The Old Exchange National Bank of Okawville - Overview
General
FDIC Certificate #: 3827 Status: Active Federal Reserve ID: 411240 Bank Holding Company (Regulatory Top Holder): Okawville Bancshares, Inc. (RSSDID: 1248377, Location: Okawville, IL) Date Established: January 01, 1910 WWW:http://www.oenbokawville.com Trust Powers Granted: No Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 16033 FDIC's unique #: 2487 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: Yes Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: Walnut And Nashville Streets, Okawville, IL 62271 County: Washington Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Mount Vernon Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $58.1 mil Equity capital: $5.7 mil Deposits held in domestic offices: $51.9 mil Return on assets (ROA): 0.69% ($0.4 mil) Quarterly return on assets: 0.60% ($0.3 mil) Return on Equity (ROE): 7.12% ($0.4 mil) Quarterly return on equity: 5.95% ($0.4 mil) Net income: $0.4 mil Quarterly Net income: $0.1 mil Pretax return on assets: 0.69% ($400.7 mil) Quarterly Pretax return on assets: 0.60% ($348.4 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
13Total employees (full-time equivalent)
$58,071Total assets
$5,364Cash and due from depository institutions
$3,012Interest-bearing balances
$24,871Securities
$0Federal funds sold & reverse repurchase agreements
$26,711Net loans & leases
$275Loan loss allowance
$0Trading account assets
$284Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$58,070Life insurance assets
$841All other assets
$52,343Total liabilities and capital
$51,871Total liabilities
$43,729Total deposits
$51,871Interest-bearing deposits
$93Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$279Trading liabilities
$0Other borrowed funds
$193Subordinated debt
$5,727All other liabilities
$5,727Total equity capital
$5,727Total bank equity capital
$0Perpetual preferred stock
$100Common stock
$2,200Surplus
$3,427Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$161Income earned, not collected on loans
$0Earning assets
$234Long-term assets (5+ years)
$54,594Average Assets, year-to-date
$16,805Average Assets, quarterly
$55,892Volatile liabilities
$56,844Insider loans
$28,653FHLB advances
$56,083Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$5,078Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$3,967Restructured Loans and leases
$393Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$2,143Total interest income
$738Total interest expense
$1,405Net interest income
$0Provision for loan and lease losses
$96Total noninterest income
$0Fiduciary activities
$25Service charges on deposit accounts
$0Trading account gains & fees
$71Additional noninterest income
$1,114Total noninterest expense
$666Salaries and employee benefits
$135Premises and equipment expense
$313Additional noninterest expense
$387Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$387Income before extraordinary items
$0Extraordinary gains - net
$387Net income attributable to bank
$0Net charge-offs
$387Cash dividends
$3Sale, conversion, retirement of capital stock, net
$177Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.06%Yield on earning assets
1.40%Cost of funding earning assets
2.66%Net interest margin
0.18%Noninterest income to earning assets
2.11%Noninterest expense to earning assets
0.69%Net operating income to assets
0.69%Return on assets (ROA)
0.69%Pretax return on assets
7.12%Return on equity (ROE)
3.86%Retained earnings to average equity (YTD only)
0.01%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
129.00%Efficiency ratio
74,217Assets per employee
4.47%Cash dividends to net income (YTD only)
Condition Ratios (%)
45.74%Loss allowance to loans
1.02%Loss allowance to noncurrent loans
170.81%Noncurrent assets plus other real estate owned to assets
0.28%Noncurrent loans to loans
0.60%Net loans and leases to deposits
51.50%Net loans and leases to core deposits
53.90%Equity capital to assets
9.86%Core capital (leverage) ratio
9.05%Tier 1 risk-based capital ratio
17.72%Total risk-based capital ratio
Memoranda
$19Average assets
$55,892Average earning assets
$5,435Average equity
$52,829Average loans
List of branches
1 Illinois Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
2487
The Old Exchange National Bank Of Ok
Walnut And Nashville Streets, Okawville, IL 62271
January 01, 1910
Full Service Brick and Mortar
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