The First National Bank of Santa Fe in Santa Fe, New Mexico (NM), CO
Overview, Financial Summary, Detailed Financial Reports, Branches


  • The First National Bank of Santa Fe in Santa Fe, New Mexico (NM), CO
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The First National Bank of Santa Fe - Overview

  • General
  • FDIC Certificate #: 2239
    Status: Active
    Federal Reserve ID: 787253
    Bank Holding Company (Regulatory Top Holder): New Mexico Banquest Corporation (RSSDID: 1023154, Location: Santa Fe, NM)
    Date Established: December 13, 1870
    WWW: http://www.fnb-sf.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 13 (Domestic: 13, Interstate: Yes)
    OTS Docket #: 11698
    FDIC's unique #: 1489
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 28, 2010
    Last Structure Change Process Date: May 28, 2010
    Last Data Update: May 28, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 62 Lincoln Avenue, Santa Fe, NM 87501
    County: Santa Fe
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Albuquerque
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Santa Fe, NM (#7490)
    Combined Statistical Area (CSA): Santa Fe-Espanola, NM (#492)
    Core Based Statistical Area (CBSA): Santa Fe, NM (#42140)
    CBSA Metro Statistical Area: Santa Fe, NM (#42140)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $734.6 mil
    Equity capital: $77.2 mil
    Deposits held in domestic offices: $654.7 mil
    Return on assets (ROA): 1.00% ($7.3 mil)
    Quarterly return on assets: 0.87% ($6.4 mil)
    Return on Equity (ROE): 9.60% ($7.4 mil)
    Quarterly return on equity: 8.36% ($6.4 mil)
    Net income: $7.3 mil
    Quarterly Net income: $1.6 mil
    Pretax return on assets: 1.00% ($7,346.0 mil)
    Quarterly Pretax return on assets: 0.87% ($6,391.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 189Total employees (full-time equivalent)
  • $734,604Total assets
  • $137,501Cash and due from depository institutions
  • $123,293Interest-bearing balances
  • $178,050Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $376,949Net loans & leases
  • $8,594Loan loss allowance
  • $0Trading account assets
  • $16,556Bank premises and fixed assets
  • $1,394Other real estate owned
  • $0Goodwill and other intangibles
  • $734,604Life insurance assets
  • $24,154All other assets
  • $657,416Total liabilities and capital
  • $654,685Total liabilities
  • $563,618Total deposits
  • $654,685Interest-bearing deposits
  • $77Deposits held in domestic offices
  • 450.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $2,281Subordinated debt
  • $77,188All other liabilities
  • $77,188Total equity capital
  • $77,188Total bank equity capital
  • $0Perpetual preferred stock
  • $1,100Common stock
  • $23,201Surplus
  • $52,887Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $1,850Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,480Income earned, not collected on loans
  • $0Earning assets
  • $2,344Long-term assets (5+ years)
  • $678,292Average Assets, year-to-date
  • $144,294Average Assets, quarterly
  • $722,466Volatile liabilities
  • $739,792Insider loans
  • $477,509FHLB advances
  • $737,917Loans and leases held for sale
  • $15,905Unused loan commitments
  • $15,905Tier 1 (core) risk-based capital
  • $76,222Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $65,257Restructured Loans and leases
  • $1,547Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $27,014Total interest income
  • $3,302Total interest expense
  • $23,712Net interest income
  • $450Provision for loan and lease losses
  • $5,364Total noninterest income
  • $1,784Fiduciary activities
  • $945Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,635Additional noninterest income
  • $21,693Total noninterest expense
  • $11,800Salaries and employee benefits
  • $2,580Premises and equipment expense
  • $7,313Additional noninterest expense
  • $6,933Pre-tax net operating income
  • $323Securities gains (losses)
  • $0Applicable income taxes
  • $7,256Income before extraordinary items
  • $0Extraordinary gains - net
  • $7,256Net income attributable to bank
  • $0Net charge-offs
  • $7,256Cash dividends
  • $796Sale, conversion, retirement of capital stock, net
  • $4,049Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.03%Yield on earning assets
  • 0.49%Cost of funding earning assets
  • 3.54%Net interest margin
  • 0.80%Noninterest income to earning assets
  • 3.24%Noninterest expense to earning assets
  • 0.96%Net operating income to assets
  • 1.00%Return on assets (ROA)
  • 1.00%Pretax return on assets
  • 9.60%Return on equity (ROE)
  • 4.24%Retained earnings to average equity (YTD only)
  • 0.19%Net charge-offs to loans
  • 56.53%Credit loss provision to net charge-offs
  • 9.28%Efficiency ratio
  • 74,608Assets per employee
  • 3.89%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 55.80%Loss allowance to loans
  • 2.23%Loss allowance to noncurrent loans
  • 346.53%Noncurrent assets plus other real estate owned to assets
  • 0.53%Noncurrent loans to loans
  • 0.64%Net loans and leases to deposits
  • 57.58%Net loans and leases to core deposits
  • 63.55%Equity capital to assets
  • 10.51%Core capital (leverage) ratio
  • 10.33%Tier 1 risk-based capital ratio
  • 15.96%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $722,466Average earning assets
  • $75,569Average equity
  • $670,393Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $169,560Managed Assets
  • 1Number of Accounts
  • $153,264Personal trust and agency accounts
  • $88,332Employee benefit-defined contribution accounts
  • $971Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $3,081Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $37,809Other fiduciary accounts
  • $12,012Fiduciary accounts held in foreign offices
  • $11,059Non-managed Assets
  • 360Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $16,296Other retirement accounts
  • $15,747Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 1 Colorado Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    1433227Denver Glenarm Office1800 Glenarm Place, Suite 103, Denver, CO 80202January 06, 1986Full Service Brick and Mortar
  • 12 New Mexico Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    01489The First National Bank Of Santa Fe62 Lincoln Avenue, Santa Fe, NM 87501December 13, 1870Full Service Brick and Mortar
    1192144Los Alamos Office1910 Trinity Drive, Los Alamos, NM 87544January 26, 1948Full Service Brick and Mortar
    2192145Cordova Office516 West Cordova, Santa Fe, NM 87501July 15, 1965Full Service Brick and Mortar
    3192146Cerrillos Road Office2021 Cerrillos Road, Santa Fe, NM 87501July 06, 1956Full Service Brick and Mortar
    5192148Alameda Motor Branch100 Sandoval Street, Santa Fe, NM 87501October 23, 1972Limited Service Facility
    6192149Custom Banking Office124 West Palace Avenue, Santa Fe, NM 87502January 17, 1983Full Service Brick and Mortar
    10192153Eldorado Branch13 Avenida Vista Grande, Santa Fe, NM 87505November 15, 1995Full Service Brick and Mortar
    11192154Santa Fe Mobile62 Lincoln Avenue, Santa Fe, NM 87501August 01, 1996Limited Service Mobile
    12364072Abq Uptown Branch6501 Americas Parkway, N.E., Suite 101, Albuquerque, NM 87110March 15, 2002Full Service Brick and Mortar
    13444125South Side Branch4995 Governor Miles Rd, Santa Fe, NM 87507Febuary 22, 2005Full Service Brick and Mortar
    15479627Hospital Drive Branch1672 Hospital Drive, Santa Fe, NM 87505May 12, 2008Full Service Brick and Mortar
    16493089Abq Journal Center Branch7620 Jefferson Ne, Albuquerque, NM 87109May 05, 2009Full Service Brick and Mortar

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