Los Alamos National Bank in Los Alamos, New Mexico (NM)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Los Alamos National Bank in Los Alamos, New Mexico (NM)
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Los Alamos National Bank - Overview

  • General
  • FDIC Certificate #: 18799
    Status: Active
    Federal Reserve ID: 205654
    Bank Holding Company (Regulatory Top Holder): Trinity Capital Corporation (RSSDID: 1056161, Location: Los Alamos, NM)
    Date Established: June 12, 1963
    WWW: http://www.lanb.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 7 (Domestic: 7, Interstate: No)
    OTS Docket #: 9380
    FDIC's unique #: 12660
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: June 12, 1963
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1200 Trinity Drive, Los Alamos, NM 87544
    County: Los Alamos
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Albuquerque
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Santa Fe, NM (#7490)
    Core Based Statistical Area (CBSA): Los Alamos, NM (#31060)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $1,515.9 mil
    Equity capital: $156.5 mil
    Deposits held in domestic offices: $1,331.6 mil
    Return on assets (ROA): 0.56% ($8.5 mil)
    Quarterly return on assets: 0.72% ($10.9 mil)
    Return on Equity (ROE): 5.47% ($8.5 mil)
    Quarterly return on equity: 6.91% ($10.8 mil)
    Net income: $8.6 mil
    Quarterly Net income: $2.7 mil
    Pretax return on assets: 0.84% ($12,733.7 mil)
    Quarterly Pretax return on assets: 0.74% ($11,217.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 319Total employees (full-time equivalent)
  • $1,515,912Total assets
  • $71,300Cash and due from depository institutions
  • $48,610Interest-bearing balances
  • $145,490Securities
  • $11,583Federal funds sold & reverse repurchase agreements
  • $1,207,947Net loans & leases
  • $27,909Loan loss allowance
  • $0Trading account assets
  • $27,063Bank premises and fixed assets
  • $14,139Other real estate owned
  • $6,251Goodwill and other intangibles
  • $1,515,912Life insurance assets
  • $32,139All other assets
  • $1,359,414Total liabilities and capital
  • $1,331,552Total liabilities
  • $1,160,151Total deposits
  • $1,331,552Interest-bearing deposits
  • $82Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $22,300Trading liabilities
  • $0Other borrowed funds
  • $5,562Subordinated debt
  • $156,498All other liabilities
  • $156,498Total equity capital
  • $156,498Total bank equity capital
  • $0Perpetual preferred stock
  • $800Common stock
  • $71,999Surplus
  • $83,699Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $22,549Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $59,169Income earned, not collected on loans
  • $0Earning assets
  • $5,129Long-term assets (5+ years)
  • $1,413,630Average Assets, year-to-date
  • $244,875Average Assets, quarterly
  • $1,521,641Volatile liabilities
  • $1,495,726Insider loans
  • $1,195,793FHLB advances
  • $1,506,934Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $156,078Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $152,540Restructured Loans and leases
  • $4,501Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $67,554Total interest income
  • $9,603Total interest expense
  • $57,951Net interest income
  • $8,245Provision for loan and lease losses
  • $6,655Total noninterest income
  • $1,903Fiduciary activities
  • $1,618Service charges on deposit accounts
  • $0Trading account gains & fees
  • $3,134Additional noninterest income
  • $44,622Total noninterest expense
  • $21,271Salaries and employee benefits
  • $4,014Premises and equipment expense
  • $19,337Additional noninterest expense
  • $11,739Pre-tax net operating income
  • $1,057Securities gains (losses)
  • $4,211Applicable income taxes
  • $8,585Income before extraordinary items
  • $0Extraordinary gains - net
  • $8,585Net income attributable to bank
  • $0Net charge-offs
  • $8,585Cash dividends
  • $9,058Sale, conversion, retirement of capital stock, net
  • $7,000Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.76%Yield on earning assets
  • 0.68%Cost of funding earning assets
  • 4.08%Net interest margin
  • 0.47%Noninterest income to earning assets
  • 3.15%Noninterest expense to earning assets
  • 0.52%Net operating income to assets
  • 0.56%Return on assets (ROA)
  • 0.84%Pretax return on assets
  • 5.47%Return on equity (ROE)
  • 1.01%Retained earnings to average equity (YTD only)
  • 0.75%Net charge-offs to loans
  • 91.02%Credit loss provision to net charge-offs
  • 2.21%Efficiency ratio
  • 68,071Assets per employee
  • 4.75%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 81.54%Loss allowance to loans
  • 2.26%Loss allowance to noncurrent loans
  • 47.17%Noncurrent assets plus other real estate owned to assets
  • 4.84%Noncurrent loans to loans
  • 4.79%Net loans and leases to deposits
  • 90.72%Net loans and leases to core deposits
  • 96.27%Equity capital to assets
  • 10.32%Core capital (leverage) ratio
  • 10.36%Tier 1 risk-based capital ratio
  • 13.05%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $1,521,641Average earning assets
  • $156,844Average equity
  • $1,418,638Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $418,982Managed Assets
  • 1Number of Accounts
  • $188,672Personal trust and agency accounts
  • $55,872Employee benefit-defined contribution accounts
  • $7,923Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $39,113Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $62,290Other fiduciary accounts
  • $23,474Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 1121Number of Accounts
  • $0Personal trust and agency accounts
  • $39,113Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $230,310Other retirement accounts
  • $27,370Corporate trust and agency accounts
  • $8,212Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 7 New Mexico Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    012660Los Alamos National Bank1200 Trinity Drive, Los Alamos, NM 87544June 12, 1963Full Service Brick and Mortar
    1246499White Rock Branch77 Rover Boulevard, White Rock, NM 87544October 01, 1971Full Service Brick and Mortar
    3246501Santa Fe Branch2009 Galisteo Street, Santa Fe, NM 87505March 22, 1999Full Service Brick and Mortar
    4431763Santa Fe Downtown Branch301 Griffin Street, Santa Fe, NM 87501August 13, 2004Full Service Brick and Mortar
    5453826Albuquerque Office Branch6301 Indian Schools Rd, Ne Suite 110, Albuquerque, NM 87110Febuary 01, 2006Limited Service Administrative
    6495772Cerrillos Road Branch3674 Cerrillos Rd, Santa Fe, NM 87507October 19, 2009Full Service Brick and Mortar
    7526993Alburquerque Office - Jefferson6801 Jefferson Street Ne, Albuquerque, NM 87109November 04, 2011Full Service Brick and Mortar

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