Mid-Hudson Savings Bank FSB in Fishkill, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 19, 1994

  • Mid-Hudson Savings Bank FSB in Fishkill, New York (NY)
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Mid-Hudson Savings Bank FSB - Overview

  • General
  • FDIC Certificate #: 16002
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Fidelity Bank, National Association (#33601)
    Federal Reserve ID: 956705
    Date Established: Febuary 25, 1857
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 7752
    FDIC's unique #: 10232
    Numeric code: 44
    Regulator: OTS
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: July 01, 1943
    Last Structure Change Effective Date: August 19, 1994
    Last Structure Change Process Date: August 29, 1994
    Last Data Update: August 29, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 88 Main Street, Fishkill, NY 12524
    County: Dutchess
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Syracuse
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Dutchess County, NY (#2281)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): Poughkeepsie-Newburgh-Middletown, NY (#39100)
    CBSA Metro Statistical Area: Poughkeepsie-Newburgh-Middletown, NY (#39100)
  • Financial Summary
  • Total assets: $504.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $236Total assets
  • $521,416Cash and due from depository institutions
  • $14,689Interest-bearing balances
  • $315Securities
  • $148,465Federal funds sold & reverse repurchase agreements
  • $12,000Net loans & leases
  • $320,543Loan loss allowance
  • $4,769Trading account assets
  • $0Bank premises and fixed assets
  • $8,324Other real estate owned
  • $1,218Goodwill and other intangibles
  • $16,177Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $521,416Total liabilities
  • $479,579Total deposits
  • $466,950Interest-bearing deposits
  • $441,695Deposits held in domestic offices
  • 466950.00%% insured (estimated)
  • $95Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $6,105Subordinated debt
  • $0All other liabilities
  • $6,524Total equity capital
  • $6,524Total bank equity capital
  • $41,837Perpetual preferred stock
  • $0Common stock
  • $1,593Surplus
  • $18,924Undivided profits
  • Memoranda
  • $21,320Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $10,745Income earned, not collected on loans
  • $1,825Earning assets
  • $481,323Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $524,435Average Assets, quarterly
  • $521,806Volatile liabilities
  • $54,511Insider loans
  • $78FHLB advances
  • $5,000Loans and leases held for sale
  • $0Unused loan commitments
  • $44,428Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $41,324Total risk weighted assets
  • $294,629Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $34,203Total interest expense
  • $16,173Net interest income
  • $18,030Provision for loan and lease losses
  • $1,634Total noninterest income
  • $1,841Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $1,841Total noninterest expense
  • $16,353Salaries and employee benefits
  • $6,971Premises and equipment expense
  • $2,791Additional noninterest expense
  • $6,591Pre-tax net operating income
  • $1,884Securities gains (losses)
  • $2,425Applicable income taxes
  • $1,726Income before extraordinary items
  • $2,583Extraordinary gains - net
  • $0Net income attributable to bank
  • $2,583Net charge-offs
  • $1,193Cash dividends
  • $1,200Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.08%Cost of funding earning assets
  • 3.35%Net interest margin
  • 3.73%Noninterest income to earning assets
  • 0.38%Noninterest expense to earning assets
  • 3.39%Net operating income to assets
  • 0.20%Return on assets (ROA)
  • 0.49%Pretax return on assets
  • 0.82%Return on equity (ROE)
  • 6.30%Retained earnings to average equity (YTD only)
  • 3.37%Net charge-offs to loans
  • 0.34%Credit loss provision to net charge-offs
  • 136.97%Efficiency ratio
  • 82,291Assets per employee
  • 2.21%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 46.46%Loss allowance to loans
  • 1.47%Loss allowance to noncurrent loans
  • 44.38%Noncurrent assets plus other real estate owned to assets
  • 2.29%Noncurrent loans to loans
  • 3.30%Net loans and leases to deposits
  • 68.65%Net loans and leases to core deposits
  • 76.59%Equity capital to assets
  • 8.02%Core capital (leverage) ratio
  • 7.93%Tier 1 risk-based capital ratio
  • 14.03%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $524,435Average earning assets
  • $41,009Average equity
  • $482,758Average loans
1
elexis jones
⚠
Apr 24, 2023 @ 7:19 pm
i found an old “mid hudson’s savings bank” that was “in trust for…” and i am curious as to how i would access this account or see if it’s still open ?

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