FDIC Certificate #: 32009 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Household Bank, FSB (#30971) Federal Reserve ID: 659574 Date Established: January 01, 1979 Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) OTS Docket #: 7729 FDIC's unique #: 44843 Numeric code: 33 Regulator: OTS Insurance Fund Membership: Savings Association Insurance Fund (SAIF) FDIC Insured: Yes SAIF Insured: Yes Insured Savings Institution: Yes State Chartered: No Date of Deposit Insurance: April 15, 1980 Last Structure Change Effective Date: Febuary 08, 2000 Last Structure Change Process Date: May 18, 2000 Last Data Update: May 18, 2000 Data Source Date: April 05, 2012
Location
Address: 98 South Oregon Street, Ontario, OR 97914 County: Malheur Quarterly Banking Profile Region: San Francisco FDIC Geographic Region: San Francisco FDIC Supervisory Region: San Francisco FDIC Field Office: Portland Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West Core Based Statistical Area (CBSA): Ontario, OR-ID (#36620) CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $503.1 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
Dollar figures in thousands
102Total employees (full-time equivalent)
$503,076Total assets
$68,622Cash and due from depository institutions
$60,676Interest-bearing balances
$7,555Securities
$0Federal funds sold & reverse repurchase agreements
$416,521Net loans & leases
$373Loan loss allowance
$0Trading account assets
$837Bank premises and fixed assets
$891Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$8,650All other assets
$503,076Total liabilities and capital
$460,847Total liabilities
$454,747Total deposits
$454,747Interest-bearing deposits
$454,747Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$925Subordinated debt
$5,175All other liabilities
$42,229Total equity capital
$42,229Total bank equity capital
$42,229Perpetual preferred stock
$1,192Common stock
$31,560Surplus
$197Undivided profits
Memoranda
$9,280Noncurrent loans and leases
$243,263Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$26,284Earning assets
$0Long-term assets (5+ years)
$342Average Assets, year-to-date
$484,752Average Assets, quarterly
$0Volatile liabilities
$347,614Insider loans
$441,262FHLB advances
$32,736Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$243,263Total unused commitments
$0Restructured Loans and leases
$1,113Derivatives
Income and Expense (December 31, 1999)
Dollar figures in thousands
$29,360Total interest income
$15,889Total interest expense
$13,471Net interest income
-$300Provision for loan and lease losses
$4,079Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$4,079Additional noninterest income
$10,816Total noninterest expense
$5,288Salaries and employee benefits
$1,068Premises and equipment expense
$4,460Additional noninterest expense
$7,034Pre-tax net operating income
$58Securities gains (losses)
$2,856Applicable income taxes
$4,236Income before extraordinary items
$0Extraordinary gains - net
$4,236Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$110Sale, conversion, retirement of capital stock, net
$118Net operating income
Performance and Condition Ratios (December 31, 1999)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.78%Yield on earning assets
4.75%Cost of funding earning assets
4.03%Net interest margin
1.22%Noninterest income to earning assets
3.24%Noninterest expense to earning assets
1.21%Net operating income to assets
1.22%Return on assets (ROA)
2.04%Pretax return on assets
14.64%Return on equity (ROE)
14.24%Retained earnings to average equity (YTD only)
0.04%Net charge-offs to loans
-272.73%Credit loss provision to net charge-offs
61.22%Efficiency ratio
61,630Assets per employee
4.93%Cash dividends to net income (YTD only)
Condition Ratios (%)
2.79%Loss allowance to loans
0.09%Loss allowance to noncurrent loans
1.42%Noncurrent assets plus other real estate owned to assets
5.40%Noncurrent loans to loans
6.30%Net loans and leases to deposits
91.59%Net loans and leases to core deposits
98.70%Equity capital to assets
8.39%Core capital (leverage) ratio
8.40%Tier 1 risk-based capital ratio
10.21%Total risk-based capital ratio
Memoranda
$10Average assets
$347,614Average earning assets
$28,927Average equity
$334,300Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Orchard Federal Savings Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: