OmniBank in Mantee, Mississippi (MS)
Overview, Financial Summary, Detailed Financial Reports, Branches


OmniBank - Overview

  • General
  • FDIC Certificate #: 8871
    Status: Active
    Federal Reserve ID: 854548
    Date Established: January 01, 1907
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 6 (Domestic: 6, Interstate: No)
    FDIC's unique #: 5664
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Mantee, MS 39751
    County: Webster
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Jackson Ms
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $76.4 mil
    Equity capital: $6.3 mil
    Deposits held in domestic offices: $69.8 mil
    Return on assets (ROA): -6.75% (-$5.1 mil)
    Quarterly return on assets: -4.47% (-$3.4 mil)
    Return on Equity (ROE): -85.47% (-$5.1 mil)
    Quarterly return on equity: -56.58% (-$3.4 mil)
    Net income: -$5.5 mil
    Quarterly Net income: -$0.9 mil
    Pretax return on assets: -6.75% (-$5,159.5 mil)
    Quarterly Pretax return on assets: -4.47% (-$3,416.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 45Total employees (full-time equivalent)
  • $76,437Total assets
  • $3,542Cash and due from depository institutions
  • $3Interest-bearing balances
  • $3,698Securities
  • $16,050Federal funds sold & reverse repurchase agreements
  • $45,596Net loans & leases
  • $1,947Loan loss allowance
  • $0Trading account assets
  • $4,207Bank premises and fixed assets
  • $1,965Other real estate owned
  • $0Goodwill and other intangibles
  • $76,437Life insurance assets
  • $1,379All other assets
  • $70,187Total liabilities and capital
  • $69,835Total liabilities
  • $55,732Total deposits
  • $69,835Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $352Subordinated debt
  • $6,250All other liabilities
  • $6,250Total equity capital
  • $6,250Total bank equity capital
  • $0Perpetual preferred stock
  • $1,410Common stock
  • $17,158Surplus
  • $-12,318Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,645Income earned, not collected on loans
  • $0Earning assets
  • $220Long-term assets (5+ years)
  • $65,347Average Assets, year-to-date
  • $3,496Average Assets, quarterly
  • $81,296Volatile liabilities
  • $77,239Insider loans
  • $50,986FHLB advances
  • $76,992Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $6,162Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,210Restructured Loans and leases
  • $465Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,589Total interest income
  • $542Total interest expense
  • $3,047Net interest income
  • $4,019Provision for loan and lease losses
  • -$2Total noninterest income
  • $0Fiduciary activities
  • $217Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$219Additional noninterest income
  • $4,515Total noninterest expense
  • $2,300Salaries and employee benefits
  • $881Premises and equipment expense
  • $1,334Additional noninterest expense
  • -$5,489Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • -$5,489Income before extraordinary items
  • $0Extraordinary gains - net
  • -$5,489Net income attributable to bank
  • $0Net charge-offs
  • -$5,489Cash dividends
  • $2,902Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.03%Yield on earning assets
  • 0.76%Cost of funding earning assets
  • 4.27%Net interest margin
  • -0.00%Noninterest income to earning assets
  • 6.33%Noninterest expense to earning assets
  • -6.75%Net operating income to assets
  • -6.75%Return on assets (ROA)
  • -6.75%Pretax return on assets
  • -85.47%Return on equity (ROE)
  • -85.47%Retained earnings to average equity (YTD only)
  • 5.23%Net charge-offs to loans
  • 138.49%Credit loss provision to net charge-offs
  • -0.51%Efficiency ratio
  • 148,276Assets per employee
  • 1.70%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.10%Loss allowance to noncurrent loans
  • 53.42%Noncurrent assets plus other real estate owned to assets
  • 7.34%Noncurrent loans to loans
  • 7.67%Net loans and leases to deposits
  • 65.29%Net loans and leases to core deposits
  • 68.74%Equity capital to assets
  • 8.18%Core capital (leverage) ratio
  • 8.00%Tier 1 risk-based capital ratio
  • 12.09%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $81,296Average earning assets
  • $6,422Average equity
  • $71,315Average loans

List of branches

  • 6 Mississippi Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    05664OmnibankMain Street, Mantee, MS 39751January 01, 1907Full Service Brick and Mortar
    4218189Ellis Avenue Branch2410 Highway 80 West, Jackson, MS 39204October 06, 1975Full Service Brick and Mortar
    5218709East Capitol Street Branch236 East Capitol Street, Jackson, MS 39201April 27, 1987Full Service Brick and Mortar
    6218710Pear Orchard Branch1601 County Line Road, Jackson, MS 39211November 03, 1983Full Service Brick and Mortar
    75255United Branch531 3rd Street, Bay Springs, MS 39422May 01, 1904Full Service Brick and Mortar
    9218174Heidelberg Branch301 Main Street, Heidelberg, MS 39439April 01, 1944Full Service Brick and Mortar

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