Monument Bank in city_name, state_name - Detailed Financial Reports, Location

Monument Bank in Doylestown, Pennsylvania (PA)
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Monument Bank routing number info

Monument Bank - Overview

General
FDIC Certificate #: 58757
Status: Active
Federal Reserve ID: 3616309
Date Established: Febuary 22, 2008
WWW: http://www.monumentbankpa.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 467259
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: Febuary 22, 2008
Last Structure Change Effective Date: April 03, 2012
Last Structure Change Process Date: April 03, 2012
Last Data Update: April 03, 2012
Data Source Date: April 05, 2012
Location
Address: 465 North Main Street, Doylestown, PA 18901
County: Bucks
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Philadelphia
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
Core Based Statistical Division: Philadelphia, PA (#37964)
Financial Summary
Total assets: $168.5 mil
Equity capital: $16.9 mil
Deposits held in domestic offices: $122.7 mil
Return on assets (ROA): 0.92% ($1.6 mil)
Quarterly return on assets: 0.13% ($0.2 mil)
Return on Equity (ROE): 9.41% ($1.6 mil)
Quarterly return on equity: 1.21% ($0.2 mil)
Net income: $1.3 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.92% ($1,550.6 mil)
Quarterly Pretax return on assets: 0.13% ($219.1 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
22Total employees (full-time equivalent)
$168,542Total assets
$4,041Cash and due from depository institutions
$3,094Interest-bearing balances
$81,093Securities
$0Federal funds sold & reverse repurchase agreements
$76,325Net loans & leases
$967Loan loss allowance
$0Trading account assets
$3,077Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$168,542Life insurance assets
$4,006All other assets
$151,659Total liabilities and capital
$122,711Total liabilities
$116,392Total deposits
$122,711Interest-bearing deposits
$96Deposits held in domestic offices
2353.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$25,900Trading liabilities
$0Other borrowed funds
$695Subordinated debt
$16,883All other liabilities
$16,883Total equity capital
$16,883Total bank equity capital
$2,970Perpetual preferred stock
$1,267Common stock
$11,567Surplus
$1,079Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$472Income earned, not collected on loans
$0Earning assets
$760Long-term assets (5+ years)
$160,512Average Assets, year-to-date
$59,667Average Assets, quarterly
$141,626Volatile liabilities
$157,008Insider loans
$107,121FHLB advances
$156,223Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$16,340Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$7,347Restructured Loans and leases
$1,919Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$5,772Total interest income
$2,083Total interest expense
$3,689Net interest income
$313Provision for loan and lease losses
$204Total noninterest income
$0Fiduciary activities
$20Service charges on deposit accounts
$0Trading account gains & fees
$184Additional noninterest income
$3,789Total noninterest expense
$2,182Salaries and employee benefits
$282Premises and equipment expense
$1,325Additional noninterest expense
-$209Pre-tax net operating income
$1,514Securities gains (losses)
$0Applicable income taxes
$1,305Income before extraordinary items
$0Extraordinary gains - net
$1,305Net income attributable to bank
$0Net charge-offs
$1,305Cash dividends
$0Sale, conversion, retirement of capital stock, net
$13Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.31%Yield on earning assets
1.56%Cost of funding earning assets
2.75%Net interest margin
0.15%Noninterest income to earning assets
2.83%Noninterest expense to earning assets
-0.15%Net operating income to assets
0.92%Return on assets (ROA)
0.92%Pretax return on assets
9.41%Return on equity (ROE)
9.32%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
97,329Assets per employee
7.66%Cash dividends to net income (YTD only)
Condition Ratios (%)
1.00%Loss allowance to loans
1.25%Loss allowance to noncurrent loans
204.87%Noncurrent assets plus other real estate owned to assets
0.28%Noncurrent loans to loans
0.61%Net loans and leases to deposits
62.20%Net loans and leases to core deposits
85.10%Equity capital to assets
10.02%Core capital (leverage) ratio
10.46%Tier 1 risk-based capital ratio
15.25%Total risk-based capital ratio
Memoranda
$16Average assets
$141,626Average earning assets
$13,869Average equity
$133,929Average loans

List of branches

2 Pennsylvania Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	467259	Monument Bank	465 North Main Street, Doylestown, PA 18901	Febuary 22, 2008	Full Service Brick and Mortar
2	521581	Newtown Branch	33 Swamp Road, Newtown, PA 18940	May 16, 2011	Full Service Brick and Mortar

Monument Bank in Doylestown, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Monument Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Monument Bank in Doylestown, Pennsylvania (PA)Overview, Financial Summary, Detailed Financial Reports, Branches

Monument Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Monument Bank in Doylestown, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches