Maxim Bank in Dickinson, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 01, 2003

  • Maxim Bank in Dickinson, Texas (TX)
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Maxim Bank - Overview

  • General
  • FDIC Certificate #: 9017
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Amegy Bank National Association (#24107)
    Federal Reserve ID: 576158
    Date Established: January 01, 1906
    WWW: http://www.maximbank.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 9 (Interstate: No)
    FDIC's unique #: 5759
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 01, 2003
    Last Structure Change Process Date: October 31, 2003
    Last Data Update: October 31, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: 2401 Termini Street, Dickinson, TX 77539
    County: Galveston
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Galveston-Texas City, TX (#2920)
    Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
    Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
    Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
    CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
  • Financial Summary
  • Total assets: $312.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

  • Dollar figures in thousands
  • 138Total employees (full-time equivalent)
  • $315,769Total assets
  • $10,059Cash and due from depository institutions
  • $115Interest-bearing balances
  • $196,454Securities
  • $2,030Federal funds sold & reverse repurchase agreements
  • $90,216Net loans & leases
  • $1,370Loan loss allowance
  • $0Trading account assets
  • $10,525Bank premises and fixed assets
  • $190Other real estate owned
  • $379Goodwill and other intangibles
  • $0Life insurance assets
  • $5,916All other assets
  • $315,769Total liabilities and capital
  • $287,068Total liabilities
  • $245,217Total deposits
  • $180,305Interest-bearing deposits
  • $245,217Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $37,500Other borrowed funds
  • $0Subordinated debt
  • $4,351All other liabilities
  • $28,701Total equity capital
  • $28,701Total bank equity capital
  • $28,701Perpetual preferred stock
  • $0Common stock
  • $1,152Surplus
  • $11,094Undivided profits
  • Memoranda
  • $16,455Noncurrent loans and leases
  • $11,130Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $197Earning assets
  • $62Long-term assets (5+ years)
  • $2,975Average Assets, year-to-date
  • $288,815Average Assets, quarterly
  • $56,635Volatile liabilities
  • $287,884Insider loans
  • $318,411FHLB advances
  • $63,570Loans and leases held for sale
  • $3,340Unused loan commitments
  • $36,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $11,130Total unused commitments
  • $0Restructured Loans and leases
  • $1,370Derivatives

Income and Expense (December 31, 2002)

  • Dollar figures in thousands
  • $14,341Total interest income
  • $4,648Total interest expense
  • $9,693Net interest income
  • $220Provision for loan and lease losses
  • $4,496Total noninterest income
  • $252Fiduciary activities
  • $3,302Service charges on deposit accounts
  • $0Trading account gains & fees
  • $942Additional noninterest income
  • $11,647Total noninterest expense
  • $6,084Salaries and employee benefits
  • $1,737Premises and equipment expense
  • $3,826Additional noninterest expense
  • $2,322Pre-tax net operating income
  • $2,677Securities gains (losses)
  • $1,413Applicable income taxes
  • $3,586Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,586Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $159Sale, conversion, retirement of capital stock, net
  • $1,000Net operating income

Performance and Condition Ratios (December 31, 2002)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.48%Yield on earning assets
  • 1.78%Cost of funding earning assets
  • 3.70%Net interest margin
  • 1.72%Noninterest income to earning assets
  • 4.45%Noninterest expense to earning assets
  • 0.58%Net operating income to assets
  • 1.25%Return on assets (ROA)
  • 1.74%Pretax return on assets
  • 13.34%Return on equity (ROE)
  • 9.62%Retained earnings to average equity (YTD only)
  • 0.18%Net charge-offs to loans
  • 138.36%Credit loss provision to net charge-offs
  • 15.99%Efficiency ratio
  • 81,627Assets per employee
  • 2.29%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 27.89%Loss allowance to loans
  • 1.50%Loss allowance to noncurrent loans
  • 695.43%Noncurrent assets plus other real estate owned to assets
  • 0.12%Noncurrent loans to loans
  • 0.22%Net loans and leases to deposits
  • 36.79%Net loans and leases to core deposits
  • 41.17%Equity capital to assets
  • 9.09%Core capital (leverage) ratio
  • 7.41%Tier 1 risk-based capital ratio
  • 18.32%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $287,884Average earning assets
  • $26,883Average equity
  • $261,647Average loans

Total Fiduciary and Related Assets (December 31, 2002)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $27,502Managed Assets
  • 1Number of Accounts
  • $9,815Personal trust and agency accounts
  • $9,815Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 65Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $17,687Other retirement accounts
  • $9,898Corporate trust and agency accounts
  • $7,789Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

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