Nashville Savings Bank in Nashville, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


Nashville Savings Bank - Overview

  • General
  • FDIC Certificate #: 29677
    Status: Active
    Federal Reserve ID: 343770
    Date Established: January 01, 1893
    WWW: http://www.nashvillesavingsbk.com
    Trust Powers Granted: No
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 3872
    FDIC's unique #: 42511
    Numeric code: 42
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: September 25, 1958
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 108 East Lebanon, Nashville, IL 62263
    County: Washington
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $50.5 mil
    Equity capital: $4.7 mil
    Deposits held in domestic offices: $45.7 mil
    Return on assets (ROA): 0.71% ($0.4 mil)
    Quarterly return on assets: 0.56% ($0.3 mil)
    Return on Equity (ROE): 7.45% ($0.4 mil)
    Quarterly return on equity: 5.96% ($0.3 mil)
    Net income: $0.3 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.14% ($575.7 mil)
    Quarterly Pretax return on assets: 0.83% ($419.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 5Total employees (full-time equivalent)
  • $50,501Total assets
  • $8,506Cash and due from depository institutions
  • $8,409Interest-bearing balances
  • $8,894Securities
  • $5,084Federal funds sold & reverse repurchase agreements
  • $27,124Net loans & leases
  • $221Loan loss allowance
  • $0Trading account assets
  • $69Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $50,501Life insurance assets
  • $824All other assets
  • $45,772Total liabilities and capital
  • $45,685Total liabilities
  • $43,110Total deposits
  • $45,685Interest-bearing deposits
  • $87Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $87Subordinated debt
  • $4,729All other liabilities
  • $4,729Total equity capital
  • $4,729Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $4,729Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $365Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $172Long-term assets (5+ years)
  • $49,511Average Assets, year-to-date
  • $9,413Average Assets, quarterly
  • $47,931Volatile liabilities
  • $50,387Insider loans
  • $25,528FHLB advances
  • $49,972Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $4,713Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $351Restructured Loans and leases
  • $121Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,802Total interest income
  • $535Total interest expense
  • $1,267Net interest income
  • $25Provision for loan and lease losses
  • $142Total noninterest income
  • $0Fiduciary activities
  • $71Service charges on deposit accounts
  • $0Trading account gains & fees
  • $71Additional noninterest income
  • $837Total noninterest expense
  • $424Salaries and employee benefits
  • $33Premises and equipment expense
  • $380Additional noninterest expense
  • $547Pre-tax net operating income
  • $0Securities gains (losses)
  • $208Applicable income taxes
  • $339Income before extraordinary items
  • $0Extraordinary gains - net
  • $339Net income attributable to bank
  • $0Net charge-offs
  • $339Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.84%Yield on earning assets
  • 1.14%Cost of funding earning assets
  • 2.70%Net interest margin
  • 0.30%Noninterest income to earning assets
  • 1.79%Noninterest expense to earning assets
  • 0.71%Net operating income to assets
  • 0.71%Return on assets (ROA)
  • 1.14%Pretax return on assets
  • 7.45%Return on equity (ROE)
  • 7.45%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 59,404Assets per employee
  • 10.10%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.81%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 59.37%Net loans and leases to core deposits
  • 61.89%Equity capital to assets
  • 9.36%Core capital (leverage) ratio
  • 9.43%Tier 1 risk-based capital ratio
  • 18.46%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $47,931Average earning assets
  • $4,552Average equity
  • $46,880Average loans

List of branches

  • 1 Illinois Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    042511Nashville Savings Bank108 East Lebanon, Nashville, IL 62263January 01, 1893Full Service Brick and Mortar

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