FDIC Certificate #: 8730 Status: Active Federal Reserve ID: 733540 Date Established: January 01, 1932 Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 5561 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: Yes Asset Concentration Hierarchy: All Other Specialization < 1 Billion Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 200 Main Street, Rison, AR 71665 County: Cleveland Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Little Rock Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: Western Combined Statistical Area (CSA): Little Rock-North Little Rock-Pine Bluff, AR (#340) Core Based Statistical Area (CBSA): Pine Bluff, AR (#38220) CBSA Metro Statistical Area: Pine Bluff, AR (#38220)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $30.1 mil Equity capital: $5.4 mil Deposits held in domestic offices: $24.4 mil Return on assets (ROA): 1.10% ($0.3 mil) Quarterly return on assets: 0.71% ($0.2 mil) Return on Equity (ROE): 6.01% ($0.3 mil) Quarterly return on equity: 3.85% ($0.2 mil) Net income: $0.3 mil Quarterly Net income: $0.1 mil Pretax return on assets: 1.10% ($331.3 mil) Quarterly Pretax return on assets: 0.71% ($213.9 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
6Total employees (full-time equivalent)
$30,120Total assets
$7,512Cash and due from depository institutions
$2,857Interest-bearing balances
$5,178Securities
$4,200Federal funds sold & reverse repurchase agreements
$12,615Net loans & leases
$401Loan loss allowance
$0Trading account assets
$113Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$30,120Life insurance assets
$502All other assets
$24,695Total liabilities and capital
$24,447Total liabilities
$12,545Total deposits
$24,447Interest-bearing deposits
$98Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$248Subordinated debt
$5,425All other liabilities
$5,425Total equity capital
$5,425Total bank equity capital
$0Perpetual preferred stock
$100Common stock
$300Surplus
$5,025Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$183Income earned, not collected on loans
$0Earning assets
$173Long-term assets (5+ years)
$24,850Average Assets, year-to-date
$3,420Average Assets, quarterly
$30,226Volatile liabilities
$29,988Insider loans
$15,494FHLB advances
$30,746Loans and leases held for sale
$258Unused loan commitments
$258Tier 1 (core) risk-based capital
$5,369Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$74Restructured Loans and leases
$581Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$1,298Total interest income
$158Total interest expense
$1,140Net interest income
$50Provision for loan and lease losses
$195Total noninterest income
$0Fiduciary activities
$61Service charges on deposit accounts
$0Trading account gains & fees
$134Additional noninterest income
$954Total noninterest expense
$299Salaries and employee benefits
$59Premises and equipment expense
$596Additional noninterest expense
$331Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$331Income before extraordinary items
$0Extraordinary gains - net
$331Net income attributable to bank
$0Net charge-offs
$331Cash dividends
$0Sale, conversion, retirement of capital stock, net
$224Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.93%Yield on earning assets
0.60%Cost of funding earning assets
4.33%Net interest margin
0.74%Noninterest income to earning assets
3.62%Noninterest expense to earning assets
1.10%Net operating income to assets
1.10%Return on assets (ROA)
1.10%Pretax return on assets
6.01%Return on equity (ROE)
1.94%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
71,461Assets per employee
5.02%Cash dividends to net income (YTD only)
Condition Ratios (%)
67.67%Loss allowance to loans
3.08%Loss allowance to noncurrent loans
219.13%Noncurrent assets plus other real estate owned to assets
0.61%Noncurrent loans to loans
1.41%Net loans and leases to deposits
51.60%Net loans and leases to core deposits
54.82%Equity capital to assets
18.01%Core capital (leverage) ratio
17.46%Tier 1 risk-based capital ratio
34.65%Total risk-based capital ratio
Memoranda
$36Average assets
$30,226Average earning assets
$5,504Average equity
$26,327Average loans
List of branches
1 Arkansas Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
5561
The Bank Of Rison
200 Main Street, Rison, AR 71665
January 01, 1932
Full Service Brick and Mortar
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Bank of Rison.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: