider loans
$219,251FHLB advances
$14,658Loans and leases held for sale
$8,210Unused loan commitments
$2,000Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$42,402Total unused commitments
$0Restructured Loans and leases
$2,016Derivatives
Income and Expense (December 31, 2003)
Dollar figures in thousands
$10,305Total interest income
$1,893Total interest expense
$8,412Net interest income
$592Provision for loan and lease losses
$1,352Total noninterest income
$1Fiduciary activities
$871Service charges on deposit accounts
$16Trading account gains & fees
$464Additional noninterest income
$6,669Total noninterest expense
$3,792Salaries and employee benefits
$1,165Premises and equipment expense
$1,712Additional noninterest expense
$2,503Pre-tax net operating income
$0Securities gains (losses)
$865Applicable income taxes
$1,638Income before extraordinary items
$0Extraordinary gains - net
$1,638Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$122Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2003)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.28%Yield on earning assets
0.97%Cost of funding earning assets
4.31%Net interest margin
0.69%Noninterest income to earning assets
3.41%Noninterest expense to earning assets
0.76%Net operating income to assets
0.76%Return on assets (ROA)
1.17%Pretax return on assets
10.02%Return on equity (ROE)
10.02%Retained earnings to average equity (YTD only)
0.08%Net charge-offs to loans
485.25%Credit loss provision to net charge-offs
25.37%Efficiency ratio
68,302Assets per employee
4.74%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.22%Loss allowance to noncurrent loans
697.58%Noncurrent assets plus other real estate owned to assets
0.13%Noncurrent loans to loans
0.18%Net loans and leases to deposits
80.04%Net loans and leases to core deposits
86.27%Equity capital to assets
7.65%Core capital (leverage) ratio
7.74%Tier 1 risk-based capital ratio
9.76%Total risk-based capital ratio
Memoranda
$11Average assets
$214,405Average earning assets
$16,351Average equity
$195,295Average loans
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