Warren Bank and Trust Company in city_name, state_name - Detailed Financial Reports, Location

Warren Bank and Trust Company in Warren, Arkansas (AR)
Show street view No street view available for this location

Warren Bank and Trust Company routing number info

Warren Bank and Trust Company - Overview

General
FDIC Certificate #: 81
Status: Active
Federal Reserve ID: 748441
Date Established: December 31, 1901
WWW: http://www.warrenbanktrust.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 4 (Domestic: 4, Interstate: No)
OTS Docket #: 13922
FDIC's unique #: 61
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 201 South Main Street, Warren, AR 71671
County: Bradley
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Little Rock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $136.2 mil
Equity capital: $21.2 mil
Deposits held in domestic offices: $113.0 mil
Return on assets (ROA): 1.53% ($2.1 mil)
Quarterly return on assets: 1.73% ($2.4 mil)
Return on Equity (ROE): 10.42% ($2.2 mil)
Quarterly return on equity: 11.00% ($2.3 mil)
Net income: $2.0 mil
Quarterly Net income: $0.6 mil
Pretax return on assets: 1.53% ($2,084.2 mil)
Quarterly Pretax return on assets: 1.73% ($2,356.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
42Total employees (full-time equivalent)
$136,219Total assets
$3,547Cash and due from depository institutions
$1,591Interest-bearing balances
$79,224Securities
$425Federal funds sold & reverse repurchase agreements
$50,095Net loans & leases
$1,872Loan loss allowance
$0Trading account assets
$921Bank premises and fixed assets
$126Other real estate owned
$0Goodwill and other intangibles
$136,219Life insurance assets
$1,881All other assets
$115,053Total liabilities and capital
$113,013Total liabilities
$97,340Total deposits
$113,013Interest-bearing deposits
$91Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$1,786Trading liabilities
$0Other borrowed funds
$254Subordinated debt
$21,166All other liabilities
$21,166Total equity capital
$21,166Total bank equity capital
$0Perpetual preferred stock
$1Common stock
$2,399Surplus
$18,766Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,824Income earned, not collected on loans
$0Earning assets
$898Long-term assets (5+ years)
$131,335Average Assets, year-to-date
$79,135Average Assets, quarterly
$132,549Volatile liabilities
$135,495Insider loans
$86,230FHLB advances
$134,253Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$18,724Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$467Restructured Loans and leases
$1,141Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$5,969Total interest income
$1,166Total interest expense
$4,803Net interest income
$365Provision for loan and lease losses
$477Total noninterest income
$64Fiduciary activities
$309Service charges on deposit accounts
$0Trading account gains & fees
$104Additional noninterest income
$2,998Total noninterest expense
$1,537Salaries and employee benefits
$451Premises and equipment expense
$1,010Additional noninterest expense
$1,917Pre-tax net operating income
$115Securities gains (losses)
$0Applicable income taxes
$2,032Income before extraordinary items
$0Extraordinary gains - net
$2,032Net income attributable to bank
$0Net charge-offs
$2,032Cash dividends
$32Sale, conversion, retirement of capital stock, net
$1,332Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.69%Yield on earning assets
0.92%Cost of funding earning assets
3.77%Net interest margin
0.37%Noninterest income to earning assets
2.35%Noninterest expense to earning assets
1.45%Net operating income to assets
1.53%Return on assets (ROA)
1.53%Pretax return on assets
10.42%Return on equity (ROE)
3.59%Retained earnings to average equity (YTD only)
0.06%Net charge-offs to loans
1140.63%Credit loss provision to net charge-offs
71.31%Efficiency ratio
56,780Assets per employee
3.24%Cash dividends to net income (YTD only)
Condition Ratios (%)
65.55%Loss allowance to loans
3.60%Loss allowance to noncurrent loans
66.29%Noncurrent assets plus other real estate owned to assets
2.17%Noncurrent loans to loans
5.43%Net loans and leases to deposits
44.33%Net loans and leases to core deposits
45.26%Equity capital to assets
15.54%Core capital (leverage) ratio
13.95%Tier 1 risk-based capital ratio
21.71%Total risk-based capital ratio
Memoranda
$23Average assets
$132,549Average earning assets
$19,502Average equity
$127,362Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$27,866Managed Assets
1Number of Accounts
$13,850Personal trust and agency accounts
$8,348Employee benefit-defined contribution accounts
$3,712Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$1,017Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$773Non-managed Assets
112Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$14,016Other retirement accounts
$0Corporate trust and agency accounts
$1,085Other fiduciary accounts
$3,534Fiduciary accounts held in foreign offices

List of branches

4 Arkansas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	61	Warren Bank And Trust Company	201 South Main Street, Warren, AR 71671	December 31, 1901	Full Service Brick and Mortar
1	180993	West Branch	312 South Martin Street, Warren, AR 71671	September 11, 1973	Limited Service Facility
2	180994	Drive-In Facility	Cypress And Myrtle Streets, Warren, AR 71671	July 15, 1974	Limited Service Facility
3	180995	Hermitage Branch	303 South Main, Hermitage, AR 71647	April 05, 1976	Full Service Brick and Mortar

Warren Bank and Trust Company in Warren, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

Warren Bank and Trust Company - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Warren Bank and Trust Company in Warren, Arkansas (AR)Overview, Financial Summary, Detailed Financial Reports, Branches

Warren Bank and Trust Company - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Warren Bank and Trust Company in Warren, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches