State Bank of Augusta in Augusta, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 04, 2006

State Bank of Augusta in Augusta, Illinois (IL)
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State Bank of Augusta - Overview

General
FDIC Certificate #: 11696
Status: Inactive
Closing history: Corrections
Acquiring institution: Marine Bank and Trust (#11685)
Federal Reserve ID: 928038
Date Established: Febuary 28, 1929
WWW: http://www.statebk.com
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 7477
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: November 04, 2006
Last Structure Change Process Date: January 12, 2007
Last Data Update: January 12, 2007
Data Source Date: April 05, 2012
Location
Address: 507 Main Street, Augusta, IL 62311
County: Hancock
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Springfield Il
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
History of Changes
Merger - Without Assistance
Corrections
Financial Summary
Total assets: $27.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

Dollar figures in thousands
7Total employees (full-time equivalent)
$26,971Total assets
$615Cash and due from depository institutions
$1Interest-bearing balances
$7,291Securities
$870Federal funds sold & reverse repurchase agreements
$16,856Net loans & leases
$198Loan loss allowance
$0Trading account assets
$145Bank premises and fixed assets
$35Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$1,159All other assets
$26,971Total liabilities and capital
$24,935Total liabilities
$24,577Total deposits
$19,612Interest-bearing deposits
$24,577Deposits held in domestic offices
0.00%% insured (estimated)
$44Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$314All other liabilities
$2,036Total equity capital
$2,036Total bank equity capital
$2,036Perpetual preferred stock
$0Common stock
$280Surplus
$1,520Undivided profits
Memoranda
$236Noncurrent loans and leases
$2,871Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$245Earning assets
$0Long-term assets (5+ years)
$327Average Assets, year-to-date
$25,018Average Assets, quarterly
$4,912Volatile liabilities
$27,286Insider loans
$26,896FHLB advances
$2,757Loans and leases held for sale
$653Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$2,871Total unused commitments
$0Restructured Loans and leases
$198Derivatives

Income and Expense (December 31, 2005)

Dollar figures in thousands
$1,406Total interest income
$366Total interest expense
$1,040Net interest income
$24Provision for loan and lease losses
$129Total noninterest income
$0Fiduciary activities
$78Service charges on deposit accounts
$0Trading account gains & fees
$51Additional noninterest income
$714Total noninterest expense
$441Salaries and employee benefits
$40Premises and equipment expense
$233Additional noninterest expense
$431Pre-tax net operating income
$0Securities gains (losses)
$142Applicable income taxes
$289Income before extraordinary items
$0Extraordinary gains - net
$289Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$1Sale, conversion, retirement of capital stock, net
$440Net operating income

Performance and Condition Ratios (December 31, 2005)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.50%Yield on earning assets
1.43%Cost of funding earning assets
4.06%Net interest margin
0.50%Noninterest income to earning assets
2.79%Noninterest expense to earning assets
1.06%Net operating income to assets
1.06%Return on assets (ROA)
1.58%Pretax return on assets
13.64%Return on equity (ROE)
-7.13%Retained earnings to average equity (YTD only)
0.01%Net charge-offs to loans
2400.00%Credit loss provision to net charge-offs
455.00%Efficiency ratio
61,078Assets per employee
3.85%Cash dividends to net income (YTD only)
Condition Ratios (%)
152.25%Loss allowance to loans
1.16%Loss allowance to noncurrent loans
80.82%Noncurrent assets plus other real estate owned to assets
1.04%Noncurrent loans to loans
1.44%Net loans and leases to deposits
68.58%Net loans and leases to core deposits
77.09%Equity capital to assets
7.55%Core capital (leverage) ratio
7.41%Tier 1 risk-based capital ratio
10.94%Total risk-based capital ratio
Memoranda
$12Average assets
$27,286Average earning assets
$2,119Average equity
$25,585Average loans

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