First State Bank of Warren in city_name, state_name - Detailed Financial Reports, Location

First State Bank of Warren in Warren, Arkansas (AR)
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First State Bank of Warren routing number info

First State Bank of Warren - Overview

General
FDIC Certificate #: 94
Status: Active
Federal Reserve ID: 843542
Bank Holding Company (Regulatory Top Holder): Bradley Bancshares, Inc. (RSSDID: 1097463, Location: Warren, AR)
Date Established: January 01, 1890
WWW: http://www.firststatewarren.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Domestic: 4, Interstate: No)
FDIC's unique #: 74
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 104 S Main Street, Warren, AR 71671
County: Bradley
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Little Rock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
History of Changes
Change in Location
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $101.8 mil
Equity capital: $11.1 mil
Deposits held in domestic offices: $90.3 mil
Return on assets (ROA): 1.07% ($1.1 mil)
Quarterly return on assets: 0.79% ($0.8 mil)
Return on Equity (ROE): 10.13% ($1.1 mil)
Quarterly return on equity: 7.20% ($0.8 mil)
Net income: $1.1 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 1.29% ($1,313.6 mil)
Quarterly Pretax return on assets: 0.93% ($947.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
33Total employees (full-time equivalent)
$101,829Total assets
$9,215Cash and due from depository institutions
$6,371Interest-bearing balances
$45,404Securities
$0Federal funds sold & reverse repurchase agreements
$44,613Net loans & leases
$629Loan loss allowance
$0Trading account assets
$1,208Bank premises and fixed assets
$88Other real estate owned
$0Goodwill and other intangibles
$101,829Life insurance assets
$1,301All other assets
$90,710Total liabilities and capital
$90,255Total liabilities
$76,014Total deposits
$90,255Interest-bearing deposits
$90Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$455Subordinated debt
$11,119All other liabilities
$11,119Total equity capital
$11,119Total bank equity capital
$0Perpetual preferred stock
$590Common stock
$1,910Surplus
$8,619Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,174Income earned, not collected on loans
$0Earning assets
$637Long-term assets (5+ years)
$96,388Average Assets, year-to-date
$40,605Average Assets, quarterly
$101,858Volatile liabilities
$102,330Insider loans
$61,009FHLB advances
$102,298Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$10,496Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$0Restructured Loans and leases
$1,266Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$4,406Total interest income
$812Total interest expense
$3,594Net interest income
$120Provision for loan and lease losses
$575Total noninterest income
$15Fiduciary activities
$310Service charges on deposit accounts
$0Trading account gains & fees
$250Additional noninterest income
$2,819Total noninterest expense
$1,506Salaries and employee benefits
$622Premises and equipment expense
$691Additional noninterest expense
$1,230Pre-tax net operating income
$89Securities gains (losses)
$234Applicable income taxes
$1,085Income before extraordinary items
$0Extraordinary gains - net
$1,085Net income attributable to bank
$0Net charge-offs
$1,085Cash dividends
$26Sale, conversion, retirement of capital stock, net
$788Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.66%Yield on earning assets
0.86%Cost of funding earning assets
3.80%Net interest margin
0.61%Noninterest income to earning assets
2.98%Noninterest expense to earning assets
0.99%Net operating income to assets
1.07%Return on assets (ROA)
1.29%Pretax return on assets
10.13%Return on equity (ROE)
2.77%Retained earnings to average equity (YTD only)
0.06%Net charge-offs to loans
461.54%Credit loss provision to net charge-offs
51.92%Efficiency ratio
67,618Assets per employee
3.09%Cash dividends to net income (YTD only)
Condition Ratios (%)
72.63%Loss allowance to loans
1.39%Loss allowance to noncurrent loans
53.58%Noncurrent assets plus other real estate owned to assets
1.24%Noncurrent loans to loans
2.59%Net loans and leases to deposits
49.43%Net loans and leases to core deposits
52.71%Equity capital to assets
10.92%Core capital (leverage) ratio
10.26%Tier 1 risk-based capital ratio
17.20%Total risk-based capital ratio
Memoranda
$18Average assets
$101,858Average earning assets
$10,706Average equity
$94,579Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$1,666Managed Assets
1Number of Accounts
$1,666Personal trust and agency accounts
$964Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$702Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
26Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

4 Arkansas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	74	First State Bank Of Warren	104 S Main Street, Warren, AR 71671	January 01, 1890	Full Service Brick and Mortar
1	181027	Hermitage Branch	Main Street, Hermitage, AR 71647	September 09, 1937	Full Service Brick and Mortar
2	181028	Martin And Pine Branch	413 West Pine Street, Warren, AR 71671	May 05, 1976	Full Service Brick and Mortar
4	181029	Hampton Branch	Highway 4 And Highway 167, Hampton, AR 71744	April 25, 1994	Full Service Brick and Mortar

First State Bank of Warren in Warren, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank of Warren - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First State Bank of Warren in Warren, Arkansas (AR)Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank of Warren - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First State Bank of Warren in Warren, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches