Pasadena State Bank in Pasadena, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 29, 2000

  • Pasadena State Bank in Pasadena, Texas (TX)
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Pasadena State Bank - Overview

  • General
  • FDIC Certificate #: 26788
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Amegy Bank National Association (#24107)
    Federal Reserve ID: 4268
    Date Established: September 18, 1986
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 35936
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 18, 1986
    Last Structure Change Effective Date: December 29, 2000
    Last Structure Change Process Date: January 24, 2001
    Last Data Update: January 24, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 3901 Red Bluff Road, Pasadena, TX 77501
    County: Harris
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Houston, TX (#3360)
    Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
    Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
    Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
    CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
  • Financial Summary
  • Total assets: $34.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 22Total employees (full-time equivalent)
  • $32,831Total assets
  • $4,199Cash and due from depository institutions
  • $0Interest-bearing balances
  • $13,120Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $13,771Net loans & leases
  • $184Loan loss allowance
  • $0Trading account assets
  • $1,080Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $661All other assets
  • $32,831Total liabilities and capital
  • $30,212Total liabilities
  • $30,054Total deposits
  • $16,660Interest-bearing deposits
  • $30,054Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $158All other liabilities
  • $2,619Total equity capital
  • $2,619Total bank equity capital
  • $2,619Perpetual preferred stock
  • $0Common stock
  • $625Surplus
  • $1,725Undivided profits
  • Memoranda
  • $269Noncurrent loans and leases
  • $1,480Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $554Earning assets
  • $0Long-term assets (5+ years)
  • $89Average Assets, year-to-date
  • $26,891Average Assets, quarterly
  • $4,636Volatile liabilities
  • $33,900Insider loans
  • $33,172FHLB advances
  • $2,021Loans and leases held for sale
  • $311Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,480Total unused commitments
  • $0Restructured Loans and leases
  • $184Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $2,037Total interest income
  • $606Total interest expense
  • $1,431Net interest income
  • $68Provision for loan and lease losses
  • $637Total noninterest income
  • $0Fiduciary activities
  • $571Service charges on deposit accounts
  • $0Trading account gains & fees
  • $66Additional noninterest income
  • $1,802Total noninterest expense
  • $914Salaries and employee benefits
  • $320Premises and equipment expense
  • $568Additional noninterest expense
  • $198Pre-tax net operating income
  • $2Securities gains (losses)
  • $56Applicable income taxes
  • $144Income before extraordinary items
  • $0Extraordinary gains - net
  • $144Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $20Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.14%Yield on earning assets
  • 2.12%Cost of funding earning assets
  • 5.02%Net interest margin
  • 2.23%Noninterest income to earning assets
  • 6.32%Noninterest expense to earning assets
  • 0.42%Net operating income to assets
  • 0.42%Return on assets (ROA)
  • 0.59%Pretax return on assets
  • 5.39%Return on equity (ROE)
  • 5.39%Retained earnings to average equity (YTD only)
  • 0.17%Net charge-offs to loans
  • 340.00%Credit loss provision to net charge-offs
  • 13.30%Efficiency ratio
  • 87,137Assets per employee
  • 1.49%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.32%Loss allowance to noncurrent loans
  • 33.21%Noncurrent assets plus other real estate owned to assets
  • 1.69%Noncurrent loans to loans
  • 3.97%Net loans and leases to deposits
  • 45.82%Net loans and leases to core deposits
  • 49.12%Equity capital to assets
  • 7.98%Core capital (leverage) ratio
  • 8.34%Tier 1 risk-based capital ratio
  • 14.95%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $33,900Average earning assets
  • $2,669Average equity
  • $28,518Average loans

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