Marine Bank and Trust in city_name, state_name - Detailed Financial Reports, Location

Marine Bank and Trust in Carthage, Illinois (IL)
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Marine Bank and Trust routing number info

Marine Bank and Trust - Overview

General
FDIC Certificate #: 11685
Status: Active
Federal Reserve ID: 428631
Bank Holding Company (Regulatory Top Holder): United Community Bancorp, Inc. (RSSDID: 1097182, Location: Chatham, IL)
Date Established: May 01, 1920
WWW: http://www.marinbk.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Domestic: 3, Interstate: No)
OTS Docket #: 13176
FDIC's unique #: 7470
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: November 04, 2006
Last Structure Change Process Date: January 12, 2007
Last Data Update: January 12, 2007
Data Source Date: April 05, 2012
Location
Address: 410 Buchanan, Carthage, IL 62321
County: Hancock
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Springfield Il
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
History of Changes
Participated in Absorption/Consolidation/Merger
Financial Summary
Total assets: $235.4 mil
Equity capital: $28.0 mil
Deposits held in domestic offices: $189.3 mil
Return on assets (ROA): 1.58% ($3.7 mil)
Quarterly return on assets: 1.98% ($4.7 mil)
Return on Equity (ROE): 14.75% ($4.1 mil)
Quarterly return on equity: 16.34% ($4.6 mil)
Net income: $3.5 mil
Quarterly Net income: $1.1 mil
Pretax return on assets: 1.60% ($3,765.8 mil)
Quarterly Pretax return on assets: 2.00% ($4,707.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
40Total employees (full-time equivalent)
$235,361Total assets
$6,977Cash and due from depository institutions
$54Interest-bearing balances
$62,197Securities
$6,114Federal funds sold & reverse repurchase agreements
$143,210Net loans & leases
$440Loan loss allowance
$0Trading account assets
$3,216Bank premises and fixed assets
$486Other real estate owned
$3,393Goodwill and other intangibles
$235,361Life insurance assets
$9,768All other assets
$207,406Total liabilities and capital
$189,312Total liabilities
$156,204Total deposits
$189,312Interest-bearing deposits
$88Deposits held in domestic offices
10062.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$5,000Trading liabilities
$0Other borrowed funds
$3,032Subordinated debt
$27,955All other liabilities
$27,955Total equity capital
$27,955Total bank equity capital
$0Perpetual preferred stock
$1,301Common stock
$20,937Surplus
$5,717Undivided profits
Memoranda
$0Noncurrent loans and leases
$211Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$818Income earned, not collected on loans
$503Earning assets
$2,056Long-term assets (5+ years)
$211,575Average Assets, year-to-date
$69,104Average Assets, quarterly
$220,998Volatile liabilities
$230,553Insider loans
$149,689FHLB advances
$224,836Loans and leases held for sale
$4,808Unused loan commitments
$4,808Tier 1 (core) risk-based capital
$22,535Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$28,058Restructured Loans and leases
$3,133Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$8,819Total interest income
$1,717Total interest expense
$7,102Net interest income
$245Provision for loan and lease losses
$1,200Total noninterest income
$142Fiduciary activities
$435Service charges on deposit accounts
$0Trading account gains & fees
$623Additional noninterest income
$4,518Total noninterest expense
$1,997Salaries and employee benefits
$601Premises and equipment expense
$1,920Additional noninterest expense
$3,539Pre-tax net operating income
$0Securities gains (losses)
$41Applicable income taxes
$3,498Income before extraordinary items
$0Extraordinary gains - net
$3,498Net income attributable to bank
$0Net charge-offs
$3,498Cash dividends
$118Sale, conversion, retirement of capital stock, net
$2,000Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.43%Yield on earning assets
0.86%Cost of funding earning assets
3.57%Net interest margin
0.60%Noninterest income to earning assets
2.27%Noninterest expense to earning assets
1.58%Net operating income to assets
1.58%Return on assets (ROA)
1.60%Pretax return on assets
14.75%Return on equity (ROE)
6.31%Retained earnings to average equity (YTD only)
0.08%Net charge-offs to loans
207.63%Credit loss provision to net charge-offs
32.07%Efficiency ratio
52,060Assets per employee
5.88%Cash dividends to net income (YTD only)
Condition Ratios (%)
57.18%Loss allowance to loans
0.31%Loss allowance to noncurrent loans
53.79%Noncurrent assets plus other real estate owned to assets
0.55%Noncurrent loans to loans
0.57%Net loans and leases to deposits
75.65%Net loans and leases to core deposits
81.73%Equity capital to assets
11.88%Core capital (leverage) ratio
10.02%Tier 1 risk-based capital ratio
15.05%Total risk-based capital ratio
Memoranda
$15Average assets
$220,998Average earning assets
$23,722Average equity
$199,111Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$30,448Managed Assets
1Number of Accounts
$30,447Personal trust and agency accounts
$23,339Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$7,108Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
61Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$1Other retirement accounts
$1Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

3 Illinois Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	7470	Marine Bank And Trust	410 Buchanan, Carthage, IL 62321	May 01, 1920	Full Service Brick and Mortar
2	10834	Marine Bank & Trust Branch	1111-1113 Broadway, Hamilton, IL 62341	June 19, 1946	Full Service Brick and Mortar
3	7477	Marine Bank & Trust Branch	Main Street, Augusta, IL 62311	Febuary 28, 1929	Full Service Brick and Mortar

Marine Bank and Trust in Carthage, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

Marine Bank and Trust - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Marine Bank and Trust in Carthage, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

Marine Bank and Trust - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Marine Bank and Trust in Carthage, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches