Overton Bank and Trust, National Association in Fort Worth, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 29, 1998

  • Overton Bank and Trust, National Association in Fort Worth, Texas (TX)
  • Show street view No street view available for this location

Overton Bank and Trust, National Association - Overview

  • General
  • FDIC Certificate #: 22650
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Frost National Bank (#5510)
    Federal Reserve ID: 468253
    Date Established: May 11, 1978
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 17 (Interstate: No)
    OTS Docket #: 11678
    FDIC's unique #: 15805
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: May 11, 1978
    Last Structure Change Effective Date: May 29, 1998
    Last Structure Change Process Date: June 09, 1998
    Last Data Update: June 09, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 4200 South Hulen Street, Fort Worth, TX 76109
    County: Tarrant
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Fort Worth-Arlington, TX (#2800)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Fort Worth-Arlington, TX (#23104)
  • Financial Summary
  • Total assets: $900.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 499Total employees (full-time equivalent)
  • $861,723Total assets
  • $79,901Cash and due from depository institutions
  • $0Interest-bearing balances
  • $277,961Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $467,792Net loans & leases
  • $6,227Loan loss allowance
  • $1,940Trading account assets
  • $20,510Bank premises and fixed assets
  • $500Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $13,119All other assets
  • $861,723Total liabilities and capital
  • $806,237Total liabilities
  • $731,996Total deposits
  • $475,134Interest-bearing deposits
  • $731,996Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $68,662Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $2,631Other borrowed funds
  • $0Subordinated debt
  • $2,948All other liabilities
  • $55,486Total equity capital
  • $55,486Total bank equity capital
  • $55,486Perpetual preferred stock
  • $0Common stock
  • $1,400Surplus
  • $9,142Undivided profits
  • Memoranda
  • $44,944Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $546Earning assets
  • $0Long-term assets (5+ years)
  • $3,472Average Assets, year-to-date
  • $747,693Average Assets, quarterly
  • $156,388Volatile liabilities
  • $793,797Insider loans
  • $840,390FHLB advances
  • $130,018Loans and leases held for sale
  • $12,796Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $177,347Total unused commitments
  • $0Restructured Loans and leases
  • $554,658Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $59,460Total interest income
  • $21,494Total interest expense
  • $37,966Net interest income
  • $1,274Provision for loan and lease losses
  • $12,364Total noninterest income
  • $3,304Fiduciary activities
  • $4,047Service charges on deposit accounts
  • $271Trading account gains & fees
  • $4,742Additional noninterest income
  • $34,405Total noninterest expense
  • $20,076Salaries and employee benefits
  • $7,234Premises and equipment expense
  • $7,095Additional noninterest expense
  • $14,651Pre-tax net operating income
  • $4Securities gains (losses)
  • $4,609Applicable income taxes
  • $10,046Income before extraordinary items
  • $0Extraordinary gains - net
  • $10,046Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $242Sale, conversion, retirement of capital stock, net
  • $1,527Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.65%Yield on earning assets
  • 3.13%Cost of funding earning assets
  • 5.53%Net interest margin
  • 1.80%Noninterest income to earning assets
  • 5.01%Noninterest expense to earning assets
  • 1.27%Net operating income to assets
  • 1.27%Return on assets (ROA)
  • 1.85%Pretax return on assets
  • 19.80%Return on equity (ROE)
  • 16.79%Retained earnings to average equity (YTD only)
  • 0.05%Net charge-offs to loans
  • 526.45%Credit loss provision to net charge-offs
  • 65.81%Efficiency ratio
  • 68,359Assets per employee
  • 1.73%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 15.20%Loss allowance to loans
  • 1.31%Loss allowance to noncurrent loans
  • 1140.48%Noncurrent assets plus other real estate owned to assets
  • 0.12%Noncurrent loans to loans
  • 0.12%Net loans and leases to deposits
  • 63.91%Net loans and leases to core deposits
  • 69.75%Equity capital to assets
  • 6.44%Core capital (leverage) ratio
  • 6.60%Tier 1 risk-based capital ratio
  • 9.96%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $793,797Average earning assets
  • $50,732Average equity
  • $687,157Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Overton Bank and Trust, National Association.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents