New First City, Texas - Tyler, National Association in Tyler, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 13, 1993

  • New First City, Texas - Tyler, National Association in Tyler, Texas (TX)
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New First City, Texas - Tyler, National Association - Overview

  • General
  • FDIC Certificate #: 33731
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Tyler Bank and Trust, National Association (#33780)
    Federal Reserve ID: 1998944
    Date Established: October 30, 1992
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 47843
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: October 30, 1992
    Last Structure Change Effective Date: Febuary 13, 1993
    Last Structure Change Process Date: Febuary 18, 1993
    Last Data Update: August 25, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 East Ferguson Street, Tyler, TX 75701
    County: Smith
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Tyler, TX (#8640)
    Combined Statistical Area (CSA): Tyler-Jacksonville, TX (#540)
    Core Based Statistical Area (CBSA): Tyler, TX (#46340)
    CBSA Metro Statistical Area: Tyler, TX (#46340)
  • History of Changes
  • Bridge Bank Merger
    Corrections
  • Financial Summary
  • Total assets: $233.3 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $99Total assets
  • $233,272Cash and due from depository institutions
  • $16,456Interest-bearing balances
  • $0Securities
  • $45,528Federal funds sold & reverse repurchase agreements
  • $96,650Net loans & leases
  • $73,812Loan loss allowance
  • $1,761Trading account assets
  • $0Bank premises and fixed assets
  • $0Other real estate owned
  • $66Goodwill and other intangibles
  • $760Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $233,272Total liabilities
  • $233,250Total deposits
  • $221,078Interest-bearing deposits
  • $186,669Deposits held in domestic offices
  • 221078.00%% insured (estimated)
  • $89Federal funds purchased & repurchase agreements
  • $2,765Trading liabilities
  • $0Other borrowed funds
  • $1,580Subordinated debt
  • $0All other liabilities
  • $7,827Total equity capital
  • $7,827Total bank equity capital
  • $22Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $0Undivided profits
  • Memoranda
  • $22Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $5,092Income earned, not collected on loans
  • $413Earning assets
  • $215,990Long-term assets (5+ years)
  • $7,859Average Assets, year-to-date
  • $233,272Average Assets, quarterly
  • $233,272Volatile liabilities
  • $31,739Insider loans
  • $1,028FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $10,932Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $22Total risk weighted assets
  • $90,505Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,972Total interest expense
  • $1,186Net interest income
  • $786Provision for loan and lease losses
  • $37Total noninterest income
  • $431Fiduciary activities
  • $219Service charges on deposit accounts
  • $188Trading account gains & fees
  • $0Additional noninterest income
  • $24Total noninterest expense
  • $1,193Salaries and employee benefits
  • $424Premises and equipment expense
  • $59Additional noninterest expense
  • $710Pre-tax net operating income
  • -$13Securities gains (losses)
  • $35Applicable income taxes
  • $0Income before extraordinary items
  • $22Extraordinary gains - net
  • $0Net income attributable to bank
  • $22Net charge-offs
  • $37Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 0.91%Cost of funding earning assets
  • 0.55%Net interest margin
  • 0.36%Noninterest income to earning assets
  • 0.20%Noninterest expense to earning assets
  • 0.55%Net operating income to assets
  • -0.01%Return on assets (ROA)
  • 0.01%Pretax return on assets
  • 0.01%Return on equity (ROE)
  • 100.00%Retained earnings to average equity (YTD only)
  • 100.00%Net charge-offs to loans
  • 0.05%Credit loss provision to net charge-offs
  • 100.00%Efficiency ratio
  • 98,028Assets per employee
  • 2.36%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.33%Loss allowance to noncurrent loans
  • 34.58%Noncurrent assets plus other real estate owned to assets
  • 2.21%Noncurrent loans to loans
  • 6.74%Net loans and leases to deposits
  • 33.39%Net loans and leases to core deposits
  • 38.11%Equity capital to assets
  • 0.01%Core capital (leverage) ratio
  • 0.01%Tier 1 risk-based capital ratio
  • 0.02%Total risk-based capital ratio
  • Memoranda
  • $0Average assets
  • $233,272Average earning assets
  • $22Average equity
  • $215,990Average loans

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