PEOPLES BANK in city_name, state_name - Detailed Financial Reports, Location

PEOPLES BANK in Sheridan, Arkansas (AR)
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PEOPLES BANK routing number info

PEOPLES BANK - Overview

General
FDIC Certificate #: 57058
Status: Active
Federal Reserve ID: 2939391
Date Established: September 13, 2000
WWW: http://www.peoplesbankar.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 356558
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: September 13, 2000
Last Structure Change Effective Date: June 28, 2011
Last Structure Change Process Date: July 11, 2011
Last Data Update: July 11, 2011
Data Source Date: April 05, 2012
Location
Address: 1120 South Rock Street, Sheridan, AR 72150
County: Grant
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Little Rock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Combined Statistical Area (CSA): Little Rock-North Little Rock-Pine Bluff, AR (#340)
Core Based Statistical Area (CBSA): Little Rock-North Little Rock-Conway, AR (#30780)
CBSA Metro Statistical Area: Little Rock-North Little Rock-Conway, AR (#30780)
History of Changes
Change in Primary Regulatory Agency
Change in Supervisory Agency
Institution Becomes a Member of FRS (Federal Reserve System)
Financial Summary
Total assets: $114.1 mil
Equity capital: $14.4 mil
Deposits held in domestic offices: $98.9 mil
Return on assets (ROA): 1.29% ($1.5 mil)
Quarterly return on assets: 1.41% ($1.6 mil)
Return on Equity (ROE): 10.58% ($1.5 mil)
Quarterly return on equity: 11.23% ($1.6 mil)
Net income: $1.5 mil
Quarterly Net income: $0.4 mil
Pretax return on assets: 1.90% ($2,168.5 mil)
Quarterly Pretax return on assets: 1.82% ($2,077.2 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
26Total employees (full-time equivalent)
$114,131Total assets
$3,280Cash and due from depository institutions
$977Interest-bearing balances
$46,985Securities
$0Federal funds sold & reverse repurchase agreements
$58,434Net loans & leases
$880Loan loss allowance
$0Trading account assets
$2,615Bank premises and fixed assets
$262Other real estate owned
$0Goodwill and other intangibles
$114,131Life insurance assets
$2,555All other assets
$99,778Total liabilities and capital
$98,885Total liabilities
$62,880Total deposits
$98,885Interest-bearing deposits
$81Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$893Subordinated debt
$14,353All other liabilities
$14,353Total equity capital
$14,353Total bank equity capital
$0Perpetual preferred stock
$6Common stock
$5,951Surplus
$8,396Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$154Income earned, not collected on loans
$0Earning assets
$620Long-term assets (5+ years)
$106,396Average Assets, year-to-date
$26,727Average Assets, quarterly
$113,481Volatile liabilities
$114,020Insider loans
$69,146FHLB advances
$113,865Loans and leases held for sale
$1,481Unused loan commitments
$1,481Tier 1 (core) risk-based capital
$14,007Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$5,929Restructured Loans and leases
$5,293Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$4,911Total interest income
$701Total interest expense
$4,210Net interest income
$114Provision for loan and lease losses
$556Total noninterest income
$0Fiduciary activities
$290Service charges on deposit accounts
$0Trading account gains & fees
$266Additional noninterest income
$2,499Total noninterest expense
$1,177Salaries and employee benefits
$278Premises and equipment expense
$1,044Additional noninterest expense
$2,153Pre-tax net operating income
$0Securities gains (losses)
$687Applicable income taxes
$1,466Income before extraordinary items
$0Extraordinary gains - net
$1,466Net income attributable to bank
$0Net charge-offs
$1,466Cash dividends
$34Sale, conversion, retirement of capital stock, net
$396Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.65%Yield on earning assets
0.66%Cost of funding earning assets
3.98%Net interest margin
0.53%Noninterest income to earning assets
2.37%Noninterest expense to earning assets
1.29%Net operating income to assets
1.29%Return on assets (ROA)
1.90%Pretax return on assets
10.58%Return on equity (ROE)
7.73%Retained earnings to average equity (YTD only)
0.06%Net charge-offs to loans
335.29%Credit loss provision to net charge-offs
66.68%Efficiency ratio
52,434Assets per employee
4.39%Cash dividends to net income (YTD only)
Condition Ratios (%)
27.01%Loss allowance to loans
1.48%Loss allowance to noncurrent loans
571.43%Noncurrent assets plus other real estate owned to assets
0.36%Noncurrent loans to loans
0.26%Net loans and leases to deposits
59.09%Net loans and leases to core deposits
62.42%Equity capital to assets
12.58%Core capital (leverage) ratio
12.30%Tier 1 risk-based capital ratio
20.26%Total risk-based capital ratio
Memoranda
$22Average assets
$113,481Average earning assets
$13,850Average equity
$105,657Average loans

List of branches

2 Arkansas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	356558	Peoples Bank	1120 South Rock Street, Sheridan, AR 72150	September 13, 2000	Full Service Brick and Mortar
1	495709	Peoples Bank (East End)	20409 Arch Street, Little Rock, AR 72206	July 14, 2008	Full Service Brick and Mortar

PEOPLES BANK in Sheridan, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

PEOPLES BANK - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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PEOPLES BANK in Sheridan, Arkansas (AR)Overview, Financial Summary, Detailed Financial Reports, Branches

PEOPLES BANK - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

PEOPLES BANK in Sheridan, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches