Marion State Bank in Marion, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Marion State Bank in Marion, Louisiana (LA)
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Marion State Bank routing number info

Marion State Bank - Overview

  • General
  • FDIC Certificate #: 9320
    Status: Active
    Federal Reserve ID: 678454
    Date Established: Febuary 01, 1907
    WWW: http://www.marionstatebank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 5974
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: Febuary 21, 2008
    Last Structure Change Process Date: Febuary 21, 2008
    Last Data Update: Febuary 21, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 345 Main Street, Marion, LA 71260
    County: Union
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Shreveport
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Combined Statistical Area (CSA): Monroe-Bastrop, LA (#384)
    Core Based Statistical Area (CBSA): Monroe, LA (#33740)
    CBSA Metro Statistical Area: Monroe, LA (#33740)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $128.9 mil
    Equity capital: $12.5 mil
    Deposits held in domestic offices: $109.4 mil
    Return on assets (ROA): 0.38% ($0.5 mil)
    Quarterly return on assets: 0.41% ($0.5 mil)
    Return on Equity (ROE): 4.10% ($0.5 mil)
    Quarterly return on equity: 4.30% ($0.5 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.46% ($592.8 mil)
    Quarterly Pretax return on assets: 0.56% ($721.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 46Total employees (full-time equivalent)
  • $128,866Total assets
  • $3,429Cash and due from depository institutions
  • $1,299Interest-bearing balances
  • $19,948Securities
  • $11,475Federal funds sold & reverse repurchase agreements
  • $84,006Net loans & leases
  • $998Loan loss allowance
  • $0Trading account assets
  • $4,348Bank premises and fixed assets
  • $608Other real estate owned
  • $0Goodwill and other intangibles
  • $128,866Life insurance assets
  • $5,052All other assets
  • $116,379Total liabilities and capital
  • $109,449Total liabilities
  • $94,017Total deposits
  • $109,449Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $5,721Trading liabilities
  • $0Other borrowed funds
  • $1,209Subordinated debt
  • $12,487All other liabilities
  • $12,487Total equity capital
  • $12,487Total bank equity capital
  • $0Perpetual preferred stock
  • $283Common stock
  • $3,800Surplus
  • $8,404Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,263Income earned, not collected on loans
  • $0Earning assets
  • $797Long-term assets (5+ years)
  • $116,728Average Assets, year-to-date
  • $19,358Average Assets, quarterly
  • $131,739Volatile liabilities
  • $130,214Insider loans
  • $86,192FHLB advances
  • $130,868Loans and leases held for sale
  • $2,950Unused loan commitments
  • $2,950Tier 1 (core) risk-based capital
  • $12,219Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,243Restructured Loans and leases
  • $345Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $6,806Total interest income
  • $1,740Total interest expense
  • $5,066Net interest income
  • $280Provision for loan and lease losses
  • $1,058Total noninterest income
  • $0Fiduciary activities
  • $675Service charges on deposit accounts
  • $0Trading account gains & fees
  • $383Additional noninterest income
  • $5,268Total noninterest expense
  • $2,858Salaries and employee benefits
  • $602Premises and equipment expense
  • $1,808Additional noninterest expense
  • $576Pre-tax net operating income
  • $24Securities gains (losses)
  • $102Applicable income taxes
  • $498Income before extraordinary items
  • $0Extraordinary gains - net
  • $498Net income attributable to bank
  • $0Net charge-offs
  • $498Cash dividends
  • $314Sale, conversion, retirement of capital stock, net
  • $57Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.75%Yield on earning assets
  • 1.47%Cost of funding earning assets
  • 4.28%Net interest margin
  • 0.89%Noninterest income to earning assets
  • 4.45%Noninterest expense to earning assets
  • 0.36%Net operating income to assets
  • 0.38%Return on assets (ROA)
  • 0.46%Pretax return on assets
  • 4.10%Return on equity (ROE)
  • 3.63%Retained earnings to average equity (YTD only)
  • 0.36%Net charge-offs to loans
  • 89.17%Credit loss provision to net charge-offs
  • 2.73%Efficiency ratio
  • 86,022Assets per employee
  • 2.80%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 11.45%Loss allowance to loans
  • 1.17%Loss allowance to noncurrent loans
  • 79.02%Noncurrent assets plus other real estate owned to assets
  • 1.45%Noncurrent loans to loans
  • 1.49%Net loans and leases to deposits
  • 76.75%Net loans and leases to core deposits
  • 85.82%Equity capital to assets
  • 9.69%Core capital (leverage) ratio
  • 9.34%Tier 1 risk-based capital ratio
  • 14.18%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $131,739Average earning assets
  • $12,139Average equity
  • $118,355Average loans

List of branches

  • 3 Louisiana Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    05974Marion State Bank345 Main Street, Marion, LA 71260Febuary 01, 1907Full Service Brick and Mortar
    1219904Farmerville Branch718 Sterlington Highway, Farmerville, LA 71241May 06, 1997Full Service Brick and Mortar
    2455984Sterlington Branch9032 Highway #165 North, Sterlington, LA 71280October 30, 2006Full Service Brick and Mortar

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