Mid-America Bank in city_name, state_name - Detailed Financial Reports, Location

Mid-America Bank in Baldwin City, Kansas (KS)
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Mid-America Bank routing number info

Mid-America Bank - Overview

General
FDIC Certificate #: 17374
Status: Active
Federal Reserve ID: 919456
Bank Holding Company (Regulatory Top Holder): Mid-America Bankshares, Inc. (RSSDID: 2521059, Location: Baldwin City, KS)
Date Established: December 11, 1900
WWW: http://www.mid-americabank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 11377
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: December 16, 1954
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 802 Ames Street, Baldwin City, KS 66006
County: Douglas
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Kansas City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Lawrence, KS (#4150)
Core Based Statistical Area (CBSA): Lawrence, KS (#29940)
CBSA Metro Statistical Area: Lawrence, KS (#29940)
History of Changes
Corrections
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $59.9 mil
Equity capital: $5.7 mil
Deposits held in domestic offices: $50.5 mil
Return on assets (ROA): 1.24% ($0.7 mil)
Quarterly return on assets: 1.31% ($0.8 mil)
Return on Equity (ROE): 13.05% ($0.8 mil)
Quarterly return on equity: 13.68% ($0.8 mil)
Net income: $0.7 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 2.02% ($1,209.4 mil)
Quarterly Pretax return on assets: 2.08% ($1,245.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
16Total employees (full-time equivalent)
$59,870Total assets
$9,862Cash and due from depository institutions
$7,950Interest-bearing balances
$0Securities
$2,241Federal funds sold & reverse repurchase agreements
$44,283Net loans & leases
$1,374Loan loss allowance
$0Trading account assets
$919Bank premises and fixed assets
$732Other real estate owned
$0Goodwill and other intangibles
$59,870Life insurance assets
$1,833All other assets
$54,134Total liabilities and capital
$50,479Total liabilities
$45,751Total deposits
$50,479Interest-bearing deposits
$90Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$3,513Trading liabilities
$0Other borrowed funds
$142Subordinated debt
$5,736All other liabilities
$5,736Total equity capital
$5,736Total bank equity capital
$0Perpetual preferred stock
$50Common stock
$2,685Surplus
$3,001Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$7Income earned, not collected on loans
$0Earning assets
$216Long-term assets (5+ years)
$54,474Average Assets, year-to-date
$21,281Average Assets, quarterly
$57,816Volatile liabilities
$59,120Insider loans
$56,806FHLB advances
$59,125Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$5,736Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,501Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$3,404Total interest income
$794Total interest expense
$2,610Net interest income
$300Provision for loan and lease losses
$523Total noninterest income
$0Fiduciary activities
$86Service charges on deposit accounts
$0Trading account gains & fees
$437Additional noninterest income
$1,665Total noninterest expense
$951Salaries and employee benefits
$164Premises and equipment expense
$550Additional noninterest expense
$1,168Pre-tax net operating income
$0Securities gains (losses)
$451Applicable income taxes
$717Income before extraordinary items
$0Extraordinary gains - net
$717Net income attributable to bank
$0Net charge-offs
$717Cash dividends
$137Sale, conversion, retirement of capital stock, net
$255Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
6.34%Yield on earning assets
1.48%Cost of funding earning assets
4.86%Net interest margin
0.97%Noninterest income to earning assets
3.10%Noninterest expense to earning assets
1.24%Net operating income to assets
1.24%Return on assets (ROA)
2.02%Pretax return on assets
13.05%Return on equity (ROE)
8.41%Retained earnings to average equity (YTD only)
0.30%Net charge-offs to loans
218.98%Credit loss provision to net charge-offs
10.72%Efficiency ratio
53,144Assets per employee
3.74%Cash dividends to net income (YTD only)
Condition Ratios (%)
35.56%Loss allowance to loans
3.01%Loss allowance to noncurrent loans
19628.57%Noncurrent assets plus other real estate owned to assets
1.23%Noncurrent loans to loans
0.02%Net loans and leases to deposits
87.73%Net loans and leases to core deposits
98.31%Equity capital to assets
9.58%Core capital (leverage) ratio
9.70%Tier 1 risk-based capital ratio
10.10%Total risk-based capital ratio
Memoranda
$11Average assets
$57,816Average earning assets
$5,496Average equity
$53,679Average loans

List of branches

2 Kansas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	11377	Mid-America Bank	802 Ames Street, Baldwin City, KS 66006	December 11, 1900	Full Service Brick and Mortar
2	241552	Baldwin City Branch	707 High Street, Baldwin City, KS 66006	July 01, 1998	Limited Service Loan Production

Mid-America Bank in Baldwin City, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

Mid-America Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Mid-America Bank in Baldwin City, Kansas (KS)Overview, Financial Summary, Detailed Financial Reports, Branches

Mid-America Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Mid-America Bank in Baldwin City, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches